HBCP trades 6.7% below Wall Street's consensus target of $65.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes HBCP achieves its forward estimates and maintains a stable P/E multiple of 10.8x. This scenario reflects the blended consensus of 3 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, Home Bancorp, Inc. (HBCP) has a Wall Street consensus price target of $65.00, based on estimates from 3 covering analysts. With the stock currently trading at $60.94, this represents a potential upside of +6.7%. The company has a market capitalization of $479M.
Analyst price targets range from a low of $64.00 to a high of $66.00, representing a 3% spread in expectations. The median target of $65.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 2 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, HBCP trades at a trailing P/E of 10.8x and forward P/E of 10.8x. The forward PEG ratio of 0.69 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -1.6% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $69.76, with bear and bull scenarios of $43.95 and $91.92 respectively. Model confidence stands at 56/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 FFINFirst Financial Bankshares, Inc. | $4.4B | $30.41 | $34.33 | +12.9% | Hold | 14.9x | 17 |
 IBCPIndependent Bank Corporation | $748M | $36.31 | $43.00 | +18.4% | Hold | 10.6x | 8 |
 SFBSServisFirst Bancshares, Inc. | $4.5B | $41.08 | $45.50 | +10.8% | Buy | 12.9x | 6 |
 HOPEHope Bancorp, Inc. | $1.7B | $13.18 | $16.00 | +21.4% | Hold | 13.0x | 6 |
 LKFNLakeland Financial Corporation | $1.5B | $61.15 | $67.00 | +9.6% | Hold | 13.7x | 10 |
 CVBFCVB Financial Corp. | $3.3B | $22.74 | $26.67 | +17.3% | Hold | 14.3x | 16 |
 BANFBancFirst Corporation | $3.9B | $115.20 | $125.00 | +8.5% | Hold | 15.0x | 3 |
 SBCFSeacoast Banking Corporation of Florida | $3.3B | $33.54 | $35.75 | +6.6% | Hold | 13.2x | 16 |
 NBTBNBT Bancorp Inc. | $2.7B | $52.83 | $57.67 | +9.2% | Hold | 12.6x | 10 |
 CTBICommunity Trust Bancorp, Inc. | $1.3B | $69.11 | $81.50 | +17.9% | Hold | 11.2x | 6 |
Quick answers to the most common questions about buying HBCP stock.
The consensus price target for HBCP is $65, close to the current price of $60.94 (6.7% implied move). Based on 3 analyst estimates, the stock appears fairly valued near current levels.
HBCP has a consensus rating of "Buy" based on 3 Wall Street analysts. The rating breakdown is predominantly bullish, with 2 Buy/Strong Buy ratings. The consensus 12-month price target of $65 implies 6.7% upside from current levels.
With a forward P/E of 10.7799x, HBCP trades at a relatively low valuation. The consensus target of $65 implies 6.7% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $66 for HBCP, while the most conservative target is $64. The consensus of $65 represents the median expectation. Our quantitative valuation model projects a bull case target of $92 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
HBCP is lightly followed, with 3 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month HBCP stock forecast based on 3 Wall Street analysts shows a consensus price target of $65, with estimates ranging from $64 (bear case) to $66 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $70, with bear/bull scenarios of $44/$92.
Our quantitative valuation model calculates HBCP's fair value at $70 (base case), with a bear case of $44 and bull case of $92. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 56/100.
HBCP trades at a forward P/E ratio of 10.8x based on next-twelve-months earnings estimates compared to a trailing P/E of 10.8x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
HBCP appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $65 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
HBCP analyst price targets range from $64 to $66, a 3% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $65 consensus represents the middle ground. Our model's $44-$92 range provides an independent fundamental perspective.
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
High-probability breakout stocks crossing their pivot across 5 pattern engines.
DCF models, multiple analysis, and analyst estimates.
10-year return with dividends reinvested.
Compare growth, multiples, and margins vs sector.