Kentucky First Federal Bancorp (KFFB) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Cash from Operations | 886K | -303K | 450K | 29K | -155K | 1.45M | -1.41M | -186K | -176K | -522K | -570K | 150K | 199K | 367K | 436K | 1.5M | -281K | -701K | 2.13M | 322K |
| Operating CF Growth % | 671.61% | -120.94% | 131.98% | 115.59% | 11.93% | 377.2% | -146.84% | -224% | -188.44% | -242.23% | -230.73% | -89.98% | 170.82% | 152.35% | -79.49% | 364.91% | -124.48% | -386.81% | 733.73% | 253.85% |
| Net Income | 581K | 304K | 344K | 176K | 7K | 13K | -15K | -1.08M | -107K | -361K | -175K | 42K | 144K | 374K | 373K | 206K | 334K | 482K | 568K | 692K |
| Depreciation & Amortization | 0 | 73K | 0 | 0 | 70K | 50K | 53K | 56K | 59K | 60K | 59K | 60K | 63K | 64K | 68K | 91K | 63K | 53K | 78K | 70K |
| Deferred Taxes | 0 | 63K | 0 | 0 | -109K | 57K | -27K | -58K | -39K | -101K | -91K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -38K | -1.16M | 520K | -685K | -166K | 1.36M | -1.42M | 771K | 192K | -4K | -318K | -271K | -57K | 119K | 210K | 1.5M | -843K | -580K | 1.11M | -563K |
| Working Capital Changes | 343K | 414K | -414K | 538K | 43K | -35K | 1K | 123K | -281K | -116K | -45K | 319K | 50K | -192K | -218K | -302K | 163K | -690K | 337K | 61K |
| Cash from Investing | 2.42M | -3.16M | -502K | 1.87M | 624K | 3.42M | 213K | -3.89M | -2.11M | -7.06M | -3.54M | -6.06M | -7.05M | -5.64M | -20.73M | -15.64M | 7.35M | 17.37M | 4.26M | 1.65M |
| Purchase of Investments | 0 | -2.4M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4.97M | 0 | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 561K | 561K | 572K | 674K | 631K | 648K | 690K | 718K | 678K | 0 | 752K | 16K | 54K | 26K | 26K | 29K |
| Net Investment Activity | 0 | -2.4M | 0 | 0 | 561K | 561K | 572K | 674K | 631K | 648K | 690K | 718K | 678K | 0 | -4.22M | 16K | 54K | 26K | 26K | 29K |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 2.42M | -753K | -502K | 1.87M | 128K | 2.94M | -357K | -4.56M | -2.73M | -7.68M | -4.21M | -6.77M | -7.72M | -5.59M | -16.44M | -15.63M | 7.34M | 17.37M | 4.28M | 1.65M |
| Cash from Financing | -1.68M | 8.51M | -4.8M | -10.17M | 6.31M | -1.16M | 176K | 6.94M | 3.13M | 9.58M | 8.53M | 5.99M | 7.28M | 4.29M | 3.11M | -6.09M | -6.3M | 2.69M | -2.1M | 4.91M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1K | 0 | -336K | -335K | -337K | -341K | -343K | -342K | -349K | -349K | -345K | -351K | -348K |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -67K | -286K | -108K | 0 | -479K | 0 | -61K | 0 | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -67K | -286K | -108K | 0 | -479K | 0 | -61K | 0 | 0 |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K |
| Other Financing | 833K | 844K | -5.83M | 498K | 14.67M | 7.1M | -891K | 10.3M | 1.78M | -8.52M | 26.38M | 17.21M | 240K | -17.73M | -13.24M | 1.45M | 2.09M | 4.63M | 4.77M | 1.58M |
| Net Change in Cash | 1.62M | 5.05M | -4.86M | -8.27M | 6.78M | 3.71M | -1.02M | 2.86M | 839K | 2M | 4.42M | 82K | 431K | -981K | -17.19M | -20.24M | 769K | 19.36M | 4.28M | 6.88M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 19.67M | 14.63M | 19.48M | 27.75M | 20.98M | 17.27M | 18.29M | 15.42M | 14.58M | 12.59M | 8.17M | 8.09M | 7.65M | 8.63M | 25.82M | 46.06M | 45.29M | 25.93M | 21.65M | 14.77M |
| Cash at End | 21.3M | 19.67M | 14.63M | 19.48M | 27.75M | 20.98M | 17.27M | 18.29M | 15.42M | 14.58M | 12.59M | 8.17M | 8.09M | 7.65M | 8.63M | 25.82M | 46.06M | 45.29M | 25.93M | 21.65M |
| Interest Paid | 0 | 0 | 3.1M | 0 | 2.55M | 0 | 2.68M | 0 | 0 | 0 | 1.97M | 1.58M | 1.13M | 679K | 454K | 418K | 0 | 453K | 468K | 486K |
| Income Taxes Paid | 0 | 0 | 150K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 125K | 40K | 50K | 0 | 200K | 50K | 0 | 400K | 100K | 284K |
| Free Cash Flow | 823K | -367K | 445K | 28K | -220K | 1.37M | -1.41M | -192K | -191K | -546K | -591K | 145K | 193K | 320K | 367K | 1.47M | -328K | -729K | 2.07M | 289K |
| FCF Growth % | 474.09% | -126.87% | 131.58% | 114.58% | -15.18% | 350.18% | -138.41% | -232.41% | -198.96% | -270.63% | -261.04% | -90.16% | 158.84% | 143.9% | -82.3% | 409.69% | -128.92% | -307.26% | 778.81% | 252.44% |