Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Financial (FFIN) have what it takes?
First Financial Bankshares demonstrates a resilient growth profile underpinned by a 12.9 percent year-over-year increase in net interest income as of 2026Q1. While the bank maintains a superior efficiency ratio of 35.7 percent, investors should monitor the con...
Price trend, volume and key moving averages
Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 16, 2026 | $0.50-0.8% vs $0.50 | $173M-0.2% vs $173M |
Q2 2026 Apr 16, 2026 | $0.50+5.8% vs $0.47 | $167M+0.3% vs $166M |
Q1 2026 Jan 22, 2026 | $0.51+6.3% vs $0.48 | $165M-0.9% vs $166M |
Q4 2025 Oct 23, 2025 | $0.36-15.9% vs $0.43 | $158M-2.9% vs $162M |
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Financial (FFIN) have what it takes?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Financial (FFIN) have what it takes?

Wall Street analysts delivered a flurry of rating changes Thursday, reshuffling positions on retailers, REITs, solar stocks, and cybersecurity names while markets digest hotter inflation data and brace for a pivotal Fed speech at Jackson Hole.
First Financial Bankshares (FFIN) has been a disappointing performer over the past year, entirely missing out on the banking industry's large rally. FFIN's operating performance hasn't been poor. Revenue, earnings and book value have all grown nicely, but the stock has been hampered by valuation changes. With around 40% of its interest-earning assets invested in relatively low-yielding bonds, repricing should be an ongoing tailwind for FFIN's net interest income.
Benchmark FFIN against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for First Financial Bankshares, Inc. (FFIN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $32.31 | $4.63B | 18.25 | 16.23% | 30.71% | 14.39% | 2.29% | |
| $69.75 | $4.34B | 10.54 | 0.74% | 38.81% | 12.67% | — | |
| $131.05 | $7.96B | 14.28 | 9.59% | 18.3% | 10.31% | — | |
| $22.16 | $3.18B | 14.58 | 7.23% | 29.31% | 8.22% | — | |
| $134.21 | $10.2B | 14.70 | 101.23% | 20.67% | 12.17% | — | |
| $22.50 | $3.26B | -7.63 | -86.6% | -63.53% | -10.51% | — |
First Financial Bankshares, Inc. (FFIN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
First Financial Bankshares, Inc. (FFIN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 17, 2026·SEC
Apr 30, 2026·SEC
Apr 29, 2026·SEC
Get notified when FFIN posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
First Financial Bankshares, Inc. (FFIN) stock FAQ — growth, dividends, profitability & financials explained
First Financial Bankshares, Inc. (FFIN) grew revenue by 16.2% over the past year. This is strong growth.
Yes, First Financial Bankshares, Inc. (FFIN) is profitable, generating $263.8M in net income for fiscal year 2025 (30.7% net margin).
Yes, First Financial Bankshares, Inc. (FFIN) pays a dividend with a yield of 2.29%. This makes it attractive for income-focused investors.
First Financial Bankshares, Inc. (FFIN) has a return on equity (ROE) of 14.4%. This is reasonable for most industries.
First Financial Bankshares, Inc. (FFIN) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
First Financial Bankshares, Inc. (FFIN) has an efficiency ratio of 34.3%. This is excellent, indicating strong cost control.