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HNVR logoHanover Bancorp, Inc. (HNVR) Earnings History

Annual and quarterly earnings data from 2016 to 2025

TTM Net Income
$7M
Profitable
TTM EPS
$1.01
Diluted
YoY EPS Growth
-39.8%
Declining
Net Margin
5.2%
Profitability
Operating Margin6.9%
Gross Margin43.9%
ROE3.8%
ROA0.3%
Highest Annual Net Income$24M (2022)
Highest Quarterly EPS$1.16 (Q4 2021)
Consecutive Profitable Years10 years
Q4 2025
Net Income$33,000
EPS$0.00
QoQ Growth-99.1%Declining

Loading earnings history...

HNVR EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-39.8%
Declining
3-Year
-35.2%
Declining
5-Year
-3.4%
Slow
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

HNVR Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202543.9%6.9%5.2%
202442.8%11.0%8.3%
202352.6%17.7%13.3%
202285.0%39.4%30.5%
202184.7%27.0%20.9%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Hanover Bancorp, Inc. (HNVR) Earnings Overview

As of May 8, 2026, Hanover Bancorp, Inc. (HNVR) reported trailing twelve-month net income of $7M, reflecting -39.8% year-over-year growth. The company earned $1.01 per diluted share over the past four quarters, with a net profit margin of 5.2%.

Looking at the long-term picture, HNVR's 5-year EPS compound annual growth rate (CAGR) stands at -3.4%, signaling declining earnings. The company achieved its highest annual net income of $24M in fiscal 2022.

Hanover Bancorp, Inc. maintains positive profitability with a gross margin of 43.9%, operating margin of 6.9%, and net margin of 5.2%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including DCOM ($111M net income, 15.2% margin), CZWI ($14M net income, 16.0% margin), NECB ($44M net income, 28.2% margin), HNVR has room to improve margins relative to the peer group. Compare HNVR vs DCOM →

HNVR Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
HNVR logoHNVRCurrent
$7M$1.015.2%3.8%-39.8%—
DCOM logoDCOM
$111M$2.5715.2%7.7%+330.9%
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
NECB logoNECB
$44M$3.2528.2%13.3%-7.7%
FXNC logoFXNC
$18M$1.9615.8%10.0%+96.0%
MNSB logoMNSB
$16M$2.0611.5%7.3%+210.0%
Best in group
Lowest in group

HNVR Historical Earnings Data (2016–2025)

10 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$7M-39.3%$10M$1.005.2%6.9%
2024$12M-18.6%$16M$1.668.3%11.0%
2023$15M-35.6%$20M$2.0513.3%17.7%
2022$24M+117.1%$30M$3.6830.5%39.4%
2021$11M+118.2%$14M$2.2820.9%27.0%
2020$5M-38.5%$6M$1.1912.0%15.0%
2019$8M+75.7%$11M$1.9320.6%29.0%
2018$5M+113.8%$7M$1.3623.8%38.6%
2017$2M+9.5%$4M$0.7816.5%30.0%
2016$2M-$3M$0.7520.7%32.0%

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Compare HNVR vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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HNVR — Frequently Asked Questions

Quick answers to the most common questions about buying HNVR stock.

Is HNVR growing earnings?

HNVR EPS fell to $1.01, with earnings declining -39.8%. This contrasts with the 5-year CAGR of -3.4%. TTM net income dropped to $7M.

What are HNVR's profit margins?

Hanover Bancorp, Inc. net margin is +5.2%, with operating margin at +6.9%. Margins sit within typical range for the sector.

How consistent are HNVR's earnings?

HNVR earnings data spans 2016-2025. The declining earnings trend is -39.8% YoY. Historical data enables comparison across business cycles.

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HNVR Earnings Over Time (2016–2025)

Net income and EPS trends