Kentucky First Federal Bancorp (KFFB) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash & Short Term Investments | 21.3M | 13.51M | 24.25M | 0 | 18.89M | 22.68M | 25.96M | 27.23M | 24.95M | 24.82M | 23.14M | 19.58M | 20.29M | 20.55M | 22.14M | 21.48M | 12.07M | 26.32M | 20.96M | 16.93M |
| Cash & Due from Banks | 21.3M | 2.33M | 12.52M | 0 | 10.69M | 14.05M | 16.55M | 17.58M | 14.73M | 13.9M | 11.91M | 7.5M | 7.43M | 7.01M | 7.99M | 11M | 12.04M | 26.29M | 20.93M | 16.89M |
| Short Term Investments | 0 | 11.19M | 11.73M | 0 | 8.2M | 8.63M | 9.42M | 9.65M | 10.22M | 10.92M | 11.23M | 12.08M | 12.86M | 13.54M | 14.15M | 10.48M | 29K | 30K | 31K | 33K |
| Total Investments | 339.29M | 11.19M | 338.64M | 0 | 339.2M | 339.17M | 344.29M | 343M | 338.58M | 337.07M | 329.95M | 326.16M | 320.11M | 312.81M | 307.13M | 285.55M | 271.13M | 277.71M | 294.55M | 299.7M |
| Investments Growth % | 0.03% | -96.7% | -1.64% | -100% | 0.18% | 0.62% | 4.35% | 5.16% | 5.77% | 7.76% | 7.43% | 14.22% | 18.07% | 12.64% | 4.27% | -4.72% | -9.92% | -6.98% | 0.82% | 4.17% |
| Long-Term Investments | 339.29M | 0 | 326.92M | 0 | 331M | 330.54M | 334.88M | 333.35M | 328.36M | 326.15M | 318.72M | 314.08M | 307.25M | 299.27M | 292.98M | 275.07M | 271.1M | 277.68M | 294.52M | 299.67M |
| Accounts Receivables | 0 | 1.47M | 1.44M | 0 | 1.43M | 1.26M | 1.28M | 1.17M | 1.23M | 1.08M | 1M | 902K | 887K | 840K | 799K | 649K | 631K | 649K | 613K | 694K |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K | 947K |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 4.2M | 4.18M | 4.17M | 4.21M | 4.24M | 4.25M | 4.22M | 4.27M | 4.32M | 4.36M | 4.4M | 4.43M | 4.49M | 4.55M | 4.56M | 4.56M | 4.63M | 4.65M | 4.67M | 4.7M |
| Other Assets | 9.76M | 0 | 9.72M | -5.16M | 25.03M | 15.28M | 9.12M | 8.73M | 9.06M | 8.65M | 8.32M | 8.93M | 9M | 9.23M | 9.14M | 24.99M | 44.26M | 29.12M | 15.2M | 15.09M |
| Total Current Assets | 21.3M | 14.98M | 25.68M | 0 | 20.46M | 24.14M | 27.44M | 28.62M | 26.42M | 26.14M | 24.39M | 20.63M | 21.18M | 21.39M | 23.28M | 22.51M | 12.97M | 27.17M | 21.57M | 17.66M |
| Total Non-Current Assets | 353.25M | 4.18M | 340.81M | 0 | 360.28M | 350.06M | 348.21M | 346.35M | 342.68M | 340.11M | 332.39M | 328.39M | 321.74M | 313.99M | 307.63M | 305.57M | 320.93M | 312.39M | 315.34M | 320.4M |
| Total Assets | 374.54M | 375.28M | 366.49M | 372.16M | 380.74M | 374.21M | 375.65M | 374.97M | 369.1M | 366.25M | 356.78M | 349.02M | 342.91M | 335.38M | 330.92M | 328.08M | 333.9M | 339.57M | 336.91M | 338.06M |
| Asset Growth % | -1.63% | 0.29% | -2.44% | -0.75% | 3.15% | 2.17% | 5.29% | 7.43% | 7.64% | 9.2% | 7.82% | 6.38% | 2.7% | -1.23% | -1.78% | -2.95% | 0.38% | 2.69% | 2.82% | 5.27% |
| Return on Assets (ROA) | 0.15% | 0.08% | 0.09% | 0.05% | 0% | 0% | -0% | -0.29% | -0.03% | -0.1% | -0.05% | 0.01% | 0.04% | 0.11% | 0.11% | 0.06% | 0.1% | 0.14% | 0.17% | 0.21% |
| Accounts Payable | 0 | 510K | 396K | 0 | 644K | 478K | 242K | 176K | 150K | 167K | 164K | 70K | 48K | 15K | 11K | 12K | 16K | 16K | 21K | 20K |
| Total Debt | 48.94M | 51.45M | 43.78M | 42.76M | 53.43M | 61.79M | 70.06M | 68.99M | 72.35M | 71.01M | 52.58M | 70.09M | 80.9M | 73.23M | 50.75M | 34.07M | 40.78M | 48.82M | 50.35M | 56.87M |
| Net Debt | 27.64M | 49.12M | 31.26M | 42.76M | 42.74M | 47.74M | 53.51M | 51.4M | 57.62M | 57.11M | 40.66M | 62.59M | 73.47M | 66.22M | 42.76M | 23.07M | 28.74M | 22.54M | 29.43M | 39.98M |
| Long-Term Debt | 48.94M | 51.45M | 43.78M | 35.07M | 53.43M | 61.79M | 70.06M | 68.99M | 72.35M | 71.01M | 52.58M | 70.09M | 80.9M | 73.23M | 50.75M | 34.07M | 40.78M | 48.82M | 50.35M | 56.87M |
| Short-Term Debt | 0 | 0 | 0 | 7.69M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 275.95M | 274.61M | 2.04M | -36.05M | 1.04M | 720K | 2.05M | 1.55M | 1.33M | 1.04M | 1.8M | 1.33M | 1.44M | 1.01M | 1.61M | 1.23M | 1.04M | 654K | 1.91M | 1.42M |
| Total Current Liabilities | 0 | 99K | 271.82M | 0 | 278.03M | 263.53M | 255.16M | 256.31M | 246.25M | 244.8M | 252.52M | 226.38M | 209.44M | 209.4M | 226.3M | 239.87M | 238.66M | 236.85M | 231.51M | 226.86M |
| Total Non-Current Liabilities | 324.88M | 326.08M | 45.89M | 0 | 54.55M | 62.62M | 72.27M | 70.66M | 73.83M | 72.27M | 54.61M | 71.93M | 82.34M | 74.34M | 52.98M | 36.19M | 42.59M | 50.05M | 52.85M | 58.9M |
| Total Liabilities | 324.88M | 326.18M | 317.71M | 323.79M | 332.58M | 326.15M | 327.43M | 326.97M | 320.09M | 317.06M | 307.13M | 298.31M | 291.77M | 283.74M | 279.29M | 276.06M | 281.25M | 286.91M | 284.36M | 285.77M |
| Total Equity | 49.66M | 49.1M | 48.78M | 48.37M | 48.15M | 48.05M | 48.22M | 48M | 49.01M | 49.18M | 49.65M | 50.71M | 51.14M | 51.64M | 51.63M | 52.02M | 52.65M | 52.66M | 52.55M | 52.3M |
| Equity Growth % | 3.13% | 2.18% | 1.15% | 0.78% | -1.76% | -2.29% | -2.87% | -5.35% | -4.16% | -4.76% | -3.84% | -2.53% | -2.86% | -1.93% | -1.75% | -0.52% | 1.46% | 1.6% | 1.39% | 0.74% |
| Equity / Assets (Capital Ratio) | 13.26% | 13.08% | 13.31% | 13% | 12.65% | 12.84% | 12.84% | 12.8% | 13.28% | 13.43% | 13.92% | 14.53% | 14.91% | 15.4% | 15.6% | 15.86% | 15.77% | 15.51% | 15.6% | 15.47% |
| Return on Equity (ROE) | 1.18% | 0.62% | 0.71% | 0.36% | 0.01% | 0.03% | -0.03% | -2.22% | -0.22% | -0.73% | -0.35% | 0.08% | 0.28% | 0.72% | 0.72% | 0.39% | 0.63% | 0.92% | 1.08% | 1.33% |
| Book Value per Share | 6.14 | 6.06 | 6.03 | 5.97 | 5.95 | 5.93 | 5.96 | 5.93 | 6.05 | 6.07 | 6.13 | 6.27 | 6.29 | 6.34 | 6.33 | 6.34 | 6.41 | 6.41 | 6.40 | 6.37 |
| Tangible BV per Share | 6.14 | 6.06 | 6.03 | 5.97 | 5.95 | 5.93 | 5.96 | 5.93 | 5.94 | 5.96 | 6.01 | 6.15 | 6.17 | 6.22 | 6.22 | 6.23 | 6.29 | 6.29 | 6.28 | 6.25 |
| Common Stock | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K | 86K |
| Additional Paid-in Capital | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.89M | 34.91M | 34.92M |
| Retained Earnings | 18.73M | 18.15M | 17.85M | 17.51M | 17.33M | 17.32M | 17.31M | 17.32M | 18.4M | 18.51M | 19.21M | 20.13M | 20.43M | 20.62M | 20.59M | 20.56M | 20.7M | 20.72M | 20.58M | 20.36M |
| Accumulated OCI | -85K | -61K | -79K | -145K | -186K | -276K | -95K | -336K | -396K | -334K | -565K | -427K | -361K | -343K | -430K | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | -3.97M | -3.97M | -3.97M | -3.97M | -3.97M | -3.97M | -3.97M | -3.97M | -3.97M | -3.97M | -3.97M | -3.97M | -3.9M | -3.62M | -3.51M | -3.51M | -3.03M | -3.03M | -2.97M | -2.97M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |