JFIN trades at Wall Street's consensus target of —.
Last 12 months price action with 12-month analyst target path
The base valuation assumes JFIN achieves its forward estimates and maintains a stable P/E multiple of 0.4x. This scenario reflects the blended consensus of 1 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 22, 2026, Jiayin Group Inc. (JFIN) has a Wall Street consensus price target of N/A, based on estimates from 1 covering analysts. The company has a market capitalization of $209M.
Analyst price targets range from a low of N/A to a high of N/A.
The current analyst consensus rating is Buy, with 1 analysts rating the stock as a Buy or Strong Buy,0 rating it Hold, and 0 rating it Sell or Strong Sell. This overwhelmingly bullish sentiment suggests analysts see significant catalysts for upside ahead.
From a valuation perspective, JFIN trades at a trailing P/E of 6.5x and forward P/E of 0.4x. Analysts expect EPS to grow -66.1% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $232.83, with bear and bull scenarios of $146.68 and $306.77 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
QFINQfin Holdings, Inc. | $2.0B | $15.21 | $15.33 | +0.8% | Buy | 0.5x | 4 |
LXLexinFintech Holdings Ltd. | $337M | $2.00 | $3.50 | +75.0% | Buy | 0.4x | 12 |
FINVFinVolution Group | $1.2B | $4.67 | $5.94 | +27.2% | Buy | 0.6x | 4 |
YRDYiren Digital Ltd. | $100M | $1.15 | — | — | Sell | 0.1x | 8 |
NTESNetEase, Inc. | $77.5B | $121.33 | $149.33 | +23.1% | Buy | 1.8x | 32 |
KCKingsoft Cloud Holdings Limited | $3.0B | $10.06 | $15.60 | +55.1% | Buy | — | 10 |
TIGRUP Fintech Holding Ltd. Sponsored ADR Class A | $873M | $4.71 | $8.21 | +74.3% | Sell | 8.2x | 4 |
FUTUFutu Holdings Limited | $13.5B | $96.64 | $165.88 | +71.6% | Buy | 1.3x | 12 |
BEKEKE Holdings Inc. | $16.7B | $14.91 | $22.85 | +53.3% | Buy | 2.2x | 12 |
TREELendingTree, Inc. | $541M | $39.07 | $69.00 | +76.6% | Buy | 6.9x | 23 |
Quick answers to the most common questions about buying JFIN stock.
The consensus price target for JFIN is $N/A, close to the current price of $4.01 (N/A% implied move). Based on 1 analyst estimates, the stock appears fairly valued near current levels.
JFIN has a consensus rating of "Buy" based on 1 Wall Street analysts. The rating breakdown is predominantly bullish, with 1 Buy/Strong Buy ratings. The consensus 12-month price target of $N/A implies N/A% upside from current levels.
With a forward P/E of 0.3978x, JFIN trades at a relatively low valuation. The consensus target of $N/A implies N/A% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $N/A for JFIN, while the most conservative target is $N/A. The consensus of $N/A represents the median expectation. Our quantitative valuation model projects a bull case target of $307 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
JFIN is lightly followed, with 1 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 0 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month JFIN stock forecast based on 1 Wall Street analysts shows a consensus price target of $N/A, with estimates ranging from $N/A (bear case) to $N/A (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $233, with bear/bull scenarios of $147/$307.
Our quantitative valuation model calculates JFIN's fair value at $233 (base case), with a bear case of $147 and bull case of $307. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
JFIN trades at a forward P/E ratio of 0.4x based on next-twelve-months earnings estimates compared to a trailing P/E of 6.5x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
JFIN appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $N/A target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
JFIN analyst price targets range from $N/A to $N/A, a NaN% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $N/A consensus represents the middle ground. Our model's $147-$307 range provides an independent fundamental perspective.
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