Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Great Southern Bancorp, Inc.'s quarterly P/E stands at 10.8x, down 8.4% year-over-year. EV/EBITDA has expanded 55.9% YoY to 13.0x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 11.99 | 10.76 | 9.82 | 8.54 | 9.42 | 11.75 | 10.16 | 9.59 | 12.13 | 13.37 | 9.01 | 8.34 | 7.59 |
| — | -8.4% | -3.4% | -10.9% | -22.4% | -12.1% | +12.8% | +14.9% | +59.9% | +65.4% | -7.2% | -17.9% | -33.1% | |
| P/S Ratio | 2.46 | 2.17 | 2.02 | 1.87 | 1.85 | 1.95 | 1.85 | 1.79 | 1.93 | 2.12 | 1.73 | 1.88 | 1.96 |
| — | +11.2% | +9.1% | +4.2% | -4.0% | -7.7% | +7.1% | -4.6% | -1.4% | -12.4% | -33.5% | -37.2% | -43.3% | |
| P/B Ratio | 1.33 | 1.10 | 1.10 | 1.08 | 1.05 | 1.17 | 1.10 | 1.15 | 1.15 | 1.23 | 1.08 | 1.12 | 1.12 |
| — | -5.5% | +0.5% | -6.0% | -8.4% | -5.1% | +1.6% | +2.2% | +2.8% | -10.3% | -21.4% | -17.1% | -15.6% | |
| P/FCF | 12.77 | 12.17 | 45.32 | 4.80 | 12.36 | 20.94 | 10.15 | 3.88 | — | 4.45 | 24.37 | 3.62 | 12.42 |
| — | -41.9% | +346.4% | +23.7% | — | +370.3% | -58.4% | +7.2% | — | -79.5% | +69.3% | — | +92.4% | |
| EV / EBITDA | 13.21 | 12.95 | 10.29 | 8.30 | 10.22 | 8.31 | 12.56 | 11.80 | 10.91 | 8.92 | 7.04 | 6.37 | 6.72 |
| — | +55.9% | -18.0% | -29.7% | -6.3% | -6.8% | +78.3% | +85.3% | +62.3% | +25.5% | -15.1% | -33.3% | -4.0% | |
| EV / EBIT | 13.21 | 12.95 | 11.27 | 9.00 | 11.25 | 9.33 | 13.45 | 13.38 | 12.58 | 10.15 | 7.84 | 7.01 | 7.36 |
| — | +38.9% | -16.2% | -32.7% | -10.6% | -8.1% | +71.6% | +90.8% | +70.9% | +30.9% | -14.5% | -33.3% | -5.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Great Southern Bancorp, Inc.'s operating margin was 24.1% in Q4 2025, down 1.4 pp QoQ and up 4.0 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 25.3% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 12.2% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 66.9% | 68.9% | 67.7% | 66.6% | 64.9% | 61.3% | 59.3% | 63.1% | 60.6% | 63.4% | 67.1% | 70.7% | 76.1% |
| — | +12.2% | +14.2% | +5.6% | +7.2% | -3.2% | -11.7% | -10.7% | -20.4% | -22.0% | -21.1% | -21.6% | -19.2% | |
| Operating Margin | 25.4% | 24.1% | 25.5% | 27.1% | 24.6% | 20.1% | 22.2% | 23.0% | 19.7% | 19.7% | 24.3% | 28.0% | 32.7% |
| — | +20.1% | +15.3% | +18.0% | +25.1% | +1.8% | -9.0% | -18.0% | -39.8% | -45.0% | -27.8% | -24.2% | -14.5% | |
| Net Margin | 20.7% | 20.2% | 20.5% | 22.1% | 19.7% | 16.7% | 18.2% | 18.7% | 15.9% | 15.8% | 19.1% | 22.5% | 25.8% |
| — | +20.9% | +13.0% | +18.1% | +23.7% | +5.3% | -4.9% | -16.8% | -38.2% | -47.1% | -28.7% | -23.4% | -15.2% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 11.5% | 2.6% | 2.8% | 3.2% | 2.8% | 2.5% | 2.8% | 3.0% | 2.4% | 2.4% | 2.9% | 3.3% | 3.8% |
| — | +4.1% | +1.3% | +6.9% | +20.0% | +3.4% | -5.2% | -9.9% | -37.2% | -45.0% | -13.8% | +3.3% | +32.7% | |
| ROA | 1.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.3% | 0.2% | 0.2% | 0.3% | 0.3% | 0.4% |
| — | +15.6% | +11.4% | +15.4% | +23.9% | +9.2% | -0.7% | -9.2% | -35.2% | -42.9% | -14.3% | -4.4% | +13.8% | |
| ROIC | 7.2% | 1.3% | 1.5% | 1.6% | 1.7% | 1.3% | 1.2% | 1.5% | 1.5% | 1.6% | 2.0% | 2.1% | 2.3% |
| — | -0.2% | +22.4% | +12.1% | +12.5% | -16.5% | -37.0% | -29.1% | -35.0% | -34.6% | +2.9% | +7.8% | +21.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Great Southern Bancorp, Inc.'s Debt/EBITDA ratio is 20.8x — elevated, raising questions about debt serviceability. The current ratio has improved 4659.0% YoY to 2.54x, strengthening the short-term liquidity position.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.64 | 0.64 | 0.78 | 0.72 | 0.87 | 0.28 | 1.01 | 1.14 | 0.63 | 0.30 | 0.46 | 0.42 | 0.59 |
| — | +129.6% | -22.7% | -36.8% | +39.3% | -8.2% | +121.6% | +170.0% | +6.7% | -42.0% | -27.9% | -44.2% | +37.5% | |
| Debt / EBITDA | 4.64 | 20.81 | 20.43 | 17.10 | 22.71 | 8.25 | 28.72 | 27.53 | 18.56 | 9.28 | 10.78 | 9.22 | 11.49 |
| — | +152.2% | -28.9% | -37.9% | +22.4% | -11.1% | +166.6% | +198.6% | +61.5% | -1.3% | -16.0% | -44.2% | +10.1% | |
| Current Ratio | 2.54 | 2.54 | 0.14 | 0.15 | 0.05 | 0.05 | 0.16 | 0.15 | 0.14 | 0.15 | 0.14 | 0.15 | 0.16 |
| — | +4659.0% | -8.3% | -1.3% | -62.5% | -64.8% | +15.9% | +5.4% | -14.1% | -4.3% | -13.1% | -12.6% | -16.0% | |
| Quick Ratio | 2.54 | 2.54 | 0.14 | 0.15 | 0.05 | 0.05 | 0.16 | 0.15 | 0.14 | 0.15 | 0.14 | 0.15 | 0.16 |
| — | +4659.0% | -8.3% | -1.3% | -62.5% | -64.8% | +15.9% | +5.4% | -14.1% | -4.3% | -13.1% | -12.6% | -16.0% | |
| Interest Coverage | 0.77 | 0.80 | 0.78 | 0.81 | 0.69 | 0.54 | 0.56 | 0.61 | 0.51 | 0.52 | 0.71 | 0.90 | 1.42 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying GSBC stock.
Great Southern Bancorp, Inc.'s current P/E is 12.0x. The average P/E over the last 4 quarters is 9.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Great Southern Bancorp, Inc.'s current operating margin is 25.4%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Great Southern Bancorp, Inc.'s business trajectory between earnings reports.