First Seacoast Bancorp (FSEA) P/E Ratio History
Deep ValueTrading at -73.6x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2019–2022
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P/E Ratio Analysis
As of June 28, 2026, First Seacoast Bancorp (FSEA) trades at a price-to-earnings ratio of -73.6x, with a stock price of $16.93 and trailing twelve-month earnings per share of $-0.17.
The current P/E is 162% below its 5-year average of 118.0x. Over the past five years, FSEA's P/E has ranged from a low of 28.3x to a high of 515.7x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.2x, FSEA trades at a 619% discount to its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 157.7x.
Relative to the broader market, FSEA trades at a notable discount to the S&P 500 median P/E of 25.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FSEA DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FSEA Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
FSEA P/E vs Peers
Community and retail regional banks peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $384M | 8.5Lowest | 0.25Best | -8% | |
| $477M | 13.4 | 0.31 | +262%Best | |
| $3B | 14.9 | 2.12 | +13% | |
| $364M | 24.1 | - | -37% | |
| $179M | 14.3 | - | +210% | |
| $4B | 19.1 | 4.67 | -2% | |
| $1B | 16.7 | 6.00 | -29% | |
| $626M | 757.1 | - | -97% | |
| $20B | 51.4 | 2.11 | -47% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
FSEA Historical P/E Data (2019–2022)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2022 Q3 | Sep 30 2022 | $12.36 | $0.29 | 42.4x | -64% |
| FY2022 Q2 | - | $12.79 | $0.27 | 47.1x | -60% |
| FY2022 Q1 | - | $12.68 | $0.37 | 34.1x | -71% |
| FY2021 Q4 | Dec 31 2021 | $12.77 | $0.45 | 28.3x | -76% |
| FY2021 Q3 | - | $11.67 | $0.36 | 32.2x | -73% |
| FY2021 Q2 | Jun 30 2021 | $11.74 | $0.35 | 33.3x | -72% |
| FY2021 Q1 | Mar 31 2021 | $11.90 | $0.30 | 39.3x | -67% |
| FY2020 Q4 | - | $10.62 | $0.18 | 58.1x | -51% |
| FY2020 Q3 | Sep 30 2020 | $9.25 | $0.22 | 41.2x | -65% |
| FY2020 Q2 | - | $7.36 | $0.02 | 301.6x | +156% |
| FY2020 Q1 | - | $7.22 | $0.01 | 515.7x | +337% |
| FY2019 Q4 | - | $11.27 | $0.04 | 278.3x | +136% |
| FY2019 Q3 | Sep 30 2019 | $11.21 | $0.14 | 82.4x | -30% |
Average P/E for displayed period: 118.0x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
7+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
FSEA — Frequently Asked Questions
Quick answers to the most common questions about buying FSEA stock.
What is FSEA's P/E ratio?
First Seacoast Bancorp (FSEA) trailing twelve-month P/E ratio is -73.6x, based on TTM diluted EPS of $-0.17. The 5-year average P/E is 118.0x and the historical range spans 28.3x to 515.7x.
Is FSEA stock overvalued or undervalued?
FSEA trades at -73.6x P/E, below its 5-year average of 118.0x. At the 0th percentile of its historical range (28.3x–515.7x), the stock is priced at a discount to its own history.
Is FSEA stock expensive?
No, FSEA is not expensive on a historical basis. The current P/E of -73.6x is below the 5-year average of 118.0x and sits at the 0th percentile of its valuation range.
What is FSEA's historical P/E range?
Over the past 5 years, FSEA's P/E ratio has ranged from 28.3x to 515.7x, with a median of 42.4x and an average of 118.0x. The current P/E of -73.6x places the stock at the 0th percentile of this range. Full historical data spans 2019–2022.
How does FSEA's P/E compare to the S&P 500?
FSEA trades at -73.6x P/E versus the S&P 500 median of 25.3x. The 391% discount to the market suggests lower growth expectations or perceived higher risk.
How does FSEA's valuation compare to Financial Services peers?
First Seacoast Bancorp P/E of -73.6x compares to the Financial Services sector median of 14.2x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is FSEA's PEG ratio?
FSEA PEG ratio is N/A, based on a P/E of -73.6x and EPS growth of -91.7%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is FSEA's earnings yield?
FSEA earnings yield is N/A, the inverse of its -73.6x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.