Investors Title Company (ITIC) quarterly income statement — complete revenue, gross profit & net income history
Investors Title Company (ITIC) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Revenue | 86.5M | 64.01M | 69.52M | 73.02M | 73.65M | 56.56M | 70.63M | 68.83M | 65.38M | 53.46M | 53.68M | 61.41M | 58.31M | 51.34M | 65.49M | 78M | 70.9M | 69M | 91.04M | 81.42M |
| Revenue Growth % | 17.45% | 13.17% | -1.57% | 6.09% | 12.64% | 5.81% | 31.56% | 12.08% | 12.12% | 4.12% | -18.03% | -21.27% | -17.75% | -25.59% | -28.06% | -4.2% | -16.55% | -4.27% | 18.04% | 20.38% |
| Medical Costs & Claims | 2.78M | 472K | 995K | 1.21M | 0 | 25.18M | 1.05M | 30.76M | 27.45M | 20.78M | 20.5M | 25.64M | 21.59M | 20.39M | 25.21M | 35.44M | 35.14M | 30.03M | 41.02M | 39.56M |
| Medical Cost Ratio % | 3.22% | 0.74% | 1.43% | 1.66% | 0% | 44.52% | 1.48% | 44.69% | 41.99% | 38.87% | 38.19% | 41.76% | 37.03% | 39.72% | 38.49% | 45.44% | 49.56% | 43.53% | 45.06% | 48.59% |
| Gross Profit | 83.72M | 63.54M | 68.52M | 71.81M | 73.65M | 31.39M | 69.58M | 38.07M | 37.93M | 32.68M | 33.18M | 35.77M | 36.72M | 30.95M | 40.29M | 42.55M | 35.77M | 38.97M | 50.02M | 41.85M |
| Gross Margin % | 96.78% | 99.26% | 98.57% | 98.34% | 100% | 55.48% | 98.52% | 55.31% | 58.01% | 61.13% | 61.81% | 58.24% | 62.97% | 60.28% | 61.51% | 54.56% | 50.44% | 56.47% | 54.94% | 51.41% |
| Gross Profit Growth % | 13.67% | 102.46% | -1.52% | 88.63% | 94.19% | -3.96% | 109.71% | 6.45% | 3.29% | 5.59% | -17.64% | -15.95% | 2.67% | -20.57% | -19.46% | 1.67% | -27.27% | -2.45% | 16.57% | 13.08% |
| Operating Expenses | 64.27M | 55.83M | 58.92M | 56.72M | 57.85M | 27.33M | 58.77M | 26.48M | 26.66M | 26.88M | 26.97M | 27.16M | 26.87M | 29.39M | 31.01M | 32.47M | 32.81M | 31.17M | 26.13M | 23.42M |
| OpEx / Revenue % | 74.3% | 87.21% | 84.75% | 77.68% | 78.55% | 48.32% | 83.21% | 38.48% | 40.78% | 50.29% | 50.23% | 44.22% | 46.08% | 57.24% | 47.35% | 41.62% | 46.28% | 45.18% | 28.7% | 28.76% |
| Depreciation & Amortization | 1.16M | 1.15M | 1.1M | 1.01M | 1.07M | 1.65M | 1.11M | 1.07M | 1.19M | 1.13M | 1.13M | 1.02M | 993K | 971K | 934K | 884K | 908K | 854K | 726K | 557K |
| Combined Ratio % | 77.52% | 87.95% | 86.18% | 79.33% | 78.55% | 92.83% | 84.69% | 83.16% | 82.77% | 89.16% | 88.43% | 85.98% | 83.12% | 96.96% | 85.84% | 87.07% | 95.84% | 88.71% | 73.76% | 77.35% |
| Operating Income | 19.45M | 7.71M | 9.61M | 15.09M | 15.8M | 4.05M | 10.81M | 11.59M | 11.27M | 5.8M | 6.21M | 8.61M | 9.85M | 1.56M | 9.27M | 10.09M | 2.95M | 7.79M | 23.89M | 18.44M |
| Operating Margin % | 22.48% | 12.05% | 13.82% | 20.67% | 21.45% | 7.17% | 15.31% | 16.84% | 17.23% | 10.84% | 11.57% | 14.02% | 16.88% | 3.04% | 14.16% | 12.93% | 4.16% | 11.29% | 26.24% | 22.65% |
| Operating Income Growth % | 23.09% | 90.35% | -11.14% | 30.23% | 40.21% | -30.08% | 74.01% | 34.59% | 14.43% | 271.36% | -33.01% | -14.65% | 233.42% | -79.97% | -61.18% | -45.28% | -88.32% | -54.99% | 11.59% | -2.23% |
| EBITDA | 20.61M | 8.87M | 10.71M | 16.11M | 16.87M | 5.71M | 11.92M | 12.66M | 12.46M | 6.92M | 7.35M | 9.63M | 10.84M | 2.53M | 10.21M | 10.97M | 3.86M | 8.65M | 24.62M | 18.99M |
| EBITDA Margin % | 23.83% | 13.85% | 15.41% | 22.05% | 22.91% | 10.09% | 16.87% | 18.39% | 19.06% | 12.95% | 13.69% | 15.69% | 18.59% | 4.93% | 15.59% | 14.07% | 5.45% | 12.53% | 27.04% | 23.33% |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Operating Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pretax Income | 19.45M | 7.71M | 9.61M | 15.09M | 15.8M | 4.05M | 10.81M | 11.59M | 11.27M | 5.8M | 6.21M | 8.61M | 9.85M | 1.56M | 9.27M | 10.09M | 2.95M | 7.79M | 23.89M | 18.44M |
| Pretax Margin % | 22.48% | 12.05% | 13.82% | 20.67% | 21.45% | 7.17% | 15.31% | 16.84% | 17.23% | 10.84% | 11.57% | 14.02% | 16.88% | 3.04% | 14.16% | 12.93% | 4.16% | 11.29% | 26.24% | 22.65% |
| Income Tax | 4.81M | 1.65M | 2.09M | 2.88M | 3.52M | 882K | 2.45M | 2.27M | 2.4M | 1.27M | 377K | 1.53M | 2.26M | 380K | 1.75M | 2.17M | 674K | 1.61M | 4.98M | 3.93M |
| Effective Tax Rate % | 24.75% | 21.36% | 21.75% | 19.06% | 22.28% | 21.76% | 22.65% | 19.62% | 21.27% | 21.94% | 6.07% | 17.72% | 22.96% | 24.34% | 18.85% | 21.56% | 22.82% | 20.63% | 20.84% | 21.34% |
| Net Income | 14.63M | 6.07M | 7.52M | 12.21M | 12.28M | 3.17M | 8.36M | 9.31M | 8.87M | 4.53M | 5.84M | 7.08M | 7.58M | 1.18M | 7.53M | 7.91M | 2.28M | 6.18M | 18.91M | 14.5M |
| Net Margin % | 16.92% | 9.48% | 10.81% | 16.73% | 16.67% | 5.61% | 11.84% | 13.53% | 13.57% | 8.46% | 10.87% | 11.54% | 13.01% | 2.3% | 11.49% | 10.15% | 3.21% | 8.96% | 20.77% | 17.81% |
| Net Income Growth % | 19.18% | 91.33% | -10.11% | 31.12% | 38.41% | -29.92% | 43.28% | 31.49% | 16.95% | 283.15% | -22.46% | -10.48% | 232.82% | -80.91% | -60.21% | -45.44% | -88.48% | -55.26% | 13.69% | -5.22% |
| EPS (Diluted) | 7.73 | 3.20 | 3.97 | 6.43 | 6.49 | 1.67 | 4.42 | 4.92 | 4.70 | 2.40 | 3.09 | 3.75 | 4.00 | 0.62 | 3.97 | 4.17 | 1.20 | 3.25 | 9.94 | 7.63 |
| EPS Growth % | 19.11% | 91.62% | -10.18% | 30.69% | 38.09% | -30.42% | 43.04% | 31.2% | 17.5% | 287.1% | -22.17% | -10.07% | 233.33% | -80.92% | -60.06% | -45.35% | -88.48% | -55.42% | 13.34% | -5.45% |
| EPS (Basic) | 7.75 | 3.21 | 3.98 | 6.47 | 6.51 | 1.68 | 4.44 | 4.94 | 4.71 | 2.40 | 3.09 | 3.75 | 4.00 | 0.62 | 3.97 | 4.17 | 1.20 | 3.26 | 9.98 | 7.66 |
| Diluted Shares Outstanding | 1.89M | 1.89M | 1.9M | 1.9M | 1.89M | 1.9M | 1.9M | 1.89M | 1.89M | 1.89M | 1.89M | 1.89M | 1.9M | 1.9M | 1.9M | 1.9M | 1.9M | 1.9M | 1.9M | 1.9M |