8-K Announcements
6Apr 7, 2026·SEC
Mar 16, 2026·SEC
Jan 7, 2026·SEC
Green Dot Corporation (GDOT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Green Dot Corporation (GDOT) stock price & volume — 10-year historical chart
Green Dot Corporation (GDOT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Green Dot Corporation (GDOT) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 16, 2026 | $0.08vs $0.10+20.0% | $520Mvs $508M+2.3% |
| Q2 2026 | Mar 12, 2026 | $0.11vs $0.10-10.0% | $509Mvs $508M+0.2% |
| Q4 2025 | Nov 10, 2025 | $0.06vs $0.11+154.5% | $495Mvs $508M-2.6% |
| Q3 2025 | Aug 11, 2025 | $0.40vs $0.17+135.3% | $504Mvs $485M+4.0% |
Green Dot Corporation (GDOT) competitors in Payment Networks and Merchant Acquiring — business model, growth, and fundamentals comparison
Green Dot Corporation (GDOT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Green Dot Corporation (GDOT) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 5.41M | 18.66M | 0 | -761K | -150K | -255K | 0 | -5.51M | 0 |
| NII Growth % | 407.98% | 245.14% | -100% | - | 80.29% | -70% | 100% | - | 100% |
| Net Interest Margin % | 0.25% | 0.82% | 0% | -0.02% | -0% | -0.01% | 0% | -0.1% | 0% |
| Interest Income | 11.24M | 23.7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 5.84M | 5.05M | 0 | 761K | 150K | 255K | 0 | 5.51M | 6.15M |
| Loan Loss Provision | 355.67M | 402.79M | 399.09M | 526.87M | 653.97M | 725.4M | 880.78M | 1.14B | -6.15M |
| Non-Interest Income | 889.88M | 1.04B | 1.11B | 1.25B | 1.43B | 1.45B | 1.5B | 1.72B | 2.08B |
| Non-Interest Income % | 98.75% | 97.78% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
| Total Revenue | 901.12M▲ 0% | 1.07B▲ 18.2% | 1.11B▲ 4.0% | 1.25B▲ 13.1% | 1.43B▲ 14.3% | 1.45B▲ 1.1% | 1.5B▲ 3.6% | 1.72B▲ 14.8% | 2.08B▲ 20.7% |
| Revenue Growth % | 24.1% | 18.25% | 4.04% | 13.09% | 14.31% | 1.14% | 3.57% | 14.82% | 20.69% |
| Non-Interest Expense | 430.32M | 527.33M | 586.59M | 696.06M | 712.6M | 629.54M | 597.88M | 581.75M | 2.07B |
| Efficiency Ratio | 47.75% | 49.49% | 52.91% | 55.52% | 49.72% | 43.43% | 39.82% | 33.75% | 99.34% |
| Operating Income | 109.3M▲ 0% | 130.41M▲ 19.3% | 122.92M▼ 5.7% | 30.07M▼ 75.5% | 66.47M▲ 121.0% | 94.38M▲ 42.0% | 22.67M▼ 76.0% | -1.67M▼ 107.4% | 13.66M▲ 918.9% |
| Operating Margin % | 12.13% | 12.24% | 11.09% | 2.4% | 4.64% | 6.51% | 1.51% | -0.1% | 0.66% |
| Operating Income Growth % | 72.62% | 19.32% | -5.75% | -75.53% | 121.04% | 41.97% | -75.98% | -107.36% | 918.88% |
| Pretax Income | 103.46M▲ 0% | 123.82M▲ 19.7% | 121.08M▼ 2.2% | 28.09M▼ 76.8% | 63.7M▲ 126.7% | 83.92M▲ 31.7% | 14.63M▼ 82.6% | -22.54M▼ 254.0% | -97.27M▼ 331.6% |
| Pretax Margin % | 11.48% | 11.62% | 10.92% | 2.24% | 4.44% | 5.79% | 0.97% | -1.31% | -4.68% |
| Income Tax | 17.57M | 5.11M | 21.18M | 4.96M | 16.22M | 19.71M | 7.91M | 4.16M | 1.59M |
| Effective Tax Rate % | 16.98% | 4.13% | 17.5% | 17.67% | 25.46% | 23.49% | 54.06% | -18.47% | -1.64% |
| Net Income | 85.89M▲ 0% | 118.7M▲ 38.2% | 99.9M▼ 15.8% | 23.13M▼ 76.8% | 47.48M▲ 105.3% | 64.21M▲ 35.2% | 6.72M▼ 89.5% | -26.7M▼ 497.2% | -98.87M▼ 270.3% |
| Net Margin % | 9.53% | 11.14% | 9.01% | 1.84% | 3.31% | 4.43% | 0.45% | -1.55% | -4.75% |
| Net Income Growth % | 106.46% | 38.21% | -15.84% | -76.85% | 105.27% | 35.24% | -89.53% | -497.23% | -270.26% |
| Net Income (Continuing) | 85.89M | 118.7M | 99.9M | 23.13M | 47.48M | 64.21M | 6.72M | -26.7M | -98.87M |
| EPS (Diluted) | 1.61▲ 0% | 2.18▲ 35.4% | 1.88▼ 13.8% | 0.42▼ 77.7% | 0.85▲ 102.4% | 1.19▲ 40.0% | 0.13▼ 89.1% | -0.50▼ 484.6% | -1.79▼ 258.0% |
| EPS Growth % | 101.25% | 35.4% | -13.76% | -77.66% | 102.38% | 40% | -89.08% | -484.62% | -258% |
| EPS (Basic) | 1.70 | 2.27 | 1.91 | 0.43 | 0.87 | 1.20 | 0.13 | -0.50 | -1.79 |
| Diluted Shares Outstanding | 53.2M | 54.48M | 53.14M | 53.69M | 55.22M | 53.87M | 52.51M | 53.53M | 55.1M |
Green Dot Corporation (GDOT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 931.13M | 1.11B | 1.07B | 1.49B | 1.32B | 813.95M | 716.12M | 1.62B | 1.42B |
| Cash & Due from Banks | 919.24M | 1.09B | 1.06B | 1.49B | 1.32B | 813.95M | 682.26M | 1.59B | 1.42B |
| Short Term Investments | 11.89M | 19.96M | 10.02M | 0 | 0 | 0 | 33.86M | 24.15M | 0 |
| Total Investments | 153.51M | 201.18M | 277.44M | 970.97M | 2.12B | 2.36B | 2.24B | 2.03B | 2.47B |
| Investments Growth % | -26.35% | 31.06% | 37.9% | 249.98% | 117.88% | 11.73% | -5.36% | -9.13% | 21.4% |
| Long-Term Investments | 141.62M | 181.22M | 267.42M | 970.97M | 2.12B | 2.36B | 2.2B | 2.01B | 2.47B |
| Accounts Receivables | 7.61M | 10.41M | 17.47M | 26.54M | 35.84M | 27.5M | 33.96M | 39.51M | 0 |
| Goodwill & Intangibles | 582.38M | 551.12M | 520.99M | 491.78M | 466.94M | 445.08M | 420.48M | 397.94M | 0 |
| Goodwill | 301.79M | 301.79M | 301.79M | 301.79M | 301.79M | 301.79M | 301.79M | 301.79M | 0 |
| Intangible Assets | 280.59M | 249.33M | 219.2M | 189.99M | 165.15M | 143.29M | 118.69M | 96.15M | 0 |
| PP&E (Net) | 97.28M | 120.27M | 171.85M | 146.53M | 146.31M | 168.54M | 184.72M | 199.19M | 199.41M |
| Other Assets | 48.54M | 50.69M | 49.3M | 79.82M | 172.53M | 228.87M | 253.74M | 275.91M | 211.06M |
| Total Current Assets | 1.32B | 1.38B | 1.44B | 2.41B | 1.81B | 1.47B | 1.64B | 2.43B | 2.64B |
| Total Non-Current Assets | 876.33M | 911.16M | 1.02B | 1.7B | 2.92B | 3.32B | 3.18B | 3.01B | 3.34B |
| Total Assets | 2.2B▲ 0% | 2.29B▲ 4.1% | 2.46B▲ 7.6% | 4.12B▲ 67.2% | 4.73B▲ 14.8% | 4.79B▲ 1.3% | 4.82B▲ 0.6% | 5.43B▲ 12.8% | 5.99B▲ 10.1% |
| Asset Growth % | 26.27% | 4.08% | 7.58% | 67.25% | 14.83% | 1.35% | 0.58% | 12.81% | 10.14% |
| Return on Assets (ROA) | 4.36% | 5.29% | 4.21% | 0.7% | 1.07% | 1.35% | 0.14% | -0.52% | -1.73% |
| Accounts Payable | 34.86M | 38.63M | 37.88M | 34.82M | 51.35M | 113.89M | 119.87M | 103.77M | 114.71M |
| Total Debt | 79.61M | 58.7M | 68.59M | 24.81M | 15.13M | 43.41M | 67.06M | 59.58M | 65.47M |
| Net Debt | -839.63M | -1.04B | -994.84M | -1.47B | -1.31B | -770.53M | -615.21M | -1.53B | -1.36B |
| Long-Term Debt | 58.7M | 0 | 35M | 0 | 0 | 35M | 0 | 48.53M | 65.14M |
| Short-Term Debt | 20.91M | 58.7M | 380K | 235K | 0 | 0 | 61M | 0 | 325K |
| Other Liabilities | 30.52M | 30.93M | 10.88M | 4.28M | 3.53M | 5.78M | 1.9M | 1.04M | 282K |
| Total Current Liabilities | 1.34B | 1.34B | 1.45B | 3.08B | 3.64B | 3.96B | 3.95B | 4.5B | 5.03B |
| Total Non-Current Liabilities | 97M | 39.97M | 88.1M | 27.86M | 11.74M | 46.02M | 4.58M | 58.21M | 65.42M |
| Total Liabilities | 1.43B | 1.38B | 1.53B | 3.11B | 3.65B | 4.01B | 3.96B | 4.56B | 5.09B |
| Total Equity | 764.55M▲ 0% | 909.81M▲ 19.0% | 927.36M▲ 1.9% | 1.01B▲ 8.9% | 1.07B▲ 6.0% | 781.48M▼ 27.0% | 859.35M▲ 10.0% | 873.59M▲ 1.7% | 890.25M▲ 1.9% |
| Equity Growth % | 11.82% | 19% | 1.93% | 8.89% | 6.02% | -27.01% | 9.96% | 1.66% | 1.91% |
| Equity / Assets (Capital Ratio) | 34.79% | 39.78% | 37.69% | 24.54% | 22.66% | 16.32% | 17.84% | 16.08% | 14.87% |
| Return on Equity (ROE) | 11.86% | 14.18% | 10.88% | 2.39% | 4.56% | 6.93% | 0.82% | -3.08% | -11.21% |
| Book Value per Share | 14.37 | 16.70 | 17.45 | 18.81 | 19.39 | 14.51 | 16.37 | 16.32 | 16.16 |
| Tangible BV per Share | 3.42 | 6.58 | 7.65 | 9.65 | 10.93 | 6.24 | 8.36 | 8.89 | 16.16 |
| Common Stock | 51K | 53K | 52K | 54K | 55K | 52K | 53K | 55K | 56K |
| Additional Paid-in Capital | 354.79M | 380.75M | 296.22M | 354.46M | 401.06M | 340.57M | 375.98M | 408.01M | 0 |
| Retained Earnings | 410.44M | 529.14M | 629.04M | 651.89M | 699.37M | 763.58M | 770.3M | 743.6M | 644.74M |
| Accumulated OCI | -730K | -137K | 2.04M | 3.43M | -29.81M | -322.73M | -286.99M | -278.08M | -182.02M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Green Dot Corporation (GDOT) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 218.31M | 251.05M | 189.91M | 209.18M | 167.03M | 277.69M | 97.52M | 81.38M | 138.56M |
| Operating CF Growth % | 90.64% | 15% | -24.35% | 10.14% | -20.15% | 66.25% | -64.88% | -16.55% | 70.25% |
| Net Income | 85.89M | 118.7M | 99.9M | 23.13M | 47.48M | 64.21M | 6.72M | -26.7M | -98.87M |
| Depreciation & Amortization | 64.58M | 71.34M | 82.11M | 86.12M | 84.8M | 80.61M | 82.97M | 84.7M | 85.52M |
| Deferred Taxes | 2.78M | -234K | 6.88M | -15M | 2.72M | -6.67M | -11.87M | -10.36M | 368K |
| Other Non-Cash Items | 71.9M | 19.3M | 8.97M | 32.65M | 45.93M | 59.94M | 54.02M | 65.99M | 132.83M |
| Working Capital Changes | -47.57M | -8.15M | -37.52M | 28.59M | -65.31M | 44.79M | -68.07M | -62.18M | 0 |
| Cash from Investing | -223.93M | -114.97M | -153.85M | -785.83M | -1.37B | -820.19M | 33.16M | 81.4M | -450.53M |
| Purchase of Investments | -58.66M | -186.88M | -189.07M | -994.43M | -1.45B | -963.48M | 0 | -11.85M | -1.28B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | -57.67M | -185.88M | -188.07M | -993.43M | -1.45B | -962.48M | 1000K | -10.85M | -1.28B |
| Acquisitions | -141.5M | 0 | 0 | -35M | -35M | -35M | -35M | -35M | 0 |
| Other Investing | -91.27M | -5.89M | -2.46M | -3.99M | -29.24M | -34.62M | -32.75M | -30.43M | -143.16M |
| Cash from Financing | 192.19M | -50.96M | -65.13M | 1.01B | 1.03B | 36.71M | -264.02M | 743.15M | 141.28M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | -51.97M | 0 | -100M | 0 | 0 | -95.53M | -3.9M | 0 | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -51.97M | 0 | -100M | 0 | 0 | -95.53M | -3.9M | 0 | 0 |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | -1000K | 0 | 1000K | 1000K | -1000K | 0 |
| Other Financing | 284.73M | -28.46M | 59.88M | 1.04B | 1.03B | 97.23M | -286.12M | 754.65M | 141.28M |
| Net Change in Cash | 186.57M▲ 0% | 85.12M▼ 54.4% | -29.06M▼ 134.1% | 430.55M▲ 1581.4% | -171.06M▼ 139.7% | -505.8M▼ 195.7% | -133.34M▲ 73.6% | 905.93M▲ 779.4% | -170.7M▼ 118.8% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 732.68M | 1.01B | 1.1B | 1.07B | 1.5B | 1.33B | 819.85M | 686.5M | 1.59B |
| Cash at End | 919.24M | 1.1B | 1.07B | 1.5B | 1.33B | 819.85M | 686.5M | 1.59B | 1.42B |
| Interest Paid | 4.52M | 4.89M | 2.45M | 926K | 1.43M | 627K | 5.92M | 12.97M | 0 |
| Income Taxes Paid | 9.6M | 6.23M | 1.92M | 10.62M | 27.2M | 12.97M | 24.35M | 13.59M | 0 |
| Free Cash Flow | 174.17M▲ 0% | 190.02M▲ 9.1% | 111.7M▼ 41.2% | 150.14M▲ 34.4% | 109.6M▼ 27.0% | 193.36M▲ 76.4% | 21.58M▼ 88.8% | 7.1M▼ 67.1% | 138.56M▲ 1852.6% |
| FCF Growth % | 144.47% | 9.1% | -41.22% | 34.42% | -27% | 76.42% | -88.84% | -67.11% | 1852.61% |
Green Dot Corporation (GDOT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 6.18% | 11.86% | 14.18% | 10.88% | 2.39% | 4.56% | 6.93% | 0.82% | -3.08% | -11.21% |
| Return on Assets (ROA) | 2.42% | 4.36% | 5.29% | 4.21% | 0.7% | 1.07% | 1.35% | 0.14% | -0.52% | -1.73% |
| Net Interest Margin | -0.1% | 0.25% | 0.82% | 0% | -0.02% | -0% | -0.01% | 0% | -0.1% | 0% |
| Efficiency Ratio | 53.25% | 47.75% | 49.49% | 52.91% | 55.52% | 49.72% | 43.43% | 39.82% | 33.75% | 99.34% |
| Equity / Assets | 39.29% | 34.79% | 39.78% | 37.69% | 24.54% | 22.66% | 16.32% | 17.84% | 16.08% | 14.87% |
| Book Value / Share | 13.46 | 14.37 | 16.7 | 17.45 | 18.81 | 19.39 | 14.51 | 16.37 | 16.32 | 16.16 |
| NII Growth | -45.4% | 407.98% | 245.14% | -100% | - | 80.29% | -70% | 100% | - | 100% |
Green Dot Corporation (GDOT) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 7, 2026·SEC
Mar 16, 2026·SEC
Jan 7, 2026·SEC
Green Dot Corporation (GDOT) stock FAQ — growth, dividends, profitability & financials explained
Green Dot Corporation (GDOT) grew revenue by 20.7% over the past year. This is strong growth.
Green Dot Corporation (GDOT) reported a net loss of $98.9M for fiscal year 2025.
Green Dot Corporation (GDOT) has a return on equity (ROE) of -11.2%. Negative ROE indicates the company is unprofitable.
Green Dot Corporation (GDOT) has a net interest margin (NIM) of N/A. NIM has been under pressure due to interest rate environment.
Green Dot Corporation (GDOT) has an efficiency ratio of 99.3%. This is higher than peers, suggesting room for cost optimization.
Green Dot Corporation (GDOT) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates