Global Indemnity Group, LLC (GBLI) Financial Ratios
24 years of historical data (2002–2025) · Financial Services · Insurance - Property & Casualty
EV/EBITDA
↓
7.83
↓-42% vs avg
5yr avg: 13.59
30Y Low2.3·High30.3
P/FCF
↑
39.94
↑+152% vs avg
5yr avg: 15.86
30Y Low4.0·High58.8
P/B Ratio
↑
0.51
↓-16% vs avg
5yr avg: 0.61
30Y Low0.5·High1.2
ROE
↓
3.6%
↓+0% vs avg
5yr avg: 3.6%
30Y Low-23%·High24%
Debt/EBITDA
↓
0.21
↓-81% vs avg
5yr avg: 1.12
30Y Low0.2·High4.5
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
GBLI Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Global Indemnity Group, LLC trades at 14.4x earnings, roughly in line with its 5-year average of 14.5x, sitting at the 71st percentile of its historical range. Compared to the Financial Services sector median P/E of 13.6x, the stock trades at a premium of 6%. On a free-cash-flow basis, the stock trades at 39.9x P/FCF, 152% above the 5-year average of 15.9x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $362M | $405M | $493M | $441M | $338M | $369M | $409M | $425M | $510M | $727M | $670M |
| Enterprise Value | $305M | $348M | $487M | $415M | $314M | $436M | $490M | $677M | $700M | $948M | $759M |
| P/E Ratio → | 14.42 | 16.22 | 11.54 | 17.62 | — | 12.76 | — | 6.07 | — | — | 13.45 |
| P/S Ratio | 0.80 | 0.90 | 1.12 | 0.83 | 0.54 | 0.54 | 0.70 | 0.70 | 1.02 | 1.50 | 1.25 |
| P/B Ratio | 0.51 | 0.57 | 0.72 | 0.68 | 0.54 | 0.52 | 0.57 | 0.58 | 0.81 | 1.01 | 0.84 |
| P/FCF | 39.94 | 44.65 | 12.71 | 10.27 | 7.63 | 4.06 | 58.79 | 51.45 | 15.65 | — | — |
| P/OCF | 39.94 | 44.65 | 12.71 | 10.27 | 7.63 | 4.06 | 12.51 | 13.12 | 12.13 | — | — |
P/E links to full P/E history page with 30-year chart
GBLI EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Global Indemnity Group, LLC's enterprise value stands at 7.8x EBITDA, 42% below its 5-year average of 13.6x. The Financial Services sector median is 11.4x, placing the stock at a 31% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.77 | 1.10 | 0.79 | 0.50 | 0.64 | 0.84 | 1.12 | 1.40 | 1.95 | 1.42 |
| EV / EBITDA | 7.83 | 8.92 | 8.02 | 10.60 | 30.32 | 10.08 | — | 7.62 | — | — | 14.06 |
| EV / EBIT | 9.16 | 10.44 | 8.86 | 12.59 | 63.20 | 10.07 | — | 6.65 | — | 138.22 | 13.42 |
| EV / FCF | — | 38.33 | 12.53 | 9.68 | 7.11 | 4.80 | 70.57 | 82.01 | 21.45 | — | — |
GBLI Profitability
Margins and return-on-capital ratios measuring operating efficiency
Global Indemnity Group, LLC earns an operating margin of 7.4%, below the Financial Services sector average of 20.3%. Operating margins have expanded from 6.2% to 7.4% over the past 3 years, signaling improving operational efficiency. ROE of 3.6% is modest, trailing the sector median of 9.0%. ROIC of 3.8% represents below-average returns on invested capital versus a sector median of 5.5%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.3% | 49.3% | 18.3% | 10.7% | 5.2% | 10.4% | 5.4% | 20.0% | -5.3% | 6.7% | 13.8% |
| Operating Margin | 7.4% | 7.4% | 12.5% | 6.2% | 0.3% | 4.8% | -5.0% | 13.5% | -15.2% | -2.1% | 8.9% |
| Net Profit Margin | 5.6% | 5.6% | 9.8% | 4.8% | -0.1% | 4.3% | -3.6% | 11.6% | -11.4% | -2.0% | 9.3% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 3.6% | 3.6% | 6.5% | 4.0% | -0.1% | 4.1% | -2.9% | 10.3% | -8.4% | -1.3% | 6.4% |
| ROA | 1.5% | 1.5% | 2.5% | 1.4% | -0.0% | 1.5% | -1.1% | 3.5% | -2.9% | -0.5% | 2.5% |
| ROIC | 3.8% | 3.8% | 6.3% | 4.0% | 0.2% | 3.1% | -2.5% | 6.8% | -6.5% | -0.8% | 4.1% |
| ROCE | 4.4% | 4.4% | 4.5% | 1.9% | 0.1% | 1.7% | -1.5% | 4.9% | -4.7% | -0.5% | 2.4% |
GBLI Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Global Indemnity Group, LLC carries a Debt/EBITDA ratio of 0.2x, which is very conservative (95% below the sector average of 4.3x). The company holds a net cash position — cash of $66M exceeds total debt of $8M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.21 | 0.21 | 0.41 | 0.46 | 0.41 | 0.20 |
| Debt / EBITDA | 0.21 | 0.21 | 0.17 | 0.33 | 1.51 | 3.37 | — | 3.34 | — | — | 3.03 |
| Net Debt / Equity | — | -0.08 | -0.01 | -0.04 | -0.04 | 0.10 | 0.11 | 0.35 | 0.30 | 0.31 | 0.11 |
| Net Debt / EBITDA | -1.47 | -1.47 | -0.11 | -0.65 | -2.23 | 1.56 | — | 2.84 | — | — | 1.63 |
| Debt / FCF | — | -6.31 | -0.17 | -0.59 | -0.52 | 0.74 | 11.78 | 30.57 | 5.80 | — | — |
| Interest Coverage | — | — | — | — | 1.66 | 4.13 | -0.84 | 5.08 | -2.86 | 0.41 | 6.35 |
Net cash position: cash ($66M) exceeds total debt ($8M)
GBLI Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.35x means Global Indemnity Group, LLC can comfortably meet its short-term obligations, though there is limited excess liquidity. The current ratio has declined from 14.40x to 1.35x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.35 | 1.35 | 1.36 | 14.40 | 32.73 | 40.41 | 42.51 | 48.60 | 2.23 | 14.63 | 763.49 |
| Quick Ratio | 1.35 | 1.35 | 1.36 | 67.46 | 42.14 | 52.16 | 53.29 | 59.59 | 2.90 | 191.45 | 9676.82 |
| Cash Ratio | 1.21 | 1.21 | 1.21 | 393.31 | 27.33 | 34.29 | 36.73 | 41.75 | 1.92 | 134.19 | 6555.70 |
| Asset Turnover | — | 0.26 | 0.25 | 0.31 | 0.35 | 0.34 | 0.31 | 0.29 | 0.25 | 0.24 | 0.27 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
GBLI Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Global Indemnity Group, LLC returns 5.6% to shareholders annually primarily through dividends. The payout ratio of 79.0% is elevated — while still covered by earnings, there is limited headroom for dividend increases. The earnings yield of 6.9% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 5.6% | 4.9% | 3.9% | 3.2% | 4.3% | 3.9% | 3.5% | 3.3% | 2.7% | — | — |
| Payout Ratio | 79.0% | 79.0% | 44.8% | 56.0% | — | 49.2% | — | 20.3% | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 6.9% | 6.2% | 8.7% | 5.7% | — | 7.8% | — | 16.5% | — | — | 7.4% |
| FCF Yield | 2.5% | 2.2% | 7.9% | 9.7% | 13.1% | 24.6% | 1.7% | 1.9% | 6.4% | — | — |
| Buyback Yield | 0.0% | 0.0% | 0.1% | 2.9% | 6.6% | 0.1% | 0.0% | 0.2% | 0.4% | 11.6% | 0.1% |
| Total Shareholder Yield | 5.6% | 4.9% | 4.0% | 6.1% | 10.9% | 4.0% | 3.5% | 3.6% | 3.1% | 11.6% | 0.1% |
| Shares Outstanding | — | $14M | $14M | $14M | $14M | $15M | $14M | $14M | $14M | $17M | $18M |
Peer Comparison
Compare GBLI with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 GBLIYou | $362M | 14.4 | 7.8 | 39.9 | 49.3% | 7.4% | 3.6% | 3.8% | 0.2 |
 HRTG | $722M | 3.8 | 1.0 | 4.1 | 63.0% | 30.6% | 49.1% | 1539.6% | 0.4 |
 HIHO | $4M | 34.0 | -21.0 | — | 33.3% | -7.2% | 1.6% | -31.7% | 10.9 |
 PLMR | $3B | 15.6 | 10.9 | 7.4 | 73.9% | 28.9% | 23.6% | 25.5% | 0.0 |
 KFRC | $803M | 22.4 | 15.7 | 17.2 | 26.8% | 3.8% | 24.9% | 19.1% | 1.3 |
 HCI | $2B | 6.7 | 2.3 | 4.9 | 73.2% | 47.7% | 37.8% | 675.0% | 0.2 |
 NODK | $322M | -31.5 | — | 180.3 | 29.6% | -4.3% | -4.3% | -4.8% | — |
 ACGL | $33B | 7.9 | 6.7 | 5.4 | 37.2% | 25.0% | 19.5% | 15.4% | 0.5 |
 RLI | $5B | 12.1 | 9.3 | 8.0 | 29.8% | 27.5% | 24.4% | 22.8% | 0.2 |
 KMPR | $1B | 10.9 | 10.0 | 2.7 | 29.7% | 3.3% | 5.3% | 3.1% | 4.3 |
 JRVR | $180M | 4.9 | 5.0 | — | 28.4% | 7.4% | 7.5% | 5.9% | 6.6 |
| Financial Services Median | — | 13.6 | 11.4 | 11.1 | 64.1% | 20.3% | 9.0% | 5.5% | 4.3 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Includes 30+ ratios · 24 years · Updated daily
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GBLI — Frequently Asked Questions
Quick answers to the most common questions about buying GBLI stock.
What is Global Indemnity Group, LLC's P/E ratio?
Global Indemnity Group, LLC's current P/E ratio is 14.4x. The historical average is 11.8x. This places it at the 71th percentile of its historical range.
What is Global Indemnity Group, LLC's EV/EBITDA?
Global Indemnity Group, LLC's current EV/EBITDA is 7.8x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 10.5x.
What is Global Indemnity Group, LLC's ROE?
Global Indemnity Group, LLC's return on equity (ROE) is 3.6%. The historical average is 3.8%.
Is GBLI stock overvalued?
Based on historical data, Global Indemnity Group, LLC is trading at a P/E of 14.4x. This is at the 71th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Global Indemnity Group, LLC's dividend yield?
Global Indemnity Group, LLC's current dividend yield is 5.56% with a payout ratio of 79.0%.
What are Global Indemnity Group, LLC's profit margins?
Global Indemnity Group, LLC has 49.3% gross margin and 7.4% operating margin.
How much debt does Global Indemnity Group, LLC have?
Global Indemnity Group, LLC's Debt/EBITDA ratio is 0.2x, indicating low leverage. A ratio below 2x is generally considered financially healthy.