Home Bancorp, Inc. (HBCP) Earnings History
Growth Compounder20 years of earnings data (2006–2025) · Consistent double-digit EPS growth over 5 years
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Home Bancorp, Inc. (HBCP) Earnings Overview
As of June 22, 2026, Home Bancorp, Inc. (HBCP) reported trailing twelve-month net income of $46M, reflecting +28.4% year-over-year growth. The company earned $5.91 per diluted share over the past four quarters, with a net profit margin of 22.0%.
Looking at the long-term picture, HBCP's 5-year EPS compound annual growth rate (CAGR) stands at +15.5%, indicating exceptional earnings growth. The company achieved its highest annual net income of $49M in fiscal 2021.
Home Bancorp, Inc. maintains industry-leading profitability with a gross margin of 70.5%, operating margin of 27.7%, and net margin of 22.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FFIN ($254M net income, 30.7% margin), IBCP ($69M net income, 21.7% margin), SFBS ($277M net income, 27.2% margin), HBCP has room to improve margins relative to the peer group. Compare HBCP vs FFIN →
HBCP Earnings vs Peers
Earnings metrics vs comparable public companies
HBCP Historical Earnings Data (2006–2025)
20 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $46M | +26.5% | $58M | $5.87 | 22.0% | 27.7% |
| 2024 | $36M | -9.5% | $45M | $4.57 | 18.3% | 22.7% |
| 2023 | $40M | +18.1% | $50M | $4.99 | 22.6% | 28.1% |
| 2022 | $34M | -29.9% | $43M | $4.16 | 24.4% | 30.4% |
| 2021 | $49M | +96.3% | $60M | $5.77 | 39.5% | 49.1% |
| 2020 | $25M | -11.3% | $31M | $2.85 | 20.9% | 26.0% |
| 2019 | $28M | -11.6% | $34M | $3.05 | 24.0% | 29.0% |
| 2018 | $32M | +87.8% | $38M | $3.40 | 27.3% | 33.1% |
| 2017 | $17M | +5.1% | $29M | $2.41 | 19.9% | 34.8% |
| 2016 | $16M | +27.6% | $24M | $2.25 | 20.3% | 29.9% |
| 2015 | $13M | +27.1% | $19M | $1.79 | 18.7% | 28.6% |
| 2014 | $10M | +35.3% | $15M | $1.42 | 15.8% | 24.1% |
| 2013 | $7M | -20.6% | $11M | $1.06 | 14.2% | 21.5% |
| 2012 | $9M | +79.5% | $14M | $1.28 | 17.1% | 25.6% |
| 2011 | $5M | +9.2% | $8M | $0.71 | 11.4% | 17.3% |
| 2010 | $5M | +0.2% | $7M | $0.62 | 12.3% | 18.4% |
| 2009 | $5M | +72.3% | $7M | $0.58 | 13.8% | 20.6% |
| 2008 | $3M | -18.3% | $4M | $0.30 | 8.9% | 12.7% |
| 2007 | $3M | -17.4% | $5M | $0.37 | 11.8% | 16.8% |
| 2006 | $4M | - | $6M | $0.45 | 15.9% | 24.1% |
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HBCP — Frequently Asked Questions
Quick answers to the most common questions about buying HBCP stock.
What is HBCP earnings per share (EPS)?
HBCP trailing twelve-month (TTM) diluted EPS is $5.91, reflecting +28.4% year-over-year growth. The 5-year EPS CAGR is +15.5%. Complete EPS history from 2006 to 2025 is available in the table on this page.
What is Home Bancorp, Inc.'s net income?
Home Bancorp, Inc. (HBCP) trailing twelve-month net income is $46M as of 2025. Earnings grew +28.4% year-over-year. Home Bancorp, Inc. has been profitable for 20 consecutive years.
Is HBCP profitable?
Yes, HBCP is profitable with a TTM net income of $46M and a net profit margin of +22.0%. Home Bancorp, Inc. has generated profits for 20 consecutive years.
What is HBCP's earnings growth rate?
HBCP compound annual EPS growth rates (CAGR): 1-Year: +28.4%, 3-Year: +12.2%, 5-Year: +15.5%, 10-Year: +12.6%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2006 to 2025.
What are HBCP's profit margins?
Home Bancorp, Inc. net profit margin is +22.0%, operating margin is +27.7%, and gross margin is +70.5%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +11.1%.
Is HBCP growing earnings?
Yes, HBCP earnings are accelerating — EPS growth of +28.4% exceeds the 5-year CAGR of +15.5%. TTM net income reached $46M. Earnings momentum is strengthening.
What was HBCP's best earnings year?
Home Bancorp, Inc.'s highest annual net income on record is $49M, achieved in fiscal year 2021. Earnings history on this page spans 2006 to 2025 and includes all annual and quarterly figures.
What were HBCP's earnings last quarter?
HBCP's most recent reported quarter was Q4 2025. Net income was $11M with diluted EPS of $1.46. For a full breakdown of all quarters, see the quarterly earnings table on this page.