First Savings Financial Group, Inc. (FSFG) P/E Ratio History
Fairly ValuedTrading at 10.2x, near 5Y avg of 9.5x · 75th percentile · In line with own history · Data 2010–2025
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P/E Ratio Analysis
As of June 30, 2026, First Savings Financial Group, Inc. (FSFG) trades at a price-to-earnings ratio of 10.2x, with a stock price of $33.98 and trailing twelve-month earnings per share of $3.31.
The current P/E is roughly in line with its 5-year average of 9.5x. Over the past five years, FSFG's P/E has ranged from a low of 3.1x to a high of 18.7x, placing the current valuation at the 75th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.1x, FSFG trades at a 28% discount to its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 162.0x.
Relative to the broader market, FSFG trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FSFG DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FSFG Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
FSFG P/E vs Peers
Mortgage originators and servicers peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $522M | 18.3 | 1.23Best | +78% | |
| $3B | 14.8 | 2.10 | +13% | |
| $2B | 15.2 | 3.83 | +10% | |
| $1B | 16.3 | 7.97 | +79% | |
| $583M | 22.1 | - | +130% | |
| $3B | 14.5Lowest | 4.70 | +5% | |
| $1000M | 15.0 | 1.72 | +58% | |
| $524M | 28.6 | - | +151%Best | |
| $2B | 16.4 | 1.99 | +16% | |
| $3B | 20.9 | 11.18 | +11% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
FSFG Historical P/E Data (2010–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | - | $31.43 | $3.31 | 9.5x | -11% |
| FY2025 Q3 | Jun 30 2025 | $25.04 | $3.09 | 8.1x | -24% |
| FY2025 Q2 | Mar 31 2025 | $25.76 | $2.81 | 9.2x | -14% |
| FY2025 Q1 | - | $26.56 | $2.74 | 9.7x | -9% |
| FY2024 Q4 | Sep 30 2024 | $23.81 | $1.98 | 12.0x | +13% |
| FY2024 Q3 | Jun 30 2024 | $17.79 | $1.34 | 13.3x | +25% |
| FY2024 Q2 | Mar 31 2024 | $16.75 | $1.08 | 15.5x | +46% |
| FY2024 Q1 | Dec 31 2023 | $16.80 | $0.90 | 18.7x | +75% |
| FY2023 Q4 | Sep 30 2023 | $14.73 | $1.18 | 12.5x | +17% |
| FY2023 Q3 | Jun 30 2023 | $13.25 | $1.64 | 8.1x | -24% |
| FY2023 Q2 | Mar 31 2023 | $16.09 | $1.67 | 9.6x | -10% |
| FY2023 Q1 | Dec 31 2022 | $20.00 | $2.11 | 9.5x | -11% |
| FY2022 Q4 | Sep 30 2022 | $22.98 | $2.30 | 10.0x | -6% |
| FY2022 Q3 | - | $23.94 | $2.62 | 9.1x | -14% |
| FY2022 Q2 | - | $24.54 | $2.85 | 8.6x | -19% |
| FY2022 Q1 | Dec 31 2021 | $26.40 | $3.33 | 7.9x | -26% |
| FY2021 Q4 | - | $27.96 | $4.12 | 6.8x | -36% |
| FY2021 Q3 | Jun 30 2021 | $24.39 | $5.58 | 4.4x | -59% |
| FY2021 Q2 | Mar 31 2021 | $22.38 | $7.15 | 3.1x | -71% |
| FY2021 Q1 | - | $21.67 | $5.60 | 3.9x | -64% |
| FY2020 Q4 | Sep 30 2020 | $18.11 | $4.69 | 3.9x | -64% |
| FY2020 Q3 | - | $14.44 | $3.31 | 4.4x | -59% |
| FY2020 Q2 | - | $12.98 | $1.88 | 6.9x | -35% |
| FY2020 Q1 | - | $22.37 | $2.47 | 9.1x | -15% |
| FY2019 Q4 | Sep 30 2019 | $21.07 | $2.40 | 8.8x | -18% |
| FY2019 Q3 | Jun 30 2019 | $20.00 | $2.04 | 9.8x | -8% |
| FY2019 Q2 | Mar 31 2019 | $18.02 | $1.74 | 10.4x | -3% |
| FY2019 Q1 | Dec 31 2018 | $17.31 | $1.47 | 11.8x | +11% |
| FY2018 Q4 | Sep 30 2018 | $22.76 | $1.54 | 14.8x | +39% |
| FY2018 Q3 | Jun 30 2018 | $24.50 | $1.48 | 16.6x | +55% |
| FY2018 Q2 | Mar 31 2018 | $23.17 | $1.39 | 16.7x | +56% |
| FY2018 Q1 | Dec 31 2017 | $19.01 | $1.47 | 12.9x | +21% |
| FY2017 Q4 | Sep 30 2017 | $17.80 | $1.32 | 13.5x | +27% |
| FY2017 Q3 | Jun 30 2017 | $17.59 | $1.40 | 12.6x | +18% |
| FY2017 Q2 | Mar 31 2017 | $16.24 | $1.37 | 11.9x | +11% |
| FY2017 Q1 | Dec 31 2016 | $15.67 | $1.29 | 12.1x | +14% |
| FY2016 Q4 | Sep 30 2016 | $12.05 | $1.13 | 10.7x | +0% |
| FY2016 Q3 | - | $11.51 | $0.98 | 11.7x | +10% |
| FY2016 Q2 | - | $11.33 | $0.98 | 11.6x | +9% |
| FY2016 Q1 | - | $12.14 | $0.97 | 12.5x | +17% |
| FY2015 Q4 | Sep 30 2015 | $11.33 | $0.97 | 11.7x | +10% |
| FY2015 Q3 | - | $9.92 | $0.91 | 10.9x | +2% |
| FY2015 Q2 | - | $9.65 | $0.80 | 12.1x | +13% |
| FY2015 Q1 | Dec 31 2014 | $8.75 | $0.80 | 10.9x | +3% |
| FY2014 Q4 | - | $8.32 | $0.78 | 10.7x | +0% |
| FY2014 Q3 | Jun 30 2014 | $8.06 | $0.77 | 10.5x | -2% |
| FY2014 Q2 | Mar 31 2014 | $7.83 | $0.72 | 10.9x | +2% |
| FY2014 Q1 | - | $7.62 | $0.67 | 11.4x | +7% |
| FY2013 Q4 | Sep 30 2013 | $7.50 | $0.66 | 11.4x | +7% |
| FY2013 Q3 | Jun 30 2013 | $7.78 | $0.63 | 12.3x | +16% |
| FY2013 Q2 | Mar 31 2013 | $7.24 | $0.65 | 11.1x | +5% |
| FY2013 Q1 | Dec 31 2012 | $6.50 | $0.62 | 10.5x | -2% |
| FY2012 Q4 | Sep 30 2012 | $6.50 | $0.61 | 10.7x | +0% |
| FY2012 Q3 | Jun 30 2012 | $5.88 | $0.56 | 10.5x | -1% |
| FY2012 Q2 | Mar 31 2012 | $5.70 | $0.55 | 10.4x | -3% |
| FY2012 Q1 | Dec 31 2011 | $5.64 | $0.56 | 10.1x | -5% |
| FY2011 Q4 | Sep 30 2011 | $5.17 | $0.60 | 8.6x | -19% |
| FY2011 Q3 | - | $5.33 | $0.57 | 9.3x | -13% |
| FY2011 Q2 | - | $5.08 | $0.48 | 10.6x | -1% |
| FY2011 Q1 | Dec 31 2010 | $4.93 | $0.43 | 11.5x | +8% |
| FY2010 Q4 | - | $4.36 | $0.39 | 11.2x | +5% |
| FY2010 Q3 | Jun 30 2010 | $4.34 | $0.34 | 12.8x | +20% |
| FY2010 Q2 | Mar 31 2010 | $4.16 | $0.28 | 14.7x | +38% |
| FY2010 Q1 | - | $3.48 | $0.22 | 15.6x | +46% |
Average P/E for displayed period: 10.7x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
16+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
FSFG — Frequently Asked Questions
Quick answers to the most common questions about buying FSFG stock.
What is FSFG's P/E ratio?
First Savings Financial Group, Inc. (FSFG) trailing twelve-month P/E ratio is 10.2x, based on TTM diluted EPS of $3.31. The 5-year average P/E is 9.5x and the historical range spans 3.1x to 18.7x.
Is FSFG stock overvalued or undervalued?
FSFG trades at 10.2x P/E, near its 5-year average of 9.5x. The 75th percentile ranking within the 3.1x–18.7x historical range places valuation within normal bounds.
Is FSFG stock expensive?
FSFG is fairly valued relative to its own history. The current P/E of 10.2x is near the 5-year average of 9.5x (75th percentile of historical range).
What is FSFG's historical P/E range?
Over the past 5 years, FSFG's P/E ratio has ranged from 3.1x to 18.7x, with a median of 9.5x and an average of 9.5x. The current P/E of 10.2x places the stock at the 75th percentile of this range. Full historical data spans 2010–2025.
How does FSFG's P/E compare to the S&P 500?
FSFG trades at 10.2x P/E versus the S&P 500 median of 25.1x. The 59% discount to the market suggests lower growth expectations or perceived higher risk.
How does FSFG's valuation compare to Financial Services peers?
First Savings Financial Group, Inc. P/E of 10.2x compares to the Financial Services sector median of 14.1x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is FSFG's PEG ratio?
FSFG PEG ratio is N/A, based on a P/E of 10.2x and EPS growth of 67.7%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is FSFG's earnings yield?
FSFG earnings yield is 9.77%, the inverse of its 10.2x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.