Last 47 quarters of trend data · Financial Services · Financial - Credit Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -23.12 | — | — | 4.49 | 28.15 | — | — | 26.15 | — | — | 425.91 | 6.22 | 35.95 |
| — | — | — | -82.8% | — | — | — | +320.1% | — | — | +1799.7% | -36.6% | — | |
| P/S Ratio | 0.37 | 0.38 | 0.29 | 0.21 | 0.31 | 0.38 | 0.31 | 0.27 | 0.36 | 0.52 | 0.67 | 0.54 | 0.60 |
| — | -2.1% | -5.0% | -24.1% | -12.1% | -25.7% | -53.8% | -48.8% | -41.1% | -29.9% | -28.7% | -43.3% | -59.4% | |
| P/B Ratio | 0.71 | 0.81 | 0.65 | 0.49 | 0.65 | 0.67 | 0.58 | 0.57 | 0.61 | 0.92 | 1.17 | 1.04 | 1.06 |
| — | +20.7% | +11.1% | -13.8% | +7.5% | -26.4% | -50.3% | -45.0% | -42.7% | -29.4% | -22.4% | -32.7% | -42.5% | |
| P/FCF | 90.29 | 52.51 | 3.00 | 1.31 | — | — | 8.71 | 1.66 | — | — | 28.41 | 2.76 | 109.79 |
| — | — | -65.5% | -21.5% | — | — | -69.3% | -39.7% | — | — | +351.7% | -29.7% | — | |
| EV / EBITDA | -10.74 | — | -11.86 | -3.80 | -6.87 | -10.92 | — | -4.38 | — | 0.96 | 3.16 | 0.64 | 0.51 |
| — | — | — | +13.2% | — | -1233.7% | — | -785.4% | — | -43.1% | -7.0% | -12.8% | -95.9% | |
| EV / EBIT | — | — | -34.94 | -5.19 | -18.28 | — | — | -15.71 | — | — | 18.02 | 0.91 | 1.78 |
| — | — | — | +66.9% | — | — | — | -1825.3% | — | — | +187.1% | -11.0% | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Green Dot Corporation's operating margin was -6.6% in Q3 2025, down 9.3 pp QoQ and down 5.9 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 2.5% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin contracted 15.5% YoY, suggesting cost inflation or competitive pricing pressure.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 33.6% | 24.4% | 28.9% | 33.5% | 30.2% | 28.8% | 33.6% | 41.6% | 38.5% | 37.2% | 40.4% | 48.6% | 44.5% |
| — | -15.5% | -14.0% | -19.6% | -21.6% | -22.4% | -16.9% | -14.5% | -13.5% | -18.4% | -24.0% | -12.3% | -10.5% | |
| Operating Margin | -0.1% | -6.6% | 2.7% | 10.9% | 3.2% | -0.7% | -5.8% | 2.3% | -7.2% | -1.9% | 1.3% | 12.2% | 2.4% |
| — | -827.2% | +145.7% | +365.5% | +144.0% | +63.1% | -544.4% | -80.9% | -404.2% | -161.9% | -80.2% | -4.9% | +195.8% | |
| Net Margin | -1.5% | -6.2% | -9.3% | 4.6% | 1.1% | -1.9% | -7.1% | 1.1% | -6.4% | -1.8% | 0.2% | 8.6% | 1.7% |
| — | -225.2% | -32.2% | +338.8% | +117.4% | -7.8% | -4564.1% | -87.8% | -475.3% | -229.9% | -96.2% | -10.3% | +154.0% |
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -3.1% | -3.4% | -5.0% | 2.8% | 0.6% | -0.9% | -3.3% | 0.5% | -2.9% | -0.8% | 0.1% | 4.4% | 0.8% |
| — | -285.9% | -52.6% | +415.4% | +119.8% | -13.6% | -4959.2% | -87.5% | -478.6% | -237.6% | -95.7% | +16.7% | +177.1% | |
| ROA | -0.5% | -0.5% | -0.8% | 0.5% | 0.1% | -0.1% | -0.5% | 0.1% | -0.5% | -0.1% | 0.0% | 0.8% | 0.1% |
| — | -273.9% | -56.9% | +392.8% | +119.1% | -6.9% | -4339.2% | -87.7% | -501.2% | -235.8% | -95.9% | -4.0% | +153.8% | |
| ROIC | -0.1% | -2.5% | 1.0% | 4.7% | 1.1% | -0.2% | -1.9% | 0.9% | -2.2% | -0.6% | 0.4% | 4.5% | 0.8% |
| — | -987.0% | +152.2% | +444.1% | +150.2% | +62.5% | -557.1% | -81.0% | -399.0% | -164.7% | -77.7% | +21.6% | +234.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.07 | 0.07 | 0.08 | 0.08 | 0.07 | 0.05 | 0.08 | 0.06 | 0.08 | 0.04 | 0.01 | 0.01 | 0.06 |
| — | +41.9% | +4.5% | +34.3% | -12.6% | +20.0% | +859.7% | +520.0% | +40.5% | +267.3% | -35.2% | -33.0% | +293.2% | |
| Debt / EBITDA | 0.72 | — | 2.12 | 0.90 | 1.70 | 2.69 | — | 1.54 | — | 2.52 | 0.26 | 0.11 | 1.55 |
| — | — | — | -41.2% | — | +7.0% | — | +1251.6% | — | +755.4% | +2.3% | -40.1% | +37.3% | |
| Current Ratio | 0.54 | 0.54 | 0.69 | 0.58 | 0.54 | 0.52 | 0.52 | 0.50 | 0.41 | 0.40 | 0.36 | 0.35 | 0.37 |
| — | +4.1% | +31.6% | +16.6% | +30.2% | +27.7% | +47.0% | +41.8% | +12.0% | +15.7% | -4.6% | -27.5% | -25.5% | |
| Quick Ratio | 0.54 | 0.54 | 0.69 | 0.58 | 0.54 | 0.52 | 0.52 | 0.50 | 0.41 | 0.40 | 0.36 | 0.35 | 0.37 |
| — | +4.1% | +31.6% | +16.6% | +30.2% | +27.7% | +47.0% | +41.8% | +12.0% | +15.7% | -4.6% | -27.5% | -25.5% | |
| Interest Coverage | -0.30 | — | 8.22 | 43.83 | 11.98 | -1.86 | -18.61 | — | — | — | 20.11 | 31.02 | 72.13 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Start ComparisonGreen Dot Corporation's current P/E is -23.1x. The average P/E over the last 2 quarters is 16.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Green Dot Corporation's current operating margin is -0.1%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Green Dot Corporation's business trajectory between earnings reports.