Last 48 quarters of trend data · Consumer Cyclical · Auto - Dealerships
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -23.79 | — | — | — | — | — | — | — | — | — | 333.33 | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| P/S Ratio | 2.17 | 1.90 | 2.40 | 2.76 | 2.93 | 1.87 | 1.88 | 2.07 | 2.07 | 2.12 | 2.15 | 1.89 | 1.82 |
| — | +1.2% | +27.9% | +33.2% | +41.1% | -11.7% | -12.8% | +10.0% | +13.7% | -1.3% | -15.4% | +7.1% | +35.3% | |
| P/B Ratio | 8.28 | 9.16 | 10.89 | 11.64 | 10.34 | 10.00 | 12.41 | 11.45 | 13.07 | 10.95 | 9.25 | 7.04 | 9.40 |
| — | -8.4% | -12.3% | +1.7% | -20.9% | -8.7% | +34.2% | +62.5% | +39.0% | +21.3% | +11.3% | +93.3% | +7.7% | |
| P/FCF | — | — | — | 128.64 | 582.65 | — | — | 258.25 | 183.01 | 957.93 | — | — | — |
| — | — | — | -50.2% | +218.4% | — | — | — | — | — | — | — | — | |
| EV / EBITDA | — | 52.21 | — | 67.01 | — | — | 212.89 | 75.42 | — | 50.83 | — | — | 149.68 |
| — | — | — | -11.1% | — | — | — | — | — | +2389.7% | — | — | +127.4% | |
| EV / EBIT | — | — | — | 106.08 | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Kingsway Financial Services Inc.'s operating margin was -1.9% in Q1 2026, up 5.5 pp QoQ and up 9.8 pp YoY. The trailing four-quarter average of -5.5% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin contracted 66.7% YoY, suggesting cost inflation or competitive pricing pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 100.0% | 33.3% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 74.9% | 100.0% | 37.7% | 100.0% | 100.0% | 100.0% |
| — | -66.7% | 0.0% | +33.5% | 0.0% | +165.6% | 0.0% | -25.1% | 0.0% | -62.3% | +3138.3% | 0.0% | 0.0% | |
| Operating Margin | -10.2% | -1.9% | -7.4% | -2.3% | -10.5% | -11.7% | -6.0% | -2.5% | -8.3% | -1.1% | -8.8% | -0.8% | 1.4% |
| — | +84.0% | -22.8% | +7.4% | -26.4% | -983.3% | +31.1% | -212.5% | -696.1% | — | +86.0% | +95.3% | -78.0% | |
| Net Margin | -7.8% | -6.3% | -4.5% | -6.5% | -10.5% | -11.2% | -5.4% | -10.3% | -8.7% | -9.3% | -6.9% | -3.9% | -5.1% |
| — | +44.1% | +16.8% | +36.9% | -21.1% | -20.3% | +21.9% | -164.2% | -70.9% | -109.1% | +74.0% | -102.6% | +53.8% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -40.7% | -7.4% | -5.0% | -6.9% | -11.6% | -16.2% | -8.5% | -15.2% | -12.5% | -11.0% | -6.9% | -4.1% | -6.0% |
| — | +54.4% | +42.0% | +54.7% | +6.9% | -47.3% | -24.0% | -270.5% | -106.7% | -109.4% | +48.7% | -103.4% | +69.7% | |
| ROA | -5.1% | -1.1% | -0.7% | -1.1% | -1.7% | -1.7% | -0.9% | -1.5% | -1.2% | -1.2% | -0.9% | -0.5% | -0.7% |
| — | +37.2% | +13.1% | +24.1% | -37.0% | -38.3% | +4.3% | -180.2% | -66.7% | -110.7% | +25.5% | -106.6% | -28.5% | |
| ROIC | -12.4% | -0.6% | -2.2% | -0.7% | -3.0% | -3.3% | -1.9% | -0.8% | -3.2% | -0.4% | -3.1% | -0.3% | 0.5% |
| — | +82.7% | -15.7% | +11.6% | +4.7% | -753.6% | +40.2% | -151.5% | -711.4% | — | +36.2% | +72.6% | +31.9% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Kingsway Financial Services Inc.'s Debt/EBITDA ratio is 45.2x — elevated, raising questions about debt serviceability. Debt/Equity has risen for 4 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 2.27 | 2.40 | 2.27 | 2.18 | 1.72 | 2.91 | 3.29 | 3.07 | 2.83 | 2.35 | 1.85 | 1.50 | 1.98 |
| — | -17.5% | -31.1% | -29.1% | -39.3% | +23.7% | +77.5% | +104.9% | +43.3% | +37.1% | -60.3% | -74.3% | -89.6% | |
| Debt / EBITDA | — | 45.16 | — | 43.02 | — | — | 181.93 | 65.25 | — | 38.75 | — | — | 110.19 |
| — | — | — | -34.1% | — | — | — | — | — | +2785.2% | — | — | -40.6% | |
| Current Ratio | 790.93 | 4.61 | 790.93 | — | — | — | — | — | — | 0.51 | — | — | 112.92 |
| — | — | — | — | — | — | — | — | — | — | — | — | +9474.3% | |
| Quick Ratio | 790.93 | 4.61 | 790.93 | — | — | — | — | — | — | 0.51 | — | — | -48.59 |
| — | — | — | — | — | — | — | — | — | — | — | — | -4219.6% | |
| Interest Coverage | -1.57 | -0.64 | -1.00 | 0.76 | -1.61 | -1.73 | -0.39 | -0.84 | -0.94 | -0.25 | -1.05 | -0.20 | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Kingsway Financial Services Inc.'s current P/E is -23.8x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Kingsway Financial Services Inc.'s current operating margin is -10.2%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Kingsway Financial Services Inc.'s business trajectory between earnings reports.