James River Group Holdings, Ltd. (JRVR) quarterly income statement — complete revenue, gross profit & net income history
James River Group Holdings, Ltd. (JRVR) annual income statement — 14-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Revenue | 161.34M | 151.38M | 167.75M | 172.74M | 174.84M | 172.29M | 126.71M | 191.5M | 188.29M | 201.13M | 116.86M | 210.32M | 194.78M | 191.73M | 225.71M | 201.23M | 184.81M | 201.95M | 207.34M | 190.99M |
| Revenue Growth % | -7.72% | -12.13% | 32.38% | -9.8% | -7.14% | -14.34% | 8.43% | -8.95% | -3.33% | 4.9% | -48.23% | 4.52% | 5.4% | -5.06% | 8.86% | 5.36% | -3.53% | 10.37% | 6.77% | 7.62% |
| Medical Costs & Claims | 99.11M | 108.16M | 108.75M | 136.29M | 130.54M | 117.06M | 160.3M | 51.31M | 129.24M | 128.09M | 55.87M | 139.49M | 140.37M | 143.21M | 154.08M | 176.3M | 144.56M | 158.44M | 247.61M | 186.03M |
| Medical Cost Ratio % | 61.42% | 71.45% | 64.83% | 78.9% | 74.66% | 67.95% | 126.51% | 26.8% | 68.64% | 63.69% | 47.81% | 66.32% | 72.07% | 74.69% | 68.26% | 87.61% | 78.22% | 78.46% | 119.42% | 97.4% |
| Gross Profit | 62.24M | 43.22M | 58.99M | 36.45M | 44.31M | 55.22M | -33.59M | 140.18M | 59.05M | 73.04M | 60.99M | 70.83M | 54.41M | 48.52M | 71.63M | 24.93M | 40.25M | 43.5M | -40.27M | 4.96M |
| Gross Margin % | 38.58% | 28.55% | 35.17% | 21.1% | 25.34% | 32.05% | -26.51% | 73.2% | 31.36% | 36.31% | 52.19% | 33.68% | 27.93% | 25.31% | 31.74% | 12.39% | 21.78% | 21.54% | -19.42% | 2.6% |
| Gross Profit Growth % | 40.48% | -21.73% | 275.63% | -74% | -24.97% | -24.39% | -155.07% | 97.91% | 8.53% | 50.52% | -14.86% | 184.18% | 35.19% | 11.54% | 277.9% | 402.12% | -30.8% | 138.84% | -1051.71% | -90.92% |
| Operating Expenses | 48.16M | 53.86M | 34.44M | 33.79M | 36.98M | 39.22M | 38.69M | 178.26M | 38.86M | 40.08M | 32.08M | 40.1M | 36.57M | 37.48M | 41.42M | 29.54M | 29.99M | 29.98M | 26.12M | 26.27M |
| OpEx / Revenue % | 29.85% | 35.58% | 20.53% | 19.56% | 21.15% | 22.76% | 30.53% | 93.09% | 20.64% | 19.93% | 27.45% | 19.06% | 18.78% | 19.55% | 18.35% | 14.68% | 16.23% | 14.84% | 12.6% | 13.75% |
| Depreciation & Amortization | 91K | 91K | 91K | 90K | 91K | 91K | 91K | 90K | 91K | 91K | 91K | 90K | 91K | 91K | 91K | 90K | 91K | 91K | 91K | 90K |
| Combined Ratio % | 91.28% | 107.03% | 85.36% | 98.46% | 95.81% | 90.71% | 157.04% | 119.88% | 89.28% | 83.61% | 75.26% | 85.39% | 90.84% | 94.24% | 86.62% | 102.29% | 94.45% | 93.3% | 132.02% | 111.15% |
| Operating Income | 14.07M | -10.63M | 24.55M | 2.65M | 7.33M | 16.01M | -72.28M | -38.08M | 20.19M | 32.96M | 28.91M | 30.73M | 17.84M | 11.04M | 30.21M | -4.61M | 10.26M | 13.53M | -66.39M | -21.3M |
| Operating Margin % | 8.72% | -7.03% | 14.64% | 1.54% | 4.19% | 9.29% | -57.04% | -19.88% | 10.72% | 16.39% | 24.74% | 14.61% | 9.16% | 5.76% | 13.38% | -2.29% | 5.55% | 6.7% | -32.02% | -11.15% |
| Operating Income Growth % | 92.08% | -166.43% | 133.97% | 106.96% | -63.71% | -51.43% | -349.98% | -223.89% | 13.18% | 198.55% | -4.3% | 766.27% | 73.84% | -18.39% | 145.51% | 78.34% | -68.41% | 109.61% | -282.57% | -169.28% |
| EBITDA | 14.16M | -10.54M | 24.65M | 2.74M | 7.42M | 16.1M | -72.19M | -37.99M | 20.28M | 33.05M | 29M | 30.82M | 17.93M | 11.13M | 30.3M | -4.52M | 10.35M | 13.62M | -66.3M | -21.21M |
| EBITDA Margin % | 8.78% | -6.97% | 14.69% | 1.59% | 4.24% | 9.34% | -56.97% | -19.84% | 10.77% | 16.43% | 24.82% | 14.66% | 9.2% | 5.81% | 13.43% | -2.25% | 5.6% | 6.74% | -31.97% | -11.11% |
| Interest Expense | 5.61M | 5.59M | 5.97M | 6.22M | 5.8M | 5.54M | 5.71M | 6.13M | 6.34M | 6.49M | 5.71M | 7.33M | 6M | 5.58M | 6.29M | 4.95M | 4.05M | 2.29M | 2.23M | 2.23M |
| Non-Operating Income | 0 | -5.59M | -5.97M | -6.22M | -5.8M | -5.54M | -5.71M | 7.79M | -6.34M | -6.49M | -3.74M | -6.49M | -6M | -5.58M | -6.29M | -4.95M | -4.05M | -2.29M | -2.23M | -2.23M |
| Pretax Income | 8.46M | -10.63M | 24.55M | 2.65M | 7.33M | 16.01M | -72.28M | -51.99M | 20.19M | 32.96M | 28.91M | 30.73M | 17.84M | 11.04M | 30.21M | -4.61M | 10.26M | 13.53M | -66.39M | -21.3M |
| Pretax Margin % | 5.24% | -7.03% | 14.64% | 1.54% | 4.19% | 9.29% | -57.04% | -27.15% | 10.72% | 16.39% | 24.74% | 14.61% | 9.16% | 5.76% | 13.38% | -2.29% | 5.55% | 6.7% | -32.02% | -11.15% |
| Income Tax | 1.84M | -1.86M | -7.56M | 1.06M | 2.21M | 5.02M | -8.88M | -13.91M | 5.71M | 9.45M | 10.18M | 7.01M | 5.71M | 3.14M | 12.49M | 8K | 2.6M | 3.32M | -94K | 2.59M |
| Effective Tax Rate % | 21.76% | 17.5% | -30.8% | 39.93% | 30.12% | 31.36% | 12.29% | 26.76% | 28.29% | 28.68% | 35.19% | 22.82% | 32% | 28.41% | 41.33% | -0.17% | 25.31% | 24.56% | 0.14% | -12.15% |
| Net Income | 6.4M | -8.92M | 32.07M | 1.02M | 4.76M | 9.57M | -64.77M | -39.38M | 7.63M | 15.4M | -150.16M | 19.55M | 15.91M | 9.61M | 17.73M | -4.62M | 7.66M | 10.21M | -66.29M | -23.89M |
| Net Margin % | 3.97% | -5.89% | 19.12% | 0.59% | 2.72% | 5.56% | -51.11% | -20.56% | 4.05% | 7.66% | -128.49% | 9.3% | 8.17% | 5.01% | 7.85% | -2.3% | 4.15% | 5.05% | -31.97% | -12.51% |
| Net Income Growth % | 34.46% | -193.2% | 149.52% | 102.59% | -37.59% | -37.84% | 56.87% | -301.43% | -52.09% | 60.31% | -947.14% | 523.09% | 107.65% | -5.85% | 126.74% | 80.66% | -63.23% | 109.86% | -227.24% | -190.89% |
| EPS (Diluted) | 0.10 | -0.23 | 0.50 | -0.02 | 0.06 | 0.13 | -2.25 | -1.10 | 0.13 | 0.29 | -4.06 | 0.45 | 0.35 | 0.25 | 0.40 | -0.12 | 0.13 | 0.27 | -1.78 | -0.64 |
| EPS Growth % | 66.67% | -276.92% | 122.22% | 98.13% | -53.85% | -55.17% | 44.58% | -344.44% | -62.86% | 16% | -1115% | 475% | 169.23% | -7.41% | 122.47% | 81.25% | -78.33% | 108.01% | -169.7% | -175.29% |
| EPS (Basic) | 0.10 | -0.23 | 0.65 | -0.02 | 0.06 | 0.17 | -2.25 | -1.11 | 0.13 | 0.34 | -4.06 | 0.45 | 0.35 | 0.26 | 0.40 | -0.12 | 0.13 | 0.27 | -1.78 | -0.64 |
| Diluted Shares Outstanding | 46.96M | 46.1M | 60.11M | 46.46M | 46.43M | 43.83M | 41.24M | 37.88M | 38.04M | 44.64M | 37.66M | 37.82M | 37.86M | 37.79M | 37.68M | 37.45M | 37.73M | 37.55M | 37.32M | 37.28M |