FinWise Bancorp (FINW) P/E Ratio History
Historical price-to-earnings valuation from 2021 to 2026
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FINW Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, FinWise Bancorp (FINW) trades at a price-to-earnings ratio of 12.4x, with a stock price of $14.00 and trailing twelve-month earnings per share of $1.15.
The current P/E is 22% above its 5-year average of 10.1x. Over the past five years, FINW's P/E has ranged from a low of 3.1x to a high of 19.0x, placing the current valuation at the 61th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, FINW is roughly in line with its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, FINW trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FINW DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FINW P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $225M | 5.4Lowest | - | +17% | |
| $4B | 14.9 | - | +56% | |
| $329M | 7.9 | 0.60 | +7% | |
| $753M | 9.2 | 0.26Best | +24% | |
| $1B | 13.1 | 1.53 | +25% | |
| $3B | 64.4 | 4.49 | +131% | |
| $2B | 14.5 | - | +156%Best | |
| $22B | 449.1 | - | +109% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
FINW Historical P/E Data (2021–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | $15.86 | $1.10 | 14.4x | +42% | |
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $17.94 | $1.13 | 15.9x | +57% |
| FY2025 Q3 | $19.39 | $1.06 | 18.3x | +80% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $15.01 | $0.97 | 15.5x | +53% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $17.51 | $0.92 | 19.0x | +88% |
| FY2024 Q4 | $15.98 | $0.94 | 17.0x | +68% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $15.60 | $1.06 | 14.7x | +45% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $10.21 | $1.18 | 8.7x | -15% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $10.05 | $1.29 | 7.8x | -23% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $14.31 | $1.33 | 10.8x | +6% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $8.64 | $1.50 | 5.8x | -43% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $8.95 | $1.40 | 6.4x | -37% |
Average P/E for displayed period: 10.1x
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Start ComparisonFINW — Frequently Asked Questions
Quick answers to the most common questions about buying FINW stock.
Is FINW stock overvalued or undervalued?
FINW trades at 12.4x P/E, above its 5-year average of 10.1x. The 61th percentile ranking indicates a premium to historical valuation.
How does FINW's valuation compare to peers?
FinWise Bancorp P/E of 12.4x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is FINW's PEG ratio?
FINW PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2021-2026.