Home Bancorp, Inc. (HBCP) Earnings History
Annual and quarterly earnings data from 2006 to 2025
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HBCP EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
HBCP Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 70.5% | 27.7% | 22.0% |
| 2024 | 66.4% | 22.7% | 18.3% |
| 2023 | 74.3% | 28.1% | 22.6% |
| 2022 | 88.8% | 30.4% | 24.4% |
| 2021 | 103.1% | 49.1% | 39.5% |
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Home Bancorp, Inc. (HBCP) Earnings Overview
As of May 8, 2026, Home Bancorp, Inc. (HBCP) reported trailing twelve-month net income of $46M, reflecting +28.4% year-over-year growth. The company earned $5.91 per diluted share over the past four quarters, with a net profit margin of 22.0%.
Looking at the long-term picture, HBCP's 5-year EPS compound annual growth rate (CAGR) stands at +15.5%, indicating exceptional earnings growth. The company achieved its highest annual net income of $49M in fiscal 2021.
Home Bancorp, Inc. maintains industry-leading profitability with a gross margin of 70.5%, operating margin of 27.7%, and net margin of 22.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including FFIN ($243M net income, 30.2% margin), IBCP ($69M net income, 21.7% margin), SFBS ($277M net income, 27.2% margin), HBCP has room to improve margins relative to the peer group. Compare HBCP vs FFIN →
HBCP Earnings vs Peers
Earnings metrics vs comparable public companies
HBCP Historical Earnings Data (2006–2025)
20 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $46M | +26.5% | $58M | $5.87 | 22.0% | 27.7% |
| 2024 | $36M | -9.5% | $45M | $4.57 | 18.3% | 22.7% |
| 2023 | $40M | +18.1% | $50M | $4.99 | 22.6% | 28.1% |
| 2022 | $34M | -29.9% | $43M | $4.16 | 24.4% | 30.4% |
| 2021 | $49M | +96.3% | $60M | $5.77 | 39.5% | 49.1% |
| 2020 | $25M | -11.3% | $31M | $2.85 | 20.9% | 26.0% |
| 2019 | $28M | -11.6% | $34M | $3.05 | 24.0% | 29.0% |
| 2018 | $32M | +87.8% | $38M | $3.40 | 27.3% | 33.1% |
| 2017 | $17M | +5.1% | $29M | $2.41 | 19.9% | 34.8% |
| 2016 | $16M | +27.6% | $24M | $2.25 | 20.3% | 29.9% |
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Start ComparisonHBCP — Frequently Asked Questions
Quick answers to the most common questions about buying HBCP stock.
Is HBCP growing earnings?
HBCP EPS is $5.91, with earnings growth accelerating to +28.4%. This exceeds the 5-year CAGR of +15.5%. TTM net income reached $46M.
What are HBCP's profit margins?
Home Bancorp, Inc. net margin is +22.0%, with operating margin at +27.7%. Above-average margins indicate pricing power.
How consistent are HBCP's earnings?
HBCP earnings data spans 2006-2025. The accelerating earnings trend is +28.4% YoY. Historical data enables comparison across business cycles.