First Seacoast Bancorp (FSEA) Earnings History
Net Loss9 years of earnings data (2017–2025) · Currently unprofitable on a TTM basis
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First Seacoast Bancorp (FSEA) Earnings Overview
As of June 28, 2026, First Seacoast Bancorp (FSEA) reported trailing twelve-month net income of -$750,000, reflecting -91.7% year-over-year growth. The company earned $-0.17 per diluted share over the past four quarters, with a net profit margin of -2.9%.
Looking at the long-term picture, FSEA's historical earnings data spans multiple years. The company achieved its highest annual net income of $3M in fiscal 2021.
First Seacoast Bancorp is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including NECB ($44M net income, 28.2% margin), BWFG ($40M net income, 16.9% margin), NBTB ($184M net income, 19.5% margin), FSEA has room to improve margins relative to the peer group. Compare FSEA vs NECB →
FSEA Earnings vs Peers
Earnings metrics vs comparable public companies
FSEA Historical Earnings Data (2017–2025)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $-845,000 | -64.7% | -$1M | $-0.23 | -2.9% | -5.2% |
| 2024 | $-513,000 | +95.2% | $14,000 | $-0.12 | -1.9% | 0.1% |
| 2023 | -$11M | -1786.0% | -$7M | $-2.29 | -57.9% | -36.5% |
| 2022 | $-565,000 | -121.6% | -$1M | $-0.12 | -3.3% | -5.9% |
| 2021 | $3M | +142.9% | $3M | $0.45 | 14.9% | 18.4% |
| 2020 | $1M | +1465.8% | $1M | $0.18 | 6.1% | 6.0% |
| 2019 | $-79,000 | -107.3% | $-268,000 | $-0.03 | -0.5% | -1.6% |
| 2018 | $1M | +18.5% | $1M | $0.40 | 6.9% | 8.4% |
| 2017 | $912,000 | - | $2M | $0.34 | 6.4% | 11.3% |
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FSEA — Frequently Asked Questions
Quick answers to the most common questions about buying FSEA stock.
What is FSEA earnings per share (EPS)?
FSEA trailing twelve-month (TTM) diluted EPS is $-0.17, reflecting -91.7% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2017 to 2025 is available in the table on this page.
What is First Seacoast Bancorp's net income?
First Seacoast Bancorp (FSEA) trailing twelve-month net income is $-750000.00 as of 2025. Earnings declined -91.7% year-over-year.
Is FSEA profitable?
FSEA is not currently profitable on a TTM basis, reporting a net loss of $-750000.00. Net margin is -2.9%. Investors should monitor for a return to profitability.
What is FSEA's earnings growth rate?
FSEA compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2017 to 2025.
What are FSEA's profit margins?
First Seacoast Bancorp net profit margin is -2.9%, operating margin is -5.2%, and gross margin is +53.7%. Below-average margins reflect competitive or cost pressures. Return on Equity is -1.3%.
Is FSEA growing earnings?
FSEA earnings are declining — EPS fell -91.7% year-over-year. TTM net income dropped to $-750000.00. This contrasts with the 5-year CAGR of N/A.
What was FSEA's best earnings year?
First Seacoast Bancorp's highest annual net income on record is $3M, achieved in fiscal year 2021. Earnings history on this page spans 2017 to 2025 and includes all annual and quarterly figures.
What were FSEA's earnings last quarter?
FSEA's most recent reported quarter was Q1 2026. Net income was $-508000.00 with diluted EPS of $-0.12. For a full breakdown of all quarters, see the quarterly earnings table on this page.