First Savings Financial Group, Inc. (FSFG) Earnings History
Turnaround20 years of earnings data (2006–2025) · Recovering earnings after a multi-year decline
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First Savings Financial Group, Inc. (FSFG) Earnings Overview
As of June 29, 2026, First Savings Financial Group, Inc. (FSFG) reported trailing twelve-month net income of $23M, reflecting +67.7% year-over-year growth. The company earned $3.31 per diluted share over the past four quarters, with a net profit margin of 15.8%.
Looking at the long-term picture, FSFG's 5-year EPS compound annual growth rate (CAGR) stands at -6.6%, signaling declining earnings. The company achieved its highest annual net income of $33M in fiscal 2020.
First Savings Financial Group, Inc. maintains industry-leading profitability with a gross margin of 57.3%, operating margin of 18.4%, and net margin of 15.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HONE ($26M net income, 8.7% margin), NBTB ($184M net income, 19.5% margin), LKFN ($110M net income, 24.5% margin), FSFG has outperformed on profitability metrics. Compare FSFG vs HONE →
FSFG Earnings vs Peers
Earnings metrics vs comparable public companies
FSFG Historical Earnings Data (2006–2025)
20 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $23M | +70.4% | $27M | $3.32 | 15.8% | 18.4% |
| 2024 | $14M | +66.3% | $15M | $1.98 | 10.1% | 10.9% |
| 2023 | $8M | -46.9% | $8M | $1.19 | 6.4% | 6.4% |
| 2022 | $15M | -48.0% | $17M | $2.15 | 12.6% | 14.1% |
| 2021 | $30M | -11.4% | $40M | $4.12 | 15.9% | 21.5% |
| 2020 | $33M | +106.2% | $47M | $4.68 | 17.5% | 24.5% |
| 2019 | $16M | +48.4% | $20M | $2.27 | 17.0% | 21.2% |
| 2018 | $11M | +17.1% | $15M | $1.53 | 19.7% | 26.6% |
| 2017 | $9M | +17.7% | $12M | $1.32 | 21.9% | 27.8% |
| 2016 | $8M | +17.2% | $6M | $1.14 | 24.2% | 17.1% |
| 2015 | $7M | +25.3% | $8M | $0.98 | 19.9% | 24.5% |
| 2014 | $5M | +14.8% | $7M | $0.78 | 16.6% | 22.9% |
| 2013 | $5M | +9.5% | $7M | $0.66 | 14.9% | 20.7% |
| 2012 | $4M | +6.8% | $6M | $0.62 | 14.6% | 19.5% |
| 2011 | $4M | +52.7% | $6M | $0.59 | 13.8% | 19.6% |
| 2010 | $3M | +7866.7% | $3M | $0.39 | 9.0% | 11.8% |
| 2009 | $33,000 | +117.4% | $-219,000 | $0.00 | 0.2% | -1.5% |
| 2008 | $-190,000 | -123.3% | $-490,000 | $-0.02 | -1.4% | -3.6% |
| 2007 | $814,000 | +129.3% | $1M | $0.12 | 5.8% | 8.9% |
| 2006 | $355,000 | - | $596,000 | $0.05 | 2.7% | 4.5% |
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FSFG — Frequently Asked Questions
Quick answers to the most common questions about buying FSFG stock.
What is FSFG earnings per share (EPS)?
FSFG trailing twelve-month (TTM) diluted EPS is $3.31, reflecting +67.7% year-over-year growth. The 5-year EPS CAGR is -6.6%. Complete EPS history from 2006 to 2025 is available in the table on this page.
What is First Savings Financial Group, Inc.'s net income?
First Savings Financial Group, Inc. (FSFG) trailing twelve-month net income is $23M as of 2025. Earnings grew +67.7% year-over-year. First Savings Financial Group, Inc. has been profitable for 17 consecutive years.
Is FSFG profitable?
Yes, FSFG is profitable with a TTM net income of $23M and a net profit margin of +15.8%. First Savings Financial Group, Inc. has generated profits for 17 consecutive years.
What is FSFG's earnings growth rate?
FSFG compound annual EPS growth rates (CAGR): 1-Year: +67.7%, 3-Year: +15.6%, 5-Year: -6.6%, 10-Year: +13.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2006 to 2025.
What are FSFG's profit margins?
First Savings Financial Group, Inc. net profit margin is +15.8%, operating margin is +18.4%, and gross margin is +57.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +12.5%.
Is FSFG growing earnings?
Yes, FSFG earnings are accelerating — EPS growth of +67.7% exceeds the 5-year CAGR of -6.6%. TTM net income reached $23M. Earnings momentum is strengthening.
What was FSFG's best earnings year?
First Savings Financial Group, Inc.'s highest annual net income on record is $33M, achieved in fiscal year 2020. Earnings history on this page spans 2006 to 2025 and includes all annual and quarterly figures.
What were FSFG's earnings last quarter?
FSFG's most recent reported quarter was Q4 2025. Net income was $5M with diluted EPS of $0.75. For a full breakdown of all quarters, see the quarterly earnings table on this page.