HCI Group, Inc. (HCI) Price Target Analysis
Wall Street analyst price targets, ratings consensus & upside potential · Updated May 1, 2026
Current Price
$154.14
Price Target
$126.50
Target Range
$75.00 — $165.00
Analyst Rating
Buy
Forward P/E9.3x
Trailing P/E6.2x
Forward PEG0.19
Implied Growth-30.7%
Median Target$133.00
Analyst Spread71.1%
Price Forecast (1 Year)
Last 12 months price action with 12-month analyst target path
Bear Case
$75
-51.3%
Consensus
$127
-17.9%
Bull Case
$165
+7.0%
HCI Price Target Analysis
Updated May 6, 2026As of May 6, 2026, HCI Group, Inc. (HCI) has a Wall Street consensus price target of $126.50, based on estimates from 14 covering analysts. With the stock currently trading at $154.14, this represents a potential downside of -17.9%. The company has a market capitalization of $1.99B.
Analyst price targets range from a low of $75.00 to a high of $165.00, representing a 71% spread in expectations. The median target of $133.00 differs from the mean, suggesting potential outlier estimates. The wide target spread reflects significant disagreement on fair value.
The current analyst consensus rating is Buy, with 10 analysts rating the stock as a Buy or Strong Buy,4 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, HCI trades at a trailing P/E of 6.2x and forward P/E of 9.3x. The forward PEG ratio of 0.19 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -30.7% over the next year.
Investment Context: Price targets represent analyst expectations for the next 12 months and should be considered alongside your own research. Targets are based on analysts' assumptions about earnings growth, margins, and market conditions which may change. For sector-specific context, view other Financial Services stocks.
Analyst Sentiment Comparison
Industry Peer AnalysisAvg Peer Upside+21.2%
Avg Forward P/E10.8x
Peers with Coverage7 / 10
| Company | Market Cap | Price | Target | Upside | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 UPCUniverse Pharmaceuticals Inc. | $2M | $2.82 | — | — | — | — | — |
 HRTGHeritage Insurance Holdings, Inc. | $888M | $28.72 | $39.00 | +35.8% | Buy | 6.2x | 9 |
 FGF&G Annuities & Life, Inc. | $4.0B | $29.46 | $31.00 | +5.2% | Hold | 7.2x | 9 |
 KINSKingstone Companies, Inc. | $258M | $16.45 | — | — | Buy | 7.2x | 4 |
 PLMRPalomar Holdings, Inc. | $2.9B | $110.75 | $110.25 | -0.5% | Buy | 11.6x | 11 |
 NODKNI Holdings, Inc. | $266M | $12.90 | — | — | — | — | — |
 ACGLArch Capital Group Ltd. | $33.7B | $94.70 | $104.00 | +9.8% | Buy | 10.1x | 34 |
 RNRRenaissanceRe Holdings Ltd. | $13.1B | $302.63 | $308.33 | +1.9% | Hold | 7.7x | 28 |
 VERXVertex, Inc. | $2.0B | $12.64 | $20.82 | +64.7% | Buy | 17.2x | 17 |
 IIIVi3 Verticals, Inc. | $486M | $22.00 | $29.00 | +31.8% | Buy | 19.5x | 14 |
Upside Potential Comparison
VERXHRTGIIIVACGLFGRNRPLMRSee HCI's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs HCI Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare HCI vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonHCI — Frequently Asked Questions
Quick answers to the most common questions about buying HCI stock.
What is the HCI stock price target for 2026?
HCI's consensus price target is $126.5, -17.9% below the current price of $154.14. The 14 analysts tracking HCI see downside risk at present valuations.
Is HCI a buy, sell, or hold?
HCI has a consensus rating of "Buy" based on 14 Wall Street analysts. The rating breakdown is predominantly bullish, with 10 Buy/Strong Buy ratings. The consensus 12-month price target of $126.5 implies -17.9% downside from current levels.
Is HCI stock overvalued or undervalued?
With a forward P/E of 9.2687x, HCI trades at a relatively low valuation. The consensus target of $126.5 implies -17.9% move, suggesting the market may be pricing in risks.
How high can HCI stock go?
The most bullish Wall Street analyst has a price target of $165 for HCI, while the most conservative target is $75. The consensus of $126.5 represents the median expectation. These targets typically reflect 12-month expectations.
How many analysts cover HCI stock?
HCI is moderately covered, with 14 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 10 have Buy ratings, 4 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
What is the HCI stock forecast?
The 12-month HCI stock forecast based on 14 Wall Street analysts shows a consensus price target of $126.5, with estimates ranging from $75 (bear case) to $165 (bull case). The median consensus rating is "Buy".
What is HCI's forward P/E ratio?
HCI trades at a forward P/E ratio of 9.3x based on next-twelve-months earnings estimates compared to a trailing P/E of 6.2x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Should I buy HCI stock?
Analysts are cautious on HCI, with 0 Sell ratings and a price target of $126.5 (-17.9% from current price). The "Buy" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
Why do HCI price targets vary so much?
HCI analyst price targets range from $75 to $165, a 71% wide spread indicating significant analyst disagreement. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $126.5 consensus represents the middle ground.