Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Fulton Financial Corporation's quarterly P/E stands at 9.1x, down 31.9% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 7.1% YoY to 9.1x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.01 | 9.12 | 8.79 | 8.51 | 9.23 | 13.39 | 13.73 | 8.16 | 11.03 | 11.12 | 7.21 | 6.48 | 8.86 |
| — | -31.9% | -36.0% | +4.2% | -16.4% | +20.4% | +90.5% | +26.0% | +24.6% | +24.2% | -27.0% | -24.7% | -19.0% | |
| P/S Ratio | 2.33 | 1.88 | 1.78 | 1.76 | 1.78 | 1.83 | 1.68 | 1.77 | 1.65 | 1.71 | 1.30 | 1.33 | 1.70 |
| — | +2.6% | +5.6% | -0.5% | +8.3% | +6.7% | +29.4% | +33.1% | -3.3% | -22.4% | -42.8% | -43.6% | -42.2% | |
| P/B Ratio | 1.20 | 1.02 | 1.00 | 1.00 | 1.02 | 1.11 | 1.04 | 0.97 | 0.95 | 0.99 | 0.78 | 0.75 | 0.89 |
| — | -8.4% | -3.5% | +2.8% | +7.3% | +12.2% | +32.6% | +28.4% | +6.7% | -10.5% | -27.4% | -20.4% | -15.1% | |
| P/FCF | 15.50 | 12.11 | 7.42 | 9.46 | — | 10.22 | — | 4.52 | 4.32 | — | 2.56 | 3.07 | 13.37 |
| — | +18.5% | — | +109.5% | — | — | — | +47.1% | -67.6% | — | +102.5% | -52.2% | — | |
| EV / EBITDA | 10.26 | 9.10 | 7.33 | 7.97 | 7.72 | 9.80 | 10.68 | 8.20 | 13.60 | 13.08 | 10.24 | 10.13 | 11.57 |
| — | -7.1% | -31.4% | -2.9% | -43.2% | -25.1% | +4.3% | -19.0% | +17.5% | +9.4% | +8.2% | +26.9% | +51.3% | |
| EV / EBIT | 11.19 | 9.51 | 8.04 | 8.78 | 8.60 | 12.37 | 12.48 | 9.20 | 15.10 | 14.45 | 11.18 | 11.02 | 12.68 |
| — | -23.1% | -35.6% | -4.6% | -43.0% | -14.4% | +11.6% | -16.5% | +19.1% | +11.3% | +7.7% | +26.8% | +50.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Fulton Financial Corporation's operating margin was 25.5% in Q4 2025, down 1.1 pp QoQ and up 7.6 pp YoY. Gross margin expanded 10.9% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 67.4% | 70.3% | 67.4% | 66.8% | 65.2% | 63.4% | 63.3% | 60.6% | 63.8% | 65.8% | 67.3% | 70.2% | 71.1% |
| — | +10.9% | +6.5% | +10.2% | +2.2% | -3.7% | -6.0% | -13.7% | -10.2% | -20.2% | -23.0% | -25.9% | -27.4% | |
| Operating Margin | 25.7% | 25.5% | 26.6% | 26.0% | 24.6% | 17.8% | 16.1% | 24.3% | 19.0% | 20.4% | 23.0% | 25.5% | 24.4% |
| — | +43.0% | +64.7% | +7.1% | +29.4% | -12.6% | -29.9% | -4.8% | -21.8% | -32.5% | -21.9% | -26.3% | -28.3% | |
| Net Margin | 20.7% | 21.0% | 20.9% | 21.0% | 19.9% | 14.2% | 12.8% | 22.3% | 15.6% | 16.2% | 18.7% | 21.2% | 20.0% |
| — | +48.1% | +63.2% | -5.9% | +27.6% | -12.4% | -31.5% | +5.3% | -21.9% | -36.4% | -22.9% | -24.7% | -29.0% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.7% | 2.9% | 3.0% | 3.0% | 2.9% | 2.1% | 2.0% | 3.2% | 2.2% | 2.4% | 2.8% | 3.0% | 2.6% |
| — | +33.7% | +48.6% | -7.3% | +28.0% | -11.1% | -27.6% | +7.1% | -14.6% | -25.5% | -3.5% | +9.0% | +8.0% | |
| ROA | 1.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.3% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% |
| — | +44.5% | +58.7% | -3.3% | +29.1% | -8.7% | -24.9% | +9.4% | -11.2% | -24.2% | -4.6% | +6.1% | +1.0% | |
| ROIC | 7.5% | 1.9% | 1.9% | 1.8% | 1.7% | 1.3% | 1.1% | 1.5% | 1.1% | 1.2% | 1.3% | 1.4% | 1.2% |
| — | +47.3% | +69.2% | +22.4% | +58.3% | +5.9% | -12.4% | +8.8% | -7.3% | -23.5% | -26.2% | -24.6% | -21.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Fulton Financial Corporation's Debt/EBITDA ratio is 10.3x — elevated, raising questions about debt serviceability. The current ratio has weakened 66.5% YoY to 0.05x, tightening the short-term liquidity position. Debt/Equity has declined for 3 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.37 | 0.37 | 0.43 | 0.53 | 0.51 | 0.56 | 0.64 | 0.70 | 0.83 | 0.90 | 0.92 | 1.03 | 0.93 |
| — | -33.3% | -32.7% | -24.1% | -39.2% | -38.2% | -30.6% | -31.7% | -10.9% | -19.0% | +60.2% | +151.0% | +137.9% | |
| Debt / EBITDA | 2.45 | 10.34 | 10.51 | 13.12 | 12.89 | 16.36 | 22.05 | 18.82 | 27.36 | 27.80 | 24.44 | 26.12 | 26.84 |
| — | -36.8% | -52.4% | -30.3% | -52.9% | -41.1% | -9.8% | -27.9% | +1.9% | +2.2% | +62.2% | +141.3% | +126.7% | |
| Current Ratio | 0.05 | 0.05 | 0.14 | 0.15 | 0.15 | 0.14 | 0.16 | 0.14 | 0.09 | 0.15 | 0.09 | 0.09 | 0.10 |
| — | -66.5% | -6.6% | +3.8% | +75.9% | -5.6% | +76.9% | +53.5% | -11.6% | -11.3% | +1.7% | +9.6% | -29.4% | |
| Quick Ratio | 0.05 | 0.05 | 0.14 | 0.15 | 0.15 | 0.14 | 0.16 | 0.14 | 0.09 | 0.15 | 0.09 | 0.09 | 0.10 |
| — | -66.5% | -6.6% | +3.8% | +75.9% | -5.6% | +76.9% | +53.5% | -11.6% | -11.3% | +1.7% | +9.6% | -29.4% | |
| Interest Coverage | 0.84 | 0.87 | 0.87 | 0.83 | 0.78 | 0.54 | 0.47 | 0.65 | 0.57 | 0.64 | 0.76 | 0.94 | 1.12 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying FULT stock.
Fulton Financial Corporation's current P/E is 11.0x. The average P/E over the last 4 quarters is 8.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Fulton Financial Corporation's current operating margin is 25.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Fulton Financial Corporation's business trajectory between earnings reports.