Zacks Investment Research·Sep 9, 2026
Why Is Green Dot (GDOT) Down 1.2% Since Last Earnings Report?Green Dot (GDOT) reported earnings 30 days ago. What's next for the stock?
Green Dot's revenue is entirely fee-based, with non-interest income comprising 100% of total revenue, yet persistent provision expenses—nearly doubling from $262.5M in 2024Q1 to $475.9M in 2026Q2—have kept net income negative in most quarters. The company show...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 10, 2026 | $0.26-29.7% vs $0.37 | $591M+9.3% vs $541M |
Q2 2026 May 11, 2026 | $1.12+27.3% vs $0.88 | $652M+9.1% vs $597M |
Q2 2026 Mar 16, 2026 | -$0.08+20.0% vs -$0.10 | $520M+2.3% vs $508M |
Q2 2026 Mar 12, 2026 | -$0.11-10.0% vs -$0.10 | $509M+0.2% vs $508M |
Green Dot (GDOT) reported earnings 30 days ago. What's next for the stock?
Green Dot's B2B growth and embedded finance exposure bolster revenues, but weakness in Consumer Services and heavy investments pressure profitability.
GDOT's pending split would give shareholders $8.11 in cash plus CommerceOne stock, with regulatory approvals still standing between the deal and closing.
Green Dot's cheap valuation and strong BaaS growth support the case to hold, but consumer weakness and margin pressure keep the outlook mixed.
Benchmark GDOT against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Green Dot Corporation (GDOT)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $13.02 | $737.98M | -7.27 | 20.72% | -4.75% | -11.21% | — | |
| $57.25 | $6.61B | 8.73 | 9.54% | 12.17% | 23.07% | — | |
| $3.80 | $334.73M | -1.27 | -1.21% | -49.57% | -32.69% | — | |
| $16.55 | $21.23B | 42.44 | 38.32% | 11.4% | 6.18% | — | |
| $326.19 | $4.39B | 24.11 | 59.67% | 34.59% | 84.36% | — | |
| $68.09 | $22.68B | 453.93 | 38.8% | 56.52% | 47.91% | — |
Green Dot Corporation (GDOT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Green Dot Corporation (GDOT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 10, 2026·SEC
Jun 24, 2026·SEC
Jun 16, 2026·SEC
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Green Dot Corporation (GDOT) stock FAQ — growth, dividends, profitability & financials explained
Green Dot Corporation (GDOT) grew revenue by 20.7% over the past year. This is strong growth.
Green Dot Corporation (GDOT) reported a net loss of $25.9M for fiscal year 2025.
Green Dot Corporation (GDOT) has a return on equity (ROE) of -11.2%. Negative ROE indicates the company is unprofitable.
Green Dot Corporation (GDOT) has a net interest margin (NIM) of -0.1%. NIM has been under pressure due to interest rate environment.
Green Dot Corporation (GDOT) has an efficiency ratio of 21.9%. This is excellent, indicating strong cost control.
