FIGR trades 119.8% below Wall Street's consensus target of $62.75.
Last 12 months price action with 12-month analyst target path
The base valuation assumes FIGR achieves its forward estimates and maintains a stable P/E multiple of 28.3x. This scenario reflects the blended consensus of 7 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 22, 2026, Figure Technology Solutions, Inc. Class A Common Stock (FIGR) has a Wall Street consensus price target of $62.75, based on estimates from 7 covering analysts. With the stock currently trading at $28.55, this represents a potential upside of +119.8%. The company has a market capitalization of $5.19B.
Analyst price targets range from a low of $49.00 to a high of $75.00, representing a 41% spread in expectations. The median target of $63.50 aligns closely with the consensus average.
The current analyst consensus rating is Buy, with 6 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, FIGR trades at a trailing P/E of 64.9x and forward P/E of 28.3x. Analysts expect EPS to grow +39.8% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $35.61, with bear and bull scenarios of $22.43 and $46.92 respectively. Model confidence stands at 49/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
UWMCUWM Holdings Corporation | $345M | $2.22 | $5.40 | +143.2% | Hold | 5.8x | 13 |
GHLDGuild Holdings Company | $439M | $20.01 | $17.63 | -11.9% | Hold | 10.2x | 6 |
PFSIPennyMac Financial Services, Inc. | $4.3B | $82.38 | $118.80 | +44.2% | Buy | 8.1x | 20 |
RKTRocket Companies, Inc. | $40.7B | $14.42 | $21.63 | +50.0% | Hold | 19.5x | 25 |
LDIloanDepot, Inc. | $392M | $1.17 | $2.40 | +105.1% | Hold | — | 12 |
ONITOnity Group Inc. | $309M | $36.67 | $50.00 | +36.4% | Buy | 7.7x | 3 |
AFRMAffirm Holdings, Inc. | $24.6B | $73.92 | $81.93 | +10.8% | Buy | 59.1x | 33 |
UPSTUpstart Holdings, Inc. | $3.1B | $32.43 | $37.25 | +14.9% | Buy | 14.1x | 22 |
ICEIntercontinental Exchange, Inc. | $75.8B | $133.88 | $194.00 | +44.9% | Buy | 16.5x | 36 |
CLSTCatalyst Bancorp, Inc. | $67M | $16.43 | — | — | — | — | — |
Quick answers to the most common questions about buying FIGR stock.
The consensus Wall Street price target for FIGR is $62.75, representing 119.8% upside from the current price of $28.55. With 7 analysts covering the stock, this strong upside suggests significant value not yet reflected in today's share price.
FIGR has a consensus rating of "Buy" based on 7 Wall Street analysts. The rating breakdown is predominantly bullish, with 6 Buy/Strong Buy ratings. The consensus 12-month price target of $62.75 implies 119.8% upside from current levels.
FIGR trades at a forward P/E of 28.2981x, representing a moderate valuation. With analysts targeting $62.75 (119.8% implied move), the stock appears reasonably valued with upside.
The most bullish Wall Street analyst has a price target of $75 for FIGR, while the most conservative target is $49. The consensus of $62.75 represents the median expectation. Our quantitative valuation model projects a bull case target of $47 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
FIGR is moderately covered, with 7 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 6 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month FIGR stock forecast based on 7 Wall Street analysts shows a consensus price target of $62.75, with estimates ranging from $49 (bear case) to $75 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $36, with bear/bull scenarios of $22/$47.
Our quantitative valuation model calculates FIGR's fair value at $36 (base case), with a bear case of $22 and bull case of $47. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.
FIGR trades at a forward P/E ratio of 28.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 64.9x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are very optimistic on FIGR, with a "Buy" consensus rating and $62.75 price target (119.8% upside). 6 of 7 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
FIGR analyst price targets range from $49 to $75, a 41% moderate spread showing some variance in outlooks. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $62.75 consensus represents the middle ground. Our model's $22-$47 range provides an independent fundamental perspective.
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