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HCI logoHCI Group, Inc. (HCI) Earnings History

Annual and quarterly earnings data from 2007 to 2025

TTM Net Income
$314M
Profitable
TTM EPS
$24.40
Diluted
YoY EPS Growth
+179.8%
Excellent
Net Margin
33.2%
Profitability
Operating Margin47.7%
Gross Margin73.2%
ROE37.8%
ROA12.6%
Highest Annual Net Income$299M (2025)
Highest Quarterly EPS$8.38 (Q4 2025)
Consecutive Profitable Years3 years
Q1 2026
Net Income$85M
EPS$6.60
QoQ Growth-12.9%Declining

Loading earnings history...

HCI EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+179.8%
Excellent
3-Year
N/A
N/M
5-Year
+48.1%
Excellent
10-Year
+15.5%
Strong

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

HCI Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202573.2%47.7%33.2%
202436.7%23.1%14.7%
202337.2%21.4%14.4%
20223.2%-13.9%-11.9%
202120.2%2.8%0.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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HCI Group, Inc. (HCI) Earnings Overview

As of May 8, 2026, HCI Group, Inc. (HCI) reported trailing twelve-month net income of $314M, reflecting +179.8% year-over-year growth. The company earned $24.40 per diluted share over the past four quarters, with a net profit margin of 33.2%.

Looking at the long-term picture, HCI's 5-year EPS compound annual growth rate (CAGR) stands at +48.1%, indicating exceptional earnings growth. The company achieved its highest annual net income of $299M in fiscal 2025, representing a new all-time high.

HCI Group, Inc. maintains industry-leading profitability with a gross margin of 73.2%, operating margin of 47.7%, and net margin of 33.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including UPC (-$12M net income, -20.6% margin), HRTG ($196M net income, 23.1% margin), FG ($530M net income, 4.6% margin), HCI has outperformed on profitability metrics. Compare HCI vs UPC →

HCI Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
HCI logoHCICurrent
$314M$24.4033.2%37.8%+179.8%—
UPC logoUPC
-$12M$-22.01-20.6%-7.2%+26.5%
HRTG logoHRTG
$196M$6.3223.1%49.1%+214.4%
FG logoFG
$530M$3.814.6%5.9%-61.5%
KINS logoKINS
$41M$2.8320.5%43.0%+94.6%
PLMR logoPLMR
$197M$7.2122.5%23.6%+60.0%
Best in group
Lowest in group

HCI Historical Earnings Data (2007–2025)

19 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$299M+171.9%$429M$24.8733.2%47.7%
2024$110M+39.1%$173M$8.8914.7%23.1%
2023$79M+235.1%$118M$7.6214.4%21.4%
2022-$59M-3252.5%-$68M$-6.24-11.9%-13.9%
2021$2M-93.3%$11M$0.210.5%2.8%
2020$28M+3.8%$37M$3.4910.0%13.4%
2019$27M+49.9%$36M$3.3111.0%15.0%
2018$18M+357.1%$27M$2.257.7%11.6%
2017-$7M-123.8%-$16M$-0.81-2.8%-6.4%
2016$29M-55.9%$47M$2.9211.2%18.1%

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Compare HCI vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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HCI — Frequently Asked Questions

Quick answers to the most common questions about buying HCI stock.

Is HCI growing earnings?

HCI EPS is $24.40, with earnings growth accelerating to +179.8%. This exceeds the 5-year CAGR of +48.1%. TTM net income reached $314M.

What are HCI's profit margins?

HCI Group, Inc. net margin is +33.2%, with operating margin at +47.7%. Above-average margins indicate pricing power.

How consistent are HCI's earnings?

HCI earnings data spans 2007-2025. The accelerating earnings trend is +179.8% YoY. Historical data enables comparison across business cycles.

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HCI Earnings Over Time (2014–2025)

Net income and EPS trends