Last 48 quarters of trend data · Financial Services · Insurance - Specialty
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 5.00 | — | 3.18 | — | 24.42 | 8.08 | — | — | 14.87 | 8.02 | — | 8.53 | 13.04 |
| — | — | — | — | +64.3% | +0.7% | — | — | +14.0% | -61.2% | — | — | -72.6% | |
| P/S Ratio | 0.26 | 0.48 | 0.57 | 0.37 | 0.39 | 0.36 | 0.40 | 0.31 | 0.39 | 0.52 | 0.74 | 0.69 | 0.89 |
| — | +31.9% | +43.8% | +20.4% | -0.3% | -29.5% | -46.8% | -55.1% | -56.0% | -49.3% | -14.7% | -35.0% | -29.9% | |
| P/B Ratio | 0.35 | 0.56 | 0.57 | 0.40 | 0.43 | 0.41 | 0.34 | 0.35 | 0.43 | 0.61 | 0.51 | 0.82 | 0.93 |
| — | +38.1% | +68.4% | +15.1% | +1.6% | -33.1% | -34.0% | -57.1% | -54.1% | -42.8% | -54.6% | -35.5% | -26.2% | |
| P/FCF | — | — | — | 1.92 | 2.75 | — | 10.61 | — | — | 4.45 | — | 2.69 | 7.75 |
| — | — | — | — | — | — | — | — | — | -58.6% | — | -65.5% | +140.5% | |
| EV / EBITDA | 5.03 | — | 4.58 | 31.82 | 12.87 | 4.67 | — | — | -0.91 | 3.30 | 3.45 | 5.47 | 11.02 |
| — | — | — | — | +1517.9% | +41.7% | — | — | -108.2% | -83.8% | -56.2% | — | -49.9% | |
| EV / EBIT | 4.96 | — | 3.70 | 9.83 | 7.27 | 3.49 | — | — | -0.69 | 2.76 | 3.06 | 4.53 | 8.29 |
| — | — | — | — | +1147.9% | +26.4% | — | — | -108.4% | -79.7% | -53.2% | -99.4% | -47.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
James River Group Holdings, Ltd.'s operating margin was -7.0% in Q1 2026, down 21.7 pp QoQ and down 16.3 pp YoY. The trailing four-quarter average of 3.3% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin contracted 10.9% YoY, suggesting cost inflation or competitive pricing pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 28.4% | 28.6% | 35.2% | 21.1% | 25.3% | 32.1% | -26.5% | 73.2% | 31.4% | 36.3% | 52.2% | 33.7% | 27.9% |
| — | -10.9% | +232.7% | -71.2% | -19.2% | -11.7% | -150.8% | +117.4% | +12.3% | +43.5% | +64.5% | +171.9% | +28.3% | |
| Operating Margin | 7.4% | -7.0% | 14.6% | 1.5% | 4.2% | 9.3% | -57.0% | -19.9% | 10.7% | 16.4% | 24.7% | 14.6% | 9.2% |
| — | -175.6% | +125.7% | +107.7% | -60.9% | -43.3% | -330.5% | -236.1% | +17.1% | +184.6% | +84.8% | +737.5% | +64.9% | |
| Net Margin | 6.9% | -5.9% | 19.1% | 0.6% | 2.7% | 5.6% | -51.1% | -20.6% | 4.0% | 7.7% | -128.5% | 9.3% | 8.2% |
| — | -206.1% | +137.4% | +102.9% | -32.8% | -27.4% | +60.2% | -321.2% | -50.4% | +52.8% | -1736.2% | +504.8% | +97.0% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.5% | -1.5% | 4.9% | 0.2% | 0.8% | 1.6% | -10.2% | -5.8% | 1.1% | 2.3% | -21.7% | 2.7% | 2.2% |
| — | -194.9% | +148.1% | +102.8% | -31.2% | -30.0% | +52.9% | -314.2% | -48.4% | +68.6% | -937.0% | +512.2% | +115.4% | |
| ROA | 1.0% | -0.3% | 0.7% | 0.0% | 0.1% | 0.2% | -1.3% | -0.8% | 0.2% | 0.3% | -2.9% | 0.4% | 0.3% |
| — | -240.9% | +150.3% | +102.5% | -37.5% | -34.0% | +54.5% | -317.9% | -49.6% | +56.9% | -933.5% | +522.2% | +108.3% | |
| ROIC | 5.9% | -1.5% | 2.5% | 0.3% | 0.8% | 2.0% | -9.4% | -6.1% | 3.0% | 3.4% | 2.8% | 2.8% | 1.6% |
| — | -177.6% | +126.8% | +104.5% | -73.5% | -42.1% | -431.1% | -316.4% | +88.1% | +259.1% | +4.7% | +719.4% | +59.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.49 | — | 0.49 | 0.52 | 0.53 | 0.53 | 0.51 | 0.45 | 0.44 | 0.48 | 0.48 | 0.46 | 0.44 |
| — | — | -4.2% | +14.7% | +18.8% | +12.0% | +6.9% | -2.1% | +0.8% | +7.5% | +2.8% | -5.1% | -0.2% | |
| Debt / EBITDA | 6.62 | — | 13.38 | 120.30 | 44.47 | 20.49 | — | — | 15.03 | 9.87 | 11.25 | 10.59 | 18.20 |
| — | — | — | — | +195.8% | +107.5% | — | — | -17.4% | -66.3% | +4.5% | — | -42.3% | |
| Current Ratio | 0.91 | — | 0.91 | 0.91 | 0.92 | 0.92 | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.91 | — | 0.91 | 0.91 | 0.92 | 0.92 | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 3.15 | -1.90 | 5.11 | 1.43 | 2.26 | 3.89 | -11.66 | -7.48 | 4.18 | 6.08 | 5.71 | 5.08 | 3.97 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying JRVR stock.
James River Group Holdings, Ltd.'s current P/E is 5.0x. The average P/E over the last 2 quarters is 13.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
James River Group Holdings, Ltd.'s current operating margin is 7.4%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking James River Group Holdings, Ltd.'s business trajectory between earnings reports.