HBT Financial, Inc. (HBT) Revenue History
Annual and quarterly revenue from 2017 to present
HBT Revenue Over Time (2017–2025)
HBT Revenue Growth History
7 of 8 years with positive growth- FY2017 revenue growth
- N/A
- FY2018 revenue growth
- +5.2%
- FY2019 revenue growth
- +4.8%
- FY2020 revenue growth
- -9.8%
- FY2021 revenue growth
- +4.8%
- FY2022 revenue growth
- +13.7%
- FY2023 revenue growth
- +41.2%
- FY2024 revenue growth
- +8.2%
- FY2025 revenue growth
- +2.8%
| Quarter | Revenue | YoY |
|---|---|---|
| Q4 2025 | $74.3M | — |
| Q3 2025 | $73.9M | — |
| Q2 2025 | $73.1M | — |
| Q1 2025 | $72.1M | — |
| Q4 2024 | $73.8M | — |
| Q3 2024 | $72.3M | — |
| Q2 2024 | $72.0M | — |
| Q1 2024 | $67.1M | — |
Multi-year avg. share of annual revenue by fiscal quarter
Revenue Breakdown (FY 2025)
HBT's revenue distribution by segment and geography for fiscal year 2025
By Product/Segment
HBT Revenue Analysis (2017–2025)
Current Revenue & Growth
As of May 21, 2026, HBT Financial, Inc. (HBT) generated trailing twelve-month (TTM) revenue of $293.3 million, reflecting modest growth of +0.7% year-over-year. The most recent quarter (Q4 2025) recorded $74.3 million in revenue, up 0.5% sequentially.
Historical Growth Trajectory
HBT's 5-year compound annual growth rate (CAGR) stands at +13.3%, indicating consistent double-digit revenue growth. The 3-year CAGR of +16.2% exceeds the 5-year average, indicating an acceleration in the most recent period. HBT Financial, Inc.'s highest annual revenue of $293.3 million was recorded in 2025, an all-time high.
Revenue by Segment
HBT's revenue is primarily driven by Wealth management fees (39%), Card income (35%), and Service charges on deposit accounts (26%). The diversified mix across segments reduces dependence on any single product line, which can support more resilient revenue in downturns.
Peer Comparison
Compared to Financial Services sector peers — including MBWM, CZWI, and MOFG. Compare HBT vs MBWM →
HBT Revenue vs Peers
Revenue metrics vs comparable public companies
| Company | TTM Revenue | YoY Growth | 5Y CAGR | Op. Margin | Compare |
|---|---|---|---|---|---|
| HBTCurrent | $293M | +0.7% | +13.3% | 35.6% | |
 MBWM | $372M | - | - | 27.5% | |
 CZWI | $90M | - | - | 7.0% | |
 MOFG | $206M | - | - | -40.8% | |
 BFST | $512M | - | - | 22.2% | |
 CHMG | $140M | - | - | 14.2% |
HBT Historical Revenue Data (2017–2025)
| Year | Revenue | YoY % | Gross Profit | Gross Margin | Op. Income | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $293.3M | - | $234.7M | 80.0% | $104.5M | 35.6% |
| 2024 | $285.2M | - | $219.3M | 76.9% | $97.4M | 34.1% |
| 2023 | $263.6M | - | $218.1M | 82.7% | $88.6M | 33.6% |
| 2022 | $186.7M | - | $180.2M | 96.5% | $76.2M | 40.8% |
| 2021 | $164.2M | - | $166.5M | 101.4% | $76.6M | 46.6% |
| 2020 | $156.8M | - | $139.8M | 89.2% | $49.6M | 31.6% |
| 2019 | $173.9M | - | $160.5M | 92.3% | $72.1M | 41.5% |
| 2018 | $166.0M | - | $152.3M | 91.8% | $64.7M | 39.0% |
| 2017 | $157.8M | - | $148.1M | 93.8% | $57.0M | 36.1% |
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Start ComparisonHBT — Frequently Asked Questions
Quick answers to the most common questions about buying HBT stock.
Is HBT's revenue growth accelerating or slowing?
HBT revenue growth is slowing. TTM revenue is $293M, up +0.7% year-over-year — below the 5-year CAGR of +13.3%. The deceleration suggests maturing end-markets or increased competition.
What is HBT's revenue history from 2017 to 2026?
HBT Financial, Inc. (HBT) revenue history spans 2017 to 2026. TTM revenue as of 2026 is $293M, growing at +0.7% YoY. The 5-year CAGR is +13.3%. Complete annual and quarterly revenue figures are available on this page, including gross profit, operating income, and margin trends.
What is HBT's long-term revenue growth rate (CAGR)?
HBT Financial, Inc.'s 5-year revenue CAGR of +13.3% reflects the variable nature of its business expansion. As of 2026, the current YoY growth rate of +0.7% is below this long-term average. CAGR is the most reliable measure of sustained revenue momentum for HBT.
Why does HBT's quarterly revenue fluctuate?
HBT quarterly revenue can fluctuate significantly between periods. A quarter-over-quarter (QoQ) change does not always indicate a trend; comparing the same quarter year-over-year (YoY) is a more reliable signal for underlying growth. HBT Financial, Inc.'s revenue data from 2017 to 2026 shows full historical quarterly detail on this page.
How is HBT's revenue distributed by segment?
HBT reports revenue broken down by product line and geographic region. The segment breakdown on this page shows which business units contribute the most to total revenue as of the latest fiscal year. Concentration in a single segment above 50% indicates category dependence, while a diversified mix signals more resilient revenue streams.
How does HBT's revenue compare to industry peers?
HBT Financial, Inc. (HBT) with TTM revenue of $293M and +0.7% YoY growth can be benchmarked against sector peers using the comparison table on this page. Revenue growth relative to peers indicates market share gains or losses. The peer section shows TTM revenue, YoY growth, and operating margin for direct comparisons.