Last 48 quarters of trend data · Financial Services · Specialty Insurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.18 | 4.08 | 10.92 | 12.88 | — | 11.37 | 13.74 | 54.23 | 8.51 | 15.99 | 11.03 | 14.59 | — | 6.58 | 11.11 | — | 37.62 | 8.29 | 6.48 | 8.32 | 6.71 |
| — | -64.1% | -20.5% | -76.2% | — | -28.9% | +24.6% | +271.8% | — | +143.2% | -0.7% | — | — | -20.6% | +71.4% | — | +461.0% | +95.5% | +19.2% | +77.2% | +94.9% | |
| P/S Ratio | 0.79 | 0.72 | 0.78 | 0.97 | 0.91 | 1.05 | 1.07 | 1.66 | 1.09 | 1.20 | 1.10 | 1.11 | 1.03 | 1.03 | 0.81 | 0.98 | 1.00 | 0.73 | 0.96 | 1.09 | 0.77 |
| — | -31.2% | -27.4% | -41.8% | -16.6% | -12.9% | -2.9% | +49.3% | +5.9% | +16.5% | +36.6% | +14.1% | +2.9% | +40.8% | -16.1% | -10.3% | +28.8% | -12.0% | +18.0% | +15.5% | +4.5% | |
| P/B Ratio | 1.33 | 1.19 | 1.43 | 1.43 | 1.64 | 1.77 | 1.74 | 2.02 | 1.80 | 1.90 | 1.69 | 1.84 | 1.85 | 1.70 | 1.46 | 1.42 | 1.55 | 1.65 | 1.47 | 1.64 | 1.51 |
| — | -32.7% | -17.6% | -29.1% | -8.5% | -7.0% | +2.7% | +9.6% | -3.1% | +12.0% | +15.7% | +29.9% | +19.4% | +3.0% | -0.6% | -13.3% | +2.7% | +24.6% | +8.5% | +18.4% | +15.2% | |
| P/FCF | 2.00 | 1.86 | 1.72 | 3.68 | 2.01 | 3.24 | 2.06 | 4.12 | 2.62 | 1.82 | 2.55 | 2.32 | 1.55 | 2.68 | 1.45 | 1.70 | 1.89 | 1.65 | 3.12 | 5.32 | 2.46 |
| — | -42.7% | -16.7% | -10.7% | -23.3% | +78.1% | -19.3% | +77.6% | +68.9% | -32.1% | +76.4% | +36.2% | -18.2% | +62.7% | -53.7% | -68.0% | -23.1% | -44.5% | -15.0% | +20.4% | -48.3% | |
| EV / EBITDA | 4.03 | -11.63 | 4.23 | 5.20 | 6.38 | 6.64 | 7.39 | 14.83 | 4.98 | 8.09 | 5.21 | 7.73 | — | 4.12 | 5.76 | 46.08 | 50.89 | 4.23 | 3.41 | 5.41 | 4.40 |
| — | -275.1% | -42.8% | -65.0% | +28.1% | -18.0% | +41.8% | +91.8% | — | +96.3% | -9.6% | -83.2% | — | -2.6% | +69.1% | +751.8% | +1057.8% | +73.8% | -8.0% | +74.0% | +56.7% | |
| EV / EBIT | 9.91 | — | 5.60 | 6.63 | 8.37 | 8.80 | 9.71 | 26.62 | 5.96 | 11.01 | 6.68 | 10.15 | — | 4.82 | 7.44 | — | 47.61 | 5.01 | 3.80 | 6.19 | 4.85 |
| — | — | -42.3% | -75.1% | +40.3% | -20.1% | +45.2% | +162.3% | — | +128.5% | -10.1% | — | — | -3.9% | +95.5% | — | +881.9% | +66.6% | -6.9% | +66.3% | +59.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 98.2% | — | 68.8% | 98.1% | 98.2% | 49.6% | 52.2% | 54.6% | 57.7% | 47.7% | 77.5% | 49.0% | 32.7% | 68.1% | 53.9% | 44.8% | 47.5% | 59.4% | 82.3% | 60.7% | 44.9% |
| — | — | +31.9% | +79.8% | +70.2% | +4.0% | -32.6% | +11.4% | +76.8% | -29.9% | +43.7% | +9.4% | -31.3% | +14.6% | -34.5% | -26.2% | +5.8% | -8.9% | +48.2% | -15.1% | -28.3% | |
| Operating Margin | 9.9% | — | 14.7% | 15.4% | 11.1% | 11.5% | 10.7% | 4.2% | 18.1% | 8.9% | 15.0% | 10.2% | -5.0% | 22.3% | 11.0% | -3.1% | 1.4% | 15.4% | 28.4% | 18.2% | 14.9% |
| — | — | +37.2% | +270.6% | -39.0% | +29.3% | -28.8% | -59.4% | +464.0% | -60.0% | +36.2% | +434.2% | -454.2% | +44.3% | -61.2% | -116.8% | -90.5% | -38.0% | +46.8% | -27.4% | -40.5% | |
| Net Margin | 4.2% | 17.7% | 7.1% | 7.5% | -2.9% | 9.1% | 7.8% | 3.1% | 12.8% | 7.6% | 10.0% | 7.6% | -2.0% | 15.7% | 7.2% | -2.4% | 2.7% | 11.1% | 20.8% | 13.1% | 11.5% |
| — | +94.7% | -8.6% | +142.8% | -122.6% | +20.2% | -22.2% | -59.4% | +723.1% | -51.9% | +38.0% | +413.1% | -177.0% | +41.7% | -65.2% | -118.6% | -77.0% | -43.5% | +39.3% | -34.6% | -46.4% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 6.9% | 7.2% | 3.3% | 2.7% | -1.3% | 3.9% | 3.2% | 1.0% | 5.2% | 3.2% | 3.9% | 3.2% | -1.0% | 6.4% | 3.3% | -0.9% | 1.1% | 5.8% | 7.2% | 4.6% | 5.7% |
| — | +83.7% | +4.1% | +186.8% | -124.8% | +25.2% | -18.4% | -70.5% | +625.4% | -51.0% | +17.7% | +463.2% | -189.4% | +11.3% | -54.5% | -119.6% | -80.6% | -28.0% | +12.0% | -37.5% | -45.0% | |
| ROA | 0.6% | 0.6% | 0.3% | 0.2% | -0.1% | 0.3% | 0.3% | 0.1% | 0.5% | 0.3% | 0.4% | 0.3% | -0.1% | 0.6% | 0.3% | -0.1% | 0.1% | 0.6% | 0.9% | 0.7% | 0.9% |
| — | +61.2% | -7.4% | +158.9% | -122.9% | +11.1% | -26.5% | -71.4% | +630.3% | -46.8% | +22.8% | +443.3% | -183.6% | -1.2% | -65.1% | -113.3% | -88.1% | -54.7% | -15.5% | -44.5% | -44.0% | |
| ROIC | 10.1% | — | 4.2% | 3.3% | 3.0% | 3.1% | 2.9% | 0.9% | 5.3% | 2.9% | 4.1% | 2.8% | -1.5% | 5.7% | 3.1% | -0.7% | 0.4% | 4.9% | 6.2% | 4.5% | 5.9% |
| — | — | +47.8% | +280.6% | -43.0% | +8.6% | -29.9% | -68.3% | +461.0% | -48.9% | +34.1% | +508.9% | -511.0% | +15.1% | -50.5% | -114.9% | -93.9% | -38.3% | +1.0% | -30.0% | -29.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.53 | 0.51 | 0.54 | 0.55 | 0.53 | 0.51 | 0.54 | 0.54 | 0.55 | 0.51 | 0.57 | 0.55 | 0.57 | 0.62 | 0.62 | 0.62 | 0.56 | 0.54 | 0.52 | 0.43 | 0.37 |
| — | -1.0% | -0.6% | +0.9% | -3.7% | -0.4% | -5.3% | -0.6% | -3.9% | -17.4% | -7.1% | -11.7% | +3.1% | +15.2% | +17.8% | +43.1% | +50.0% | +44.2% | +51.5% | +16.0% | +1.3% | |
| Debt / EBITDA | 2.09 | 3.30 | 5.83 | 6.71 | 7.11 | 7.01 | 8.20 | 15.54 | 5.64 | 9.10 | 7.04 | 8.57 | — | 5.41 | 8.49 | 68.43 | 63.03 | 4.97 | 4.14 | 5.22 | 4.43 |
| — | -53.0% | -28.9% | -56.8% | +25.9% | -22.9% | +16.6% | +81.4% | — | +68.2% | -17.1% | -87.5% | — | +8.8% | +105.0% | +1210.1% | +1322.3% | +67.1% | +10.5% | +60.4% | +49.4% | |
| Current Ratio | 2.44 | 10921.71 | 1890.80 | — | 2.44 | 2.58 | 2.63 | 2.73 | 2.79 | 2.67 | — | — | — | — | — | — | — | — | — | — | — |
| — | +423376.7% | +71672.3% | — | -12.6% | -3.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 2.44 | 10921.71 | 1890.80 | — | 2.44 | 2.58 | 2.63 | 2.73 | 2.79 | 2.67 | — | — | — | — | — | — | — | — | — | — | — |
| — | +423376.7% | +71672.3% | — | -12.6% | -3.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 6.92 | — | 10.07 | 9.13 | 8.39 | 8.55 | 7.26 | 2.85 | 12.23 | 6.59 | 10.74 | 7.76 | -2.73 | 14.70 | 8.72 | -0.76 | 2.38 | 18.96 | 24.58 | 19.53 | 23.16 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying FNF stock.
Fidelity National Financial, Inc.'s current P/E is 11.2x. The average P/E over the last 3 quarters is 9.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Fidelity National Financial, Inc.'s current operating margin is 9.9%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Fidelity National Financial, Inc.'s business trajectory between earnings reports.