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GDOTGreen Dot Corporation
$12.75$723M
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HomeStocksGDOTEarnings History

GDOT logoGreen Dot Corporation (GDOT) Earnings History

Net Loss

18 years of earnings data (2008–2025) · Currently unprofitable on a TTM basis

TTM Net Income
-$71M
● Net Loss
TTM EPS (Diluted)
$-1.22
Per share, diluted
YoY EPS Growth
-258.0%
Declining
Net Margin
-4.8%
After-tax profitability
EPS Growth Rate (CAGR)
1YN/A
3YN/A
5YN/A
10YN/A
Operating Margin2.7%
Gross Margin24.5%
Return on Equity-11.2%
Return on Assets-1.7%
Record Annual Net Income$119MFY2018
Record Quarterly EPS$1.29Q1 2018
Consecutive Profitable Years0years
Q1 2026
Net Income$54M
EPS (Diluted)$0.93
YoY Growth-258.0%Declining
QoQ Growth+214.8%Excellent

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Green Dot Corporation (GDOT) Earnings Overview

As of June 22, 2026, Green Dot Corporation (GDOT) reported trailing twelve-month net income of -$71M, reflecting -258.0% year-over-year growth. The company earned $-1.22 per diluted share over the past four quarters, with a net profit margin of -4.8%.

Looking at the long-term picture, GDOT's historical earnings data spans multiple years. The company achieved its highest annual net income of $119M in fiscal 2018.

Green Dot Corporation is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including OMF ($796M net income, 12.5% margin), RPAY (-$259M net income, -83.0% margin), SOFI ($481M net income, 10.1% margin), GDOT has room to improve margins relative to the peer group. Compare GDOT vs OMF →

GDOT Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
GDOT logoGDOTCurrent
-$71M$-1.22-4.8%-11.2%-258.0%—
OMF logoOMF
$796M$6.7912.5%23.8%+54.7%
RPAY logoRPAY
-$259M$-3.14-83.0%-40.9%-2627.3%
SOFI logoSOFI
$481M$0.3610.1%5.7%+0.0%
DAVE logoDAVE
$225M$15.6338.3%73.1%+222.9%
AFRM logoAFRM
$382M$1.101.6%1.8%+109.0%
Best in group
Lowest in group

GDOT Historical Earnings Data (2008–2025)

18 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$99M-270.3%$55M$-1.79-4.8%2.7%
2024-$27M-497.2%-$2M$-0.50-1.5%-0.1%
2023$7M-89.5%$23M$0.130.4%1.5%
2022$64M+35.2%$94M$1.194.4%6.5%
2021$47M+105.3%$66M$0.853.3%4.6%
2020$23M-76.8%$30M$0.421.8%2.4%
2019$100M-15.8%$123M$1.889.0%11.1%
2018$119M+38.2%$130M$2.1811.1%12.2%
2017$86M+106.5%$109M$1.619.5%12.1%
2016$42M+8.3%$63M$0.805.7%8.7%
2015$38M-10.0%$59M$0.725.5%8.5%
2014$43M+25.4%$59M$0.907.0%9.7%
2013$34M-27.9%$49M$0.765.9%8.5%
2012$47M-9.3%$72M$1.078.6%13.1%
2011$52M+23.3%$83M$1.1911.1%17.8%
2010$42M+13.6%$69M$0.9811.6%19.0%
2009$37M+114.4%$64M$0.9115.8%27.1%
2008$17M-$29M$0.1110.3%17.4%

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GDOT — Frequently Asked Questions

Quick answers to the most common questions about buying GDOT stock.

What is GDOT earnings per share (EPS)?

GDOT trailing twelve-month (TTM) diluted EPS is $-1.22, reflecting -258.0% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2008 to 2025 is available in the table on this page.

What is Green Dot Corporation's net income?

Green Dot Corporation (GDOT) trailing twelve-month net income is $-71M as of 2025. Earnings declined -258.0% year-over-year.

Is GDOT profitable?

GDOT is not currently profitable on a TTM basis, reporting a net loss of $-71M. Net margin is -4.8%. Investors should monitor for a return to profitability.

What is GDOT's earnings growth rate?

GDOT compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2008 to 2025.

What are GDOT's profit margins?

Green Dot Corporation net profit margin is -4.8%, operating margin is +2.7%, and gross margin is +24.5%. Below-average margins reflect competitive or cost pressures. Return on Equity is -11.2%.

Is GDOT growing earnings?

GDOT earnings are declining — EPS fell -258.0% year-over-year. TTM net income dropped to $-71M. This contrasts with the 5-year CAGR of N/A.

What was GDOT's best earnings year?

Green Dot Corporation's highest annual net income on record is $119M, achieved in fiscal year 2018. Earnings history on this page spans 2008 to 2025 and includes all annual and quarterly figures.

What were GDOT's earnings last quarter?

GDOT's most recent reported quarter was Q1 2026. Net income was $54M with diluted EPS of $0.93. For a full breakdown of all quarters, see the quarterly earnings table on this page.

GDOT Earnings Over Time (2008–2025)

Net income & EPS — annual and quarterly view