First Internet Bancorp (INBK) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 31.6M | 30.32M | 30.35M | 27.99M | 25.1M | 23.55M | 21.77M | 21.33M | 20.73M | 19.81M | 17.38M | 18.14M |
| NII Growth % | 25.91% | 28.75% | 39.45% | 31.24% | 21.04% | 18.9% | 25.24% | 17.54% | 5.93% | -8.59% | -27.57% | -29.34% |
| Net Interest Margin % | 0.55% | 0.54% | 0.54% | 0.46% | 0.43% | 0.41% | 0.37% | 0.4% | 0.39% | 0.38% | 0.34% | 0.37% |
| Interest Income | 75.81M | 78.05M | 84.39M | 80.89M | 76.83M | 77.77M | 74.99M | 70.96M | 68.17M | 66.27M | 63.02M | 58.12M |
| Interest Expense | 44.21M | 47.73M | 54.04M | 52.9M | 51.73M | 54.22M | 53.23M | 49.63M | 47.43M | 46.47M | 45.64M | 39.98M |
| Loan Loss Provision | 16.3M | 11.98M | 34.79M | 13.62M | 11.95M | 7.25M | 3.42M | 4.03M | 2.51M | 3.62M | 1.96M | 1.7M |
| Non-Interest Income | 11.52M | 11.38M | -26.5M | 4.05M | 8.92M | 14.6M | 10.53M | 9.44M | 6.96M | 6.06M | 6.09M | 4.8M |
| Non-Interest Income % | 13.19% | 12.72% | -45.77% | 4.77% | 10.4% | 15.81% | 12.32% | 11.74% | 9.27% | 8.37% | 8.81% | 7.63% |
| Total Revenue | 87.33M | 89.43M | 57.89M | 84.94M | 85.75M | 92.37M | 85.52M | 80.4M | 75.13M | 72.33M | 69.1M | 62.92M |
| Revenue Growth % | 1.85% | -3.19% | -32.31% | 5.64% | 14.13% | 27.71% | 23.77% | 27.78% | 35.36% | 43.34% | 63.46% | 58.38% |
| Non-Interest Expense | 25.03M | 24.21M | 23.61M | 20.28M | 22.02M | 22.58M | 21.27M | 20.74M | 19.58M | 18.68M | 18.42M | 17.6M |
| Efficiency Ratio | 28.66% | 27.07% | 40.78% | 23.88% | 25.69% | 24.44% | 24.87% | 25.8% | 26.06% | 25.83% | 26.66% | 27.97% |
| Operating Income | 1.78M | 5.5M | -54.54M | -1.86M | 34K | 8.33M | 7.61M | 5.99M | 5.61M | 3.56M | 3.08M | 3.65M |
| Operating Margin % | 2.04% | 6.15% | -94.22% | -2.19% | 0.04% | 9.02% | 8.9% | 7.45% | 7.47% | 4.92% | 4.46% | 5.8% |
| Operating Income Growth % | 5147.06% | -33.94% | -816.73% | -131.05% | -99.39% | 134.09% | 146.84% | 64.28% | 204.88% | -48.09% | -67.28% | -66.3% |
| Pretax Income | 1.78M | 5.5M | -54.54M | -1.86M | 34K | 8.33M | 7.61M | 5.99M | 5.61M | 3.56M | 3.08M | 3.65M |
| Pretax Margin % | 2.04% | 6.15% | -94.22% | -2.19% | 0.04% | 9.02% | 8.9% | 7.45% | 7.47% | 4.92% | 4.46% | 5.8% |
| Income Tax | -725K | 213K | -12.95M | -2.05M | -909K | 999K | 620K | 218K | 429K | -585K | -326K | -234K |
| Effective Tax Rate % | -40.64% | 3.87% | 23.74% | 110.37% | -2673.53% | 11.99% | 8.15% | 3.64% | 7.65% | -16.44% | -10.57% | -6.41% |
| Net Income | 2.51M | 5.29M | -41.59M | 193K | 943K | 7.33M | 6.99M | 5.78M | 5.18M | 4.14M | 3.41M | 3.88M |
| Net Margin % | 2.87% | 5.91% | -71.85% | 0.23% | 1.1% | 7.94% | 8.17% | 7.18% | 6.9% | 5.73% | 4.93% | 6.17% |
| Net Income Growth % | 166.07% | -27.84% | -695.04% | -96.66% | -81.8% | 76.92% | 105.05% | 48.76% | 271.73% | -34.77% | -59.59% | -59.33% |
| Net Income (Continuing) | 2.51M | 5.29M | -41.59M | 193K | 943K | 7.33M | 6.99M | 5.78M | 5.18M | 4.14M | 3.41M | 3.88M |
| EPS (Diluted) | 0.29 | 0.60 | -4.76 | 0.02 | 0.11 | 0.83 | 0.80 | 0.67 | 0.59 | 0.48 | 0.39 | 0.44 |
| EPS Growth % | 163.64% | -27.71% | -695% | -96.72% | -81.36% | 72.92% | 105.13% | 52.27% | 521.43% | -29.41% | -56.18% | -55.56% |
| EPS (Basic) | 0.29 | 0.61 | -4.76 | 0.02 | 0.11 | 0.84 | 0.80 | 0.67 | 0.60 | 0.48 | 0.39 | 0.44 |
| Diluted Shares Outstanding | 8.77M | 8.77M | 8.74M | 8.76M | 8.78M | 8.77M | 8.77M | 8.66M | 8.75M | 8.72M | 8.77M | 8.91M |