Home Federal Bancorp, Inc. of Louisiana (HFBL) Earnings History
Steady Earner23 years of earnings data (2004–2026) · Positive but moderate multi-year EPS trajectory
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Home Federal Bancorp, Inc. of Louisiana (HFBL) Earnings Overview
As of November 8, 2026, Home Federal Bancorp, Inc. of Louisiana (HFBL) reported trailing twelve-month net income of $6M, reflecting +59.5% year-over-year growth. The company earned $2.11 per diluted share over the past four quarters, with a net profit margin of 25.4%.
Looking at the long-term picture, HFBL's 5-year EPS compound annual growth rate (CAGR) stands at +5.1%, showing solid earnings momentum. The company achieved its highest annual net income of $6M in fiscal 2026, representing a new all-time high.
Home Federal Bancorp, Inc. of Louisiana maintains industry-leading profitability with a gross margin of 97.6%, operating margin of 32.1%, and net margin of 25.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including HFWA ($77M net income, 27.4% margin), CZWI ($15M net income, 28.3% margin), NBTB ($218M net income, 25.7% margin), HFBL has room to improve margins relative to the peer group. Compare HFBL vs HFWA →
HFBL Earnings vs Peers
Earnings metrics vs comparable public companies
HFBL Historical Earnings Data (2004–2026)
23 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2026 | $6M | +58.8% | $8M | $2.01 | 25.4% | 32.1% |
| 2025 | $4M | +8.2% | $5M | $1.26 | 18.9% | 22.7% |
| 2024 | $4M | -37.0% | $4M | $1.17 | 17.6% | 20.0% |
| 2023 | $6M | +17.1% | $7M | $1.81 | 24.3% | 28.9% |
| 2022 | $5M | -9.2% | $6M | $1.41 | 23.6% | 29.1% |
| 2021 | $5M | +39.4% | $7M | $1.57 | 24.4% | 30.9% |
| 2020 | $4M | -18.8% | $5M | $1.07 | 20.5% | 25.6% |
| 2019 | $5M | +32.9% | $6M | $1.25 | 27.2% | 34.6% |
| 2018 | $4M | -2.3% | $6M | $0.97 | 20.2% | 33.0% |
| 2017 | $4M | +8.1% | $5M | $0.96 | 20.7% | 30.6% |
| 2016 | $3M | +0.7% | $5M | $0.87 | 21.3% | 31.7% |
| 2015 | $3M | +22.3% | $5M | $0.83 | 22.5% | 33.6% |
| 2014 | $3M | -12.3% | $4M | $0.65 | 21.0% | 31.2% |
| 2013 | $3M | +10.1% | $5M | $0.66 | 22.6% | 34.3% |
| 2012 | $3M | +46.7% | $4M | $0.51 | 22.1% | 30.9% |
| 2011 | $2M | +189.3% | $3M | $0.34 | 19.9% | 29.5% |
| 2010 | $670,000 | +30.1% | $1M | $0.11 | 9.3% | 18.6% |
| 2009 | $515,000 | +728.0% | $768,000 | $0.08 | 12.5% | 18.6% |
| 2008 | $-82,000 | -112.9% | $-125,000 | $-0.01 | -2.5% | -3.9% |
| 2007 | $637,000 | +0.5% | $964,000 | $0.10 | 18.8% | 28.5% |
| 2006 | $634,000 | -25.4% | $961,091 | $0.10 | 18.8% | 28.5% |
| 2005 | $849,898 | +3.6% | $1M | $0.13 | 24.8% | 38.1% |
| 2004 | $820,741 | - | $1M | $0.09 | 24.8% | 37.2% |
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HFBL — Frequently Asked Questions
Quick answers to the most common questions about buying HFBL stock.
What is HFBL earnings per share (EPS)?
HFBL trailing twelve-month (TTM) diluted EPS is $2.11, reflecting +59.5% year-over-year growth. The 5-year EPS CAGR is +5.1%. Complete EPS history from 2004 to 2026 is available in the table on this page.
What is Home Federal Bancorp, Inc. of Louisiana's net income?
Home Federal Bancorp, Inc. of Louisiana (HFBL) trailing twelve-month net income is $6M as of 2026. Earnings grew +59.5% year-over-year. Home Federal Bancorp, Inc. of Louisiana has been profitable for 18 consecutive years.
Is HFBL profitable?
Yes, HFBL is profitable with a TTM net income of $6M and a net profit margin of +25.4%. Home Federal Bancorp, Inc. of Louisiana has generated profits for 18 consecutive years.
What is HFBL's earnings growth rate?
HFBL compound annual EPS growth rates (CAGR): 1-Year: +59.5%, 3-Year: +3.6%, 5-Year: +5.1%, 10-Year: +8.7%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2004 to 2026.
What are HFBL's profit margins?
Home Federal Bancorp, Inc. of Louisiana net profit margin is +25.4%, operating margin is +32.1%, and gross margin is +97.6%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +10.8%.
Is HFBL growing earnings?
Yes, HFBL earnings are accelerating — EPS growth of +59.5% exceeds the 5-year CAGR of +5.1%. TTM net income reached $6M. Earnings momentum is strengthening.
What was HFBL's best earnings year?
Home Federal Bancorp, Inc. of Louisiana's highest annual net income on record is $6M, achieved in fiscal year 2026. Earnings history on this page spans 2004 to 2026 and includes all annual and quarterly figures.
What were HFBL's earnings last quarter?
HFBL's most recent reported quarter was Q1 2027. Net income was $2M with diluted EPS of $0.62. For a full breakdown of all quarters, see the quarterly earnings table on this page.