F.N.B. Corporation (FNB) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

F.N.B. Corporation (FNB) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

FNB Income Statement

F.N.B. Corporation (FNB) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	376.52M	365.72M	365.52M	371.13M	359M	348M	323M	322M	323M	316M	319M	325M	326M	329M	337M	335M	297M	254M	234M	224M
NII Growth %	4.88%	5.09%	13.16%	15.26%	11.15%	10.13%	1.25%	-0.92%	-0.92%	-3.95%	-5.34%	-2.99%	9.76%	29.53%	44.02%	49.55%	28.02%	11.4%	4.93%	-4.27%
Net Interest Margin %	0.72%	0.72%	0.72%	0.74%	0.72%	0.7%	0.66%	0.66%	0.67%	0.66%	0.7%	0.7%	0.72%	0.73%	0.76%	0.77%	0.7%	0.61%	0.56%	0.57%
Interest Income	595.98M	578.01M	575.53M	593.17M	596M	583M	559M	569M	583M	557M	543M	532M	513.36M	484.2M	444M	408M	343M	280M	254M	245M
Interest Expense	219.46M	212.29M	210M	222.05M	237M	235M	236M	247M	260M	241M	224M	207M	186.78M	154.96M	107M	73M	46M	26M	20M	21M
Loan Loss Provision	19.64M	21.36M	18.46M	18.87M	24M	26M	17M	23M	23M	20M	14M	14M	25.22M	19.04M	14M	28M	12M	6M	18M	-2M
Non-Interest Income	92.6M	96.95M	84.74M	86.66M	98M	91M	88.2M	51M	89M	88M	88.36M	13M	80.64M	80.8M	79M	80M	83M	82M	78M	79M
Non-Interest Income %	19.74%	20.95%	18.82%	18.93%	21.44%	20.73%	21.45%	13.67%	21.6%	21.78%	21.69%	3.85%	19.83%	19.72%	18.99%	19.28%	21.84%	24.4%	25%	26.07%
Total Net Revenue	469.12M	462.67M	450.26M	457.78M	457M	439M	411.2M	373M	412M	404M	407.36M	338M	406.64M	409.8M	416M	415M	380M	336M	312M	303M
Revenue Growth %	2.65%	5.39%	9.5%	22.73%	10.92%	8.66%	0.94%	10.36%	1.32%	-1.42%	-2.08%	-18.55%	7.01%	21.96%	33.33%	36.96%	18.75%	9.09%	1.96%	-4.75%
Non-Interest Expense	226.91M	253.25M	257.87M	273.17M	243M	247M	246M	248M	249M	227M	237M	265M	218M	212M	220M	211M	195M	193M	227M	182M
Efficiency Ratio	48.37%	54.74%	57.27%	59.67%	53.17%	56.26%	59.82%	66.49%	60.44%	56.19%	58.18%	78.4%	53.61%	51.73%	52.88%	50.84%	51.32%	57.44%	72.76%	60.07%
Operating Income	222.57M	188.06M	173.94M	165.74M	190M	166M	147.31M	102M	140M	157M	156M	59M	164M	179M	182M	176M	173M	137M	67M	123M
Operating Margin %	47.44%	40.65%	38.63%	36.21%	41.58%	37.81%	35.82%	27.35%	33.98%	38.86%	38.3%	17.46%	40.33%	43.68%	43.75%	42.41%	45.53%	40.77%	21.47%	40.59%
Operating Income Growth %	17.14%	13.29%	18.07%	62.49%	35.71%	5.73%	-5.57%	72.88%	-14.63%	-12.29%	-14.29%	-66.48%	-5.2%	30.66%	171.64%	43.09%	25.36%	7.87%	-41.74%	44.71%
Pretax Income	192.54M	188.06M	173.94M	165.74M	190M	166M	147.31M	102M	140M	157M	156M	59M	164M	179M	182M	176M	173M	137M	67M	123M
Pretax Margin %	41.04%	40.65%	38.63%	36.21%	41.58%	37.81%	35.82%	27.35%	33.98%	38.86%	38.3%	17.46%	40.33%	43.68%	43.75%	42.41%	45.53%	40.77%	21.47%	40.59%
Income Tax	39.68M	39.34M	36.89M	-2.95M	40M	36M	30.8M	-8M	30M	34M	34M	8M	19M	37M	35M	37M	35M	28M	14M	24M
Effective Tax Rate %	20.61%	20.92%	21.21%	-1.78%	21.05%	21.69%	20.91%	-7.84%	21.43%	21.66%	21.79%	13.56%	11.59%	20.67%	19.23%	21.02%	20.23%	20.44%	20.9%	19.51%
Net Income	152.86M	148.72M	137.05M	168.69M	150M	130M	116.52M	110M	110M	123M	122M	51M	145M	142M	147M	139M	138M	109M	53M	99M
Net Margin %	32.58%	32.14%	30.44%	36.85%	32.82%	29.61%	28.34%	29.49%	26.7%	30.45%	29.95%	15.09%	35.66%	34.65%	35.34%	33.49%	36.32%	32.44%	16.99%	32.67%
Net Income Growth %	1.91%	14.4%	17.62%	53.36%	36.36%	5.69%	-4.5%	115.69%	-24.14%	-13.38%	-17.01%	-63.31%	5.07%	30.28%	177.36%	40.4%	24.32%	6.86%	-43.01%	37.11%
Net Income (Continuing)	152.86M	148.72M	137.05M	168.69M	150M	130M	116.52M	110M	110M	123M	122M	51M	145M	142M	147M	139M	138M	109M	53M	99M
EPS (Diluted)	0.43	0.42	0.38	0.47	0.41	0.36	0.32	0.30	0.30	0.34	0.32	0.13	0.40	0.39	0.40	0.38	0.38	0.30	0.15	0.30
EPS Growth %	4.88%	16.67%	18.75%	56.67%	36.67%	5.88%	0%	130.77%	-25%	-12.82%	-20%	-65.79%	5.26%	30%	166.67%	26.67%	11.76%	-3.23%	-46.43%	36.36%
EPS (Basic)	0.43	0.42	0.38	0.47	0.42	0.36	0.32	0.30	0.30	0.34	0.32	0.13	0.40	0.39	0.40	0.39	0.39	0.30	0.15	0.30
Diluted Shares Outstanding	354.97M	357.41M	360.23M	361.95M	361.67M	362.26M	364.11M	366.2M	362.43M	362.7M	362.62M	374.32M	361.78M	362.63M	364.93M	357.79M	354.65M	354.69M	348.93M	323.02M