Fidelis Insurance Holdings Limited (FIHL) P/E Ratio History
ExpensiveTrading at 10.9x vs 5Y avg 5.4x · 88th percentile · Material premium to history · Data 2023–2025
Loading P/E history...
P/E Ratio Analysis
As of June 30, 2026, Fidelis Insurance Holdings Limited (FIHL) trades at a price-to-earnings ratio of 10.9x, with a stock price of $23.06 and trailing twelve-month earnings per share of $2.23.
The current P/E is 101% above its 5-year average of 5.4x. Over the past five years, FIHL's P/E has ranged from a low of 0.6x to a high of 19.3x, placing the current valuation at the 88th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.1x, FIHL trades at a 23% discount to its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 162.0x.
The PEG ratio of 0.40 (P/E divided by 115% EPS growth) suggests the stock may be undervalued relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, FIHL trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FIHL DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FIHL Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
FIHL P/E vs Peers
Reinsurance (P&C and life) peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $14B | 5.7Lowest | 0.19 | +61% | |
| $34B | 8.4 | 0.30 | +4% | |
| $24B | 11.6 | 0.46 | -15% | |
| $553M | 7.7 | 0.09Best | +75% | |
| $6B | 13.1 | 1.02 | +132%Best | |
| $8B | 8.8 | - | +0% | |
| $71B | 12.1 | 0.57 | +28% | |
| $37B | 10.0 | 0.44 | +29% | |
| $26B | 16.0 | 0.55 | +2% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
FIHL Historical P/E Data (2023–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Dec 31 2025 | $19.57 | $2.21 | 8.9x | +63% |
| FY2024 Q4 | - | $18.13 | $0.94 | 19.3x | +254% |
| FY2024 Q3 | Sep 30 2024 | $18.06 | $3.96 | 4.6x | -16% |
| FY2024 Q2 | Jun 30 2024 | $16.31 | $3.82 | 4.3x | -22% |
| FY2024 Q1 | Mar 31 2024 | $19.48 | $4.12 | 4.7x | -13% |
| FY2023 Q4 | Dec 31 2023 | $12.67 | $18.12 | 0.7x | -87% |
| FY2023 Q3 | Sep 30 2023 | $14.68 | $24.83 | 0.6x | -89% |
| FY2023 Q2 | Jun 30 2023 | $13.65 | $24.18 | 0.6x | -90% |
Average P/E for displayed period: 5.4x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
3+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
FIHL — Frequently Asked Questions
Quick answers to the most common questions about buying FIHL stock.
What is FIHL's P/E ratio?
Fidelis Insurance Holdings Limited (FIHL) trailing twelve-month P/E ratio is 10.9x, based on TTM diluted EPS of $2.23. The 5-year average P/E is 5.4x and the historical range spans 0.6x to 19.3x.
Is FIHL stock overvalued or undervalued?
FIHL trades at 10.9x P/E, above its 5-year average of 5.4x. The 88th percentile ranking within the 0.6x–19.3x historical range indicates a premium to historical valuation.
Is FIHL stock expensive?
Yes, FIHL is expensive relative to its own history. The current P/E of 10.9x is above the 5-year average of 5.4x. The stock sits at the 88th percentile of its 5-year valuation range.
What is FIHL's historical P/E range?
Over the past 5 years, FIHL's P/E ratio has ranged from 0.6x to 19.3x, with a median of 4.6x and an average of 5.4x. The current P/E of 10.9x places the stock at the 88th percentile of this range. Full historical data spans 2023–2025.
How does FIHL's P/E compare to the S&P 500?
FIHL trades at 10.9x P/E versus the S&P 500 median of 25.1x. The 57% discount to the market suggests lower growth expectations or perceived higher risk.
How does FIHL's valuation compare to Financial Services peers?
Fidelis Insurance Holdings Limited P/E of 10.9x compares to the Financial Services sector median of 14.1x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is FIHL's PEG ratio?
FIHL PEG ratio is 0.40, based on a P/E of 10.9x and EPS growth of 115.3%. A PEG below 1.0 indicates the valuation is supported by the earnings growth rate — typically considered attractive.
What is FIHL's earnings yield?
FIHL earnings yield is 9.15%, the inverse of its 10.9x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.