Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 15.56 | 14.31 | 21.50 | 11.80 | 12.35 | 10.95 | 14.68 | 14.23 | 17.70 | 17.60 | — | 13.42 | — | 10.83 | 9.28 | 12.69 | 84.58 | 10.62 | 16.34 | 12.88 | 12.74 |
| — | +30.7% | +46.4% | -17.1% | -30.2% | -37.8% | — | +6.0% | — | +62.5% | — | +5.7% | — | +2.0% | -43.2% | -1.5% | +563.9% | -11.1% | +31.3% | -14.7% | -3.5% | |
| P/S Ratio | 3.15 | 3.21 | 3.27 | 2.63 | 2.68 | 2.37 | 2.48 | 2.54 | 2.96 | 2.89 | 2.45 | 2.60 | 7.05 | 2.53 | 2.56 | 2.99 | 4.55 | 3.21 | 3.50 | 4.42 | 4.52 |
| — | +35.4% | +31.9% | +3.6% | -9.3% | -17.9% | +1.3% | -2.2% | -58.0% | +14.3% | -4.3% | -13.0% | +55.0% | -21.1% | -26.9% | -32.3% | +0.6% | -26.1% | -20.8% | -3.8% | +3.9% | |
| P/B Ratio | 0.74 | 0.77 | 0.78 | 0.63 | 0.62 | 0.55 | 0.54 | 0.52 | 0.60 | 0.57 | 0.51 | 0.47 | 0.66 | 0.51 | 0.52 | 0.61 | 0.76 | 0.80 | 0.84 | 0.94 | 0.96 |
| — | +40.3% | +43.5% | +19.3% | +3.6% | -3.8% | +7.0% | +11.2% | -9.7% | +10.9% | -1.6% | -22.3% | -12.9% | -35.5% | -38.2% | -35.5% | -21.1% | -12.6% | -6.1% | +2.7% | +16.5% | |
| P/FCF | 12.53 | 15.60 | 10.97 | 15.66 | 7.96 | 90.94 | 13.88 | 5.89 | — | 90.62 | 15.36 | 5.80 | 20.46 | 8.89 | 9.72 | 6.19 | 10.60 | 8.81 | 8.09 | 7.62 | 11.48 |
| — | -82.8% | -20.9% | +165.8% | — | +0.3% | -9.6% | +1.7% | — | +918.9% | +58.1% | -6.3% | +93.0% | +1.0% | +20.0% | -18.8% | -7.7% | -80.9% | -47.2% | -18.0% | +21.8% | |
| EV / EBITDA | 16.77 | 7.05 | 33.79 | 25.75 | 27.39 | 28.37 | 39.95 | 40.88 | 43.06 | 49.13 | — | 46.87 | — | 34.56 | 27.88 | 32.87 | 146.02 | 16.11 | 22.46 | 19.31 | 14.50 |
| — | -75.2% | -15.4% | -37.0% | -36.4% | -42.2% | — | -12.8% | — | +42.1% | — | +42.6% | — | +114.5% | +24.1% | +70.2% | +907.1% | +16.0% | +58.1% | +6.6% | -13.8% | |
| EV / EBIT | 33.80 | 7.05 | 37.08 | 27.96 | 30.02 | 31.13 | 45.81 | 47.16 | 49.92 | 57.58 | — | 53.54 | — | 38.15 | 30.62 | 36.76 | 263.99 | 17.31 | 24.83 | 20.63 | 15.45 |
| — | -77.4% | -19.1% | -40.7% | -39.9% | -45.9% | — | -11.9% | — | +50.9% | — | +45.6% | — | +120.4% | +23.3% | +78.2% | +1608.8% | +17.2% | +63.9% | +5.6% | -14.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 99.0% | 98.2% | 98.2% | 99.1% | 98.7% | 100.2% | 95.6% | 99.1% | 99.7% | 99.7% | 91.0% | 99.1% | 89.4% | 99.4% | 100.7% | 99.0% | 95.4% | 98.8% | 92.1% | 107.7% | 104.6% |
| — | -2.0% | +2.7% | +0.1% | -1.0% | +0.5% | +5.1% | -0.0% | +11.6% | +0.3% | -9.7% | +0.1% | -6.3% | +0.7% | +9.3% | -8.1% | -8.8% | -10.3% | -15.8% | +10.0% | +1.9% | |
| Operating Margin | 26.6% | 28.0% | 24.1% | 27.9% | 27.1% | 27.5% | 20.0% | 20.3% | 20.9% | 19.4% | -232.8% | 23.7% | -60.8% | 30.5% | 35.1% | 30.0% | 5.5% | 40.0% | 29.2% | 47.6% | 48.4% |
| — | +1.8% | +20.7% | +37.2% | +29.8% | +41.9% | +108.6% | -14.1% | +134.3% | -36.4% | -763.3% | -21.2% | -1211.7% | -23.9% | +20.4% | -36.9% | -88.7% | -20.8% | -39.9% | +14.0% | +10.9% | |
| Net Margin | 20.4% | 22.2% | 15.7% | 22.4% | 21.7% | 21.8% | 16.6% | 17.2% | 17.5% | 16.4% | -230.5% | 19.2% | -69.7% | 22.8% | 27.4% | 23.4% | 5.4% | 30.4% | 21.3% | 34.7% | 35.5% |
| — | +1.6% | -5.3% | +29.9% | +23.9% | +32.8% | +107.2% | -10.3% | +125.1% | -27.9% | -941.2% | -18.0% | -1397.7% | -24.9% | +28.7% | -32.6% | -84.9% | -17.8% | -39.5% | +12.3% | +8.4% |
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 4.8% | 1.3% | 0.9% | 1.3% | 1.3% | 1.3% | 0.9% | 0.9% | 0.9% | 0.8% | -11.2% | 0.9% | -1.6% | 1.1% | 1.4% | 1.2% | 0.2% | 1.9% | 1.2% | 1.8% | 1.9% |
| — | +4.0% | +3.5% | +49.7% | +42.5% | +56.7% | +108.1% | +2.2% | +153.9% | -29.3% | -912.0% | -26.5% | -829.6% | -38.7% | +12.6% | -34.6% | -88.0% | -2.5% | -29.9% | +19.1% | +22.1% | |
| ROA | 0.5% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | -1.2% | 0.1% | -0.2% | 0.1% | 0.1% | 0.1% | 0.0% | 0.2% | 0.2% | 0.2% | 0.3% |
| — | +5.2% | +7.2% | +54.8% | +46.2% | +56.7% | +107.5% | -8.5% | +148.6% | -35.8% | -892.6% | -24.2% | -822.8% | -42.1% | -2.7% | -48.9% | -90.8% | -22.2% | -40.4% | +8.6% | +12.9% | |
| ROIC | 1.8% | 0.5% | 0.4% | 0.5% | 0.5% | 0.5% | 0.3% | 0.3% | 0.3% | 0.2% | -2.8% | 0.3% | -0.4% | 0.4% | 0.5% | 0.4% | 0.1% | 0.9% | 0.6% | 1.0% | 1.1% |
| — | +10.2% | +43.1% | +73.8% | +63.5% | +89.1% | +110.9% | +8.2% | +178.3% | -41.1% | -693.6% | -32.7% | -606.3% | -55.5% | -20.4% | -57.4% | -93.6% | -21.8% | -42.9% | +11.9% | +38.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '27 | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.50 | 1.50 | 1.50 | 1.39 | 1.45 | 1.60 | 1.68 | 1.62 | 1.69 | 1.84 | 2.14 | 1.91 | 1.97 | 1.92 | 1.73 | 1.86 | 1.73 | 1.04 | 1.01 | 1.22 | 0.69 |
| — | -6.3% | -10.9% | -14.4% | -14.5% | -12.8% | -21.2% | -15.1% | -14.0% | -4.1% | +23.2% | +2.7% | +13.6% | +84.9% | +71.9% | +53.0% | +151.2% | +45.8% | +53.3% | +49.4% | -13.0% | |
| Debt / EBITDA | 22.18 | 19.98 | 95.16 | 77.23 | 84.79 | 91.90 | 134.34 | 134.10 | 138.93 | 164.04 | — | 155.83 | — | 112.09 | 89.14 | 109.06 | 421.12 | 38.73 | 52.34 | 44.90 | 25.18 |
| — | -78.3% | -29.2% | -42.4% | -39.0% | -44.0% | — | -13.9% | — | +46.3% | — | +42.9% | — | +189.4% | +70.3% | +142.9% | +1572.4% | +54.0% | +107.6% | +23.9% | -29.3% | |
| Current Ratio | 1.21 | 0.20 | 34.68 | 42.94 | 1.15 | 0.20 | 1.20 | 0.20 | 0.20 | 0.22 | 0.22 | 0.22 | 0.23 | 0.23 | 0.23 | 0.24 | 0.22 | 0.22 | 0.24 | 0.26 | 0.31 |
| — | -1.2% | +2796.7% | +21747.8% | +469.4% | -7.8% | +447.6% | -10.4% | -14.2% | -5.9% | -3.5% | -7.9% | +5.1% | +4.5% | -5.5% | -8.9% | -27.1% | -30.4% | -25.4% | -26.4% | -11.9% | |
| Quick Ratio | 1.21 | 0.20 | 34.68 | 42.94 | 1.15 | 0.20 | 1.20 | 0.20 | 0.20 | 0.22 | 0.22 | 0.22 | 0.23 | 0.23 | 0.23 | 0.24 | 0.22 | 0.22 | 0.24 | 0.26 | 0.31 |
| — | -1.2% | +2796.7% | +21747.8% | +469.4% | -7.8% | +447.6% | -10.4% | -14.2% | -5.9% | -3.5% | -7.9% | +5.1% | +4.5% | -5.5% | -8.9% | -27.1% | -30.4% | -25.4% | -26.4% | -11.9% | |
| Interest Coverage | 0.28 | 1.29 | 0.26 | 0.32 | 0.28 | 0.27 | 0.18 | 0.17 | 0.16 | 0.14 | -1.83 | 0.19 | -0.26 | 0.31 | 0.39 | 0.38 | 0.07 | 1.37 | 1.96 | 3.52 | 3.54 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying KRNY stock.
Kearny Financial Corp.'s current P/E is 15.6x. The average P/E over the last 4 quarters is 15.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Kearny Financial Corp.'s current operating margin is 26.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Kearny Financial Corp.'s business trajectory between earnings reports.