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HFBLHome Federal Bancorp, Inc. of Louisiana
$20.20$62M
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HFBL logoHome Federal Bancorp, Inc. of Louisiana (HFBL) Earnings History

Profitable

22 years of earnings data (2004–2025) · Positive TTM net income

TTM Net Income
$5M
● Profitable
TTM EPS (Diluted)
$1.68
Per share, diluted
YoY EPS Growth
+7.7%
Solid
Net Margin
12.0%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+7.7%
3Y-3.7%
5Y+3.3%
10Y+4.3%
Operating Margin14.4%
Gross Margin63.9%
Return on Equity7.2%
Return on Assets0.6%
Record Annual Net Income$6MFY2023
Record Quarterly EPS$0.55Q2 2023
Consecutive Profitable Years17years
Q2 2026
Net Income$2M
EPS (Diluted)$0.54
YoY Growth+7.7%Solid
QoQ Growth+4.8%Solid

Loading earnings history...

Home Federal Bancorp, Inc. of Louisiana (HFBL) Earnings Overview

As of June 23, 2026, Home Federal Bancorp, Inc. of Louisiana (HFBL) reported trailing twelve-month net income of $5M, reflecting +7.7% year-over-year growth. The company earned $1.68 per diluted share over the past four quarters, with a net profit margin of 12.0%.

Looking at the long-term picture, HFBL's 5-year EPS compound annual growth rate (CAGR) stands at +3.3%, reflecting modest earnings expansion. The company achieved its highest annual net income of $6M in fiscal 2023.

Home Federal Bancorp, Inc. of Louisiana maintains positive profitability with a gross margin of 63.9%, operating margin of 14.4%, and net margin of 12.0%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including HFWA ($68M net income, 20.1% margin), CZWI ($14M net income, 16.0% margin), NBTB ($169M net income, 19.5% margin), HFBL has room to improve margins relative to the peer group. Compare HFBL vs HFWA →

HFBL Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
HFBL logoHFBLCurrent
$5M$1.6812.0%7.2%+7.7%—
HFWA logoHFWA
$68M$1.9620.1%7.6%+58.1%
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
HBCP logoHBCP
$46M$5.9122.0%11.1%+28.4%
LADR logoLADR
$64M$0.5116.4%4.3%-40.7%
Best in group
Lowest in group

HFBL Historical Earnings Data (2004–2025)

22 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$4M+8.2%$5M$1.2612.0%14.4%
2024$4M-37.0%$4M$1.1710.8%12.2%
2023$6M+17.1%$7M$1.8120.0%23.7%
2022$5M-9.2%$6M$1.4121.7%26.7%
2021$5M+39.4%$7M$1.5721.2%26.9%
2020$4M-18.8%$5M$1.0716.1%20.1%
2019$5M+32.9%$6M$1.2521.6%27.5%
2018$4M-2.3%$6M$0.9716.9%27.5%
2017$4M+8.1%$5M$0.9617.9%26.4%
2016$3M+0.7%$5M$0.8718.3%27.2%
2015$3M+22.3%$5M$0.8319.3%28.8%
2014$3M-12.3%$4M$0.6517.8%26.5%
2013$3M+10.1%$5M$0.6619.0%28.9%
2012$3M+46.7%$4M$0.5117.9%25.0%
2011$2M+189.3%$3M$0.3415.0%22.2%
2010$670,000+30.1%$1M$0.116.3%12.6%
2009$515,000+728.0%$768,000$0.086.5%9.6%
2008$-82,000-112.9%$-125,000$-0.01-1.1%-1.7%
2007$637,000+0.5%$964,000$0.109.3%14.1%
2006$634,000-25.4%$961,091$0.1010.9%16.5%
2005$849,898+3.6%$1M$0.1315.6%23.9%
2004$820,741-$1M$0.0915.0%22.5%

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HFBL — Frequently Asked Questions

Quick answers to the most common questions about buying HFBL stock.

What is HFBL earnings per share (EPS)?

HFBL trailing twelve-month (TTM) diluted EPS is $1.68, reflecting +7.7% year-over-year growth. The 5-year EPS CAGR is +3.3%. Complete EPS history from 2004 to 2025 is available in the table on this page.

What is Home Federal Bancorp, Inc. of Louisiana's net income?

Home Federal Bancorp, Inc. of Louisiana (HFBL) trailing twelve-month net income is $5M as of 2025. Earnings grew +7.7% year-over-year. Home Federal Bancorp, Inc. of Louisiana has been profitable for 17 consecutive years.

Is HFBL profitable?

Yes, HFBL is profitable with a TTM net income of $5M and a net profit margin of +12.0%. Home Federal Bancorp, Inc. of Louisiana has generated profits for 17 consecutive years.

What is HFBL's earnings growth rate?

HFBL compound annual EPS growth rates (CAGR): 1-Year: +7.7%, 3-Year: -3.7%, 5-Year: +3.3%, 10-Year: +4.3%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2004 to 2025.

What are HFBL's profit margins?

Home Federal Bancorp, Inc. of Louisiana net profit margin is +12.0%, operating margin is +14.4%, and gross margin is +63.9%. Margins are within a typical range for the sector. Return on Equity is +7.2%.

Is HFBL growing earnings?

HFBL is growing earnings steadily. YoY EPS growth of +7.7% is consistent with the 5-year CAGR of +3.3%. TTM net income is $5M.

What was HFBL's best earnings year?

Home Federal Bancorp, Inc. of Louisiana's highest annual net income on record is $6M, achieved in fiscal year 2023. Earnings history on this page spans 2004 to 2025 and includes all annual and quarterly figures.

What were HFBL's earnings last quarter?

HFBL's most recent reported quarter was Q2 2026. Net income was $2M with diluted EPS of $0.54. For a full breakdown of all quarters, see the quarterly earnings table on this page.

HFBL Earnings Over Time (2004–2025)

Net income & EPS — annual and quarterly view