LendingClub Corporation (LC) P/E Ratio History
Historical price-to-earnings valuation from 2016 to 2025
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LC Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, LendingClub Corporation (LC) trades at a price-to-earnings ratio of 14.8x, with a stock price of $17.08 and trailing twelve-month earnings per share of $1.14.
The current P/E is 78% below its 5-year average of 67.7x. Over the past five years, LC's P/E has ranged from a low of 2.9x to a high of 737.1x, placing the current valuation at the 33th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, LC is roughly in line with its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
Relative to the broader market, LC trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our LC DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
LC P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $20B | 41.1 | - | +0% | |
| $3B | 69.3 | 4.82 | +131%Best | |
| $5B | 9.4 | - | +59% | |
| $1B | 13.0 | 1.52 | +25% | |
| $6B | 8.4 | 2.14 | +55% | |
| $5B | 14.0 | 1.42 | +89% | |
| $13B | 18.2 | - | +32% | |
| $4B | 6.5Lowest | 0.72Best | +29% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
LC Historical P/E Data (2016–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $18.94 | $1.15 | 16.5x | -76% |
| FY2025 Q3 | $15.19 | $0.88 | 17.2x | -75% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $12.03 | $0.64 | 18.7x | -72% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $10.32 | $0.44 | 23.3x | -66% |
| FY2024 Q4 | $16.19 | $0.45 | 35.7x | -47% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $11.43 | $0.46 | 24.7x | -64% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $8.46 | $0.38 | 22.4x | -67% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $8.79 | $0.34 | 25.7x | -62% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $8.74 | $0.36 | 24.1x | -64% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $6.10 | $0.49 | 12.5x | -82% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $9.75 | $0.85 | 11.4x | -83% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $7.21 | $2.49 | 2.9x | -96% |
Average P/E for displayed period: 67.7x
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Start ComparisonLC — Frequently Asked Questions
Quick answers to the most common questions about buying LC stock.
Is LC stock overvalued or undervalued?
LC trades at 14.8x P/E, below its 5-year average of 67.7x. At the 33th percentile of historical range, the stock is priced at a discount to its own history.
How does LC's valuation compare to peers?
LendingClub Corporation P/E of 14.8x compares to sector median of 13.3x. The premium reflects expected growth above peers.
What is LC's PEG ratio?
LC PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2016-2025.