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Home Bancorp, Inc. (HBCP) Total Return Calculator with Dividends Reinvested

Home Bancorp, Inc.

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The total return for Home Bancorp, Inc. (HBCP) stock is +32.07% over the past 12 months. So far it's up 13.23% this year. The 5-year total return is +79.69%, meaning $10,000 invested in HBCP stock 5 years ago would be worth $17,969 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in HBCP 1 year ago, it would be worth $13,166 today — you'd have gained $3,166 with dividends reinvested.

With Dividends Reinvested$13,166+31.66%

Price Only (No DRIP)$12,889+28.89%

Dividend Boost+$2774 payments · +2.77% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in HBCP

1Y$13,207+$3,207 (+32.1%)32.1% CAGR

3Y$23,016+$13,016 (+130.2%)32.0% CAGR

5Y$17,969+$7,969 (+79.7%)12.4% CAGR

10Y$25,977+$15,977 (+159.8%)10.0% CAGR

15Y$49,193+$39,193 (+391.9%)11.2% CAGR

20Y$64,221+$54,221 (+542.2%)9.7% CAGR

30Y$64,221+$54,221 (+542.2%)6.4% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-08-04	$0.29	$51.86	+0.005592
2025-11-03	$0.31	$53.11	+0.005870
2026-02-09	$0.31	$62.07	+0.005052
2026-05-04	$0.31	$63.59	+0.004955

Loading HBCP total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+13.23%	—	+12.15%	+1.08 pp	$11,323
1Y	+32.07%	32.07%	+29.62%	+2.45 pp	$13,207
3Y	+130.16%	32.03%	+119.04%	+11.12 pp	$23,016
5Y	+79.69%	12.44%	+65.82%	+13.87 pp	$17,969
10Y	+159.77%	10.02%	+128.52%	+31.25 pp	$25,977
15Y	+391.93%	11.21%	+329.47%	+62.47 pp	$49,193
20Y	+542.21%	9.74%	+460.66%	+81.55 pp	$64,221
30Y	+542.21%	6.40%	+460.66%	+81.55 pp	$64,221

Risk & Highlights

Best Year+52.32%2021

Worst Year-26.46%2020

Max Drawdown-12.13%2025-07-23 → 2025-08-07 · Recovered 2025-12-04

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+3.43%	+2.89%	+0.5pp	+0.41%	+3.0pp
2025	+30.66%	+28.13%	+2.5pp	+16.64%	+14.0pp
2024	+11.76%	+9.37%	+2.4pp	+24.00%	-12.2pp
2023	+7.26%	+4.76%	+2.5pp	+24.81%	-17.6pp
2022	-2.29%	-4.51%	+2.2pp	-19.95%	+17.7pp

HBCP outperformed the S&P 500 by 0.75pp over the past year (+32.07% vs +31.32%).

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HBCP Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
HBCPHome Bancorp, Inc.	$504M	+4.7%	+13.2%	+32.1%	+2.5pp	+130.2%	+79.7%	+159.8%
FFINFirst Financial Bankshares, Inc.	$4.6B	+7.3%	+9.2%	-2.5%	+2.2pp	+29.9%	-29.0%	+146.6%
IBCPIndependent Bank Corporation	$696M	+0.1%	+6.8%	+12.2%	+3.5pp	+129.8%	+63.0%	+185.0%
SFBSServisFirst Bancshares, Inc.	$4.4B	+7.8%	+12.0%	+10.5%	+1.9pp	+79.1%	+27.7%	+254.7%
HOPEHope Bancorp, Inc.	$1.6B	+7.1%	+16.3%	+30.6%	+4.2pp	+82.1%	-1.3%	+18.9%
LKFNLakeland Financial Corporation	$1.6B	+6.8%	+12.2%	+8.1%	+3.4pp	+47.5%	+9.5%	+143.0%
CVBFCVB Financial Corp.	$2.8B	+4.5%	+11.6%	+13.6%	+4.2pp	+95.0%	+11.9%	+67.4%
BANFBancFirst Corporation	$3.8B	+4.0%	+8.0%	-3.5%	+1.6pp	+66.1%	+68.4%	+322.5%
SBCFSeacoast Banking Corporation of Florida	$3.1B	+1.8%	-0.2%	+32.2%	+3.0pp	+69.1%	-10.5%	+122.1%
NBTBNBT Bancorp Inc.	$2.4B	+3.5%	+9.6%	+9.3%	+3.4pp	+54.5%	+29.5%	+102.2%
CTBICommunity Trust Bancorp, Inc.	$1.2B	+6.0%	+18.4%	+36.0%	+4.1pp	+111.3%	+66.0%	+132.7%

Compare:HBCP vs FFIN HBCP vs IBCP HBCP vs SFBS HBCP vs FFIN vs IBCP

About HBCP Dividend Returns

Home Bancorp, Inc. (HBCP) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of HBCP over the past year?

Home Bancorp, Inc. (HBCP) delivered a total return of 32.07% over the past year when dividends are reinvested. The price-only return was 29.62%, meaning dividends contributed an additional 2.45 percentage points to total returns.

Q2How much would $10,000 invested in HBCP be worth today?

A $10,000 investment in Home Bancorp, Inc. one year ago would be worth $13,207 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,962. Dividend reinvestment added $245 to the portfolio value.

Q3Does HBCP pay dividends?

Yes, Home Bancorp, Inc. (HBCP) pays dividends. In the last year, HBCP paid approximately $0.05 per share in dividends (0.07% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did HBCP beat the S&P 500?

Yes, Home Bancorp, Inc. (HBCP) outperformed the S&P 500 by 0.75 percentage points over the past year. HBCP delivered a total return of 32.07%, compared to the S&P 500's 31.32%. This 0.75pp alpha means investors in HBCP earned more than a passive S&P 500 index fund.

Q5What is HBCP's worst drawdown?

Home Bancorp, Inc. (HBCP) experienced a maximum drawdown of -12.13% over the past year, declining from its peak on 2025-07-23 to its trough on 2025-08-07. The stock recovered to its prior peak by 2025-12-04. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is HBCP's long-term total return over 10, 20, or 30 years?

Here are Home Bancorp, Inc. (HBCP)'s long-term returns with dividends reinvested. Over 10 years, the total return is 159.8% (10.0% CAGR) — $10,000 would have grown to $25,977. Over 20 years: 542.2% total return (9.7% CAGR) — $10,000 → $64,221. Over 30 years: 542.2% total return (6.4% CAGR) — $10,000 → $64,221. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was HBCP's best and worst year?

Home Bancorp, Inc.'s best calendar year was 2021 with a total return of 52.3%. Its worst year was 2020 with a total return of -26.5%. This range shows the volatility investors should expect — the difference between the best and worst year is 78.8 percentage points.