Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Kearny Financial Corp.'s quarterly P/E stands at 12.4x, down 30.2% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has expanded 13.8% YoY to 49.0x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 19.24 | 12.35 | 10.95 | 14.68 | 14.23 | 17.70 | 17.60 | — | 13.42 | — | 10.83 | 9.28 | 12.69 |
| — | -30.2% | -37.8% | — | +6.0% | — | +62.5% | — | +5.7% | — | +2.0% | -43.2% | -1.5% | |
| P/S Ratio | 1.48 | 1.35 | 1.17 | 1.19 | 1.17 | 1.28 | 1.22 | 1.08 | 1.16 | 2.10 | 1.28 | 1.35 | 1.67 |
| — | +5.5% | -4.1% | +10.1% | +0.8% | -38.8% | -4.9% | -19.9% | -30.4% | -18.7% | -48.3% | -55.8% | -57.1% | |
| P/B Ratio | 0.68 | 0.62 | 0.55 | 0.54 | 0.52 | 0.60 | 0.57 | 0.51 | 0.47 | 0.66 | 0.51 | 0.52 | 0.61 |
| — | +3.6% | -3.8% | +7.0% | +11.2% | -9.7% | +10.9% | -1.6% | -22.3% | -12.9% | -35.5% | -38.2% | -35.5% | |
| P/FCF | 23.76 | 7.96 | 90.94 | 13.88 | 5.89 | — | 90.62 | 15.36 | 5.80 | 20.46 | 8.89 | 9.72 | 6.19 |
| — | — | +0.3% | -9.6% | +1.7% | — | +918.9% | +58.1% | -6.3% | +93.0% | +1.0% | +20.0% | -18.8% | |
| EV / EBITDA | 44.52 | 49.01 | 28.37 | 39.95 | 40.88 | 43.06 | 49.13 | — | 46.87 | — | 34.56 | 27.88 | 32.87 |
| — | +13.8% | -42.2% | — | -12.8% | — | +42.1% | — | +42.6% | — | +114.5% | +24.1% | +70.2% | |
| EV / EBIT | 51.53 | 49.01 | 31.13 | 45.81 | 47.16 | 49.92 | 57.58 | — | 53.54 | — | 38.15 | 30.62 | 36.76 |
| — | -1.8% | -45.9% | — | -11.9% | — | +50.9% | — | +45.6% | — | +120.4% | +23.3% | +78.2% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Kearny Financial Corp.'s operating margin was 13.7% in Q2 2026, up 0.1 pp QoQ and up 4.6 pp YoY. This marks the 7th consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 11.5% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 15.1% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 44.1% | 49.8% | 49.4% | 45.7% | 45.6% | 43.3% | 42.1% | 40.0% | 44.2% | 26.6% | 50.4% | 53.0% | 55.3% |
| — | +15.1% | +17.4% | +14.2% | +3.0% | +62.7% | -16.5% | -24.4% | -20.0% | -50.9% | -34.1% | -33.9% | -41.7% | |
| Operating Margin | 9.0% | 13.7% | 13.5% | 9.6% | 9.4% | 9.1% | 8.2% | -102.5% | 10.6% | -18.1% | 15.4% | 18.5% | 16.8% |
| — | +51.0% | +65.8% | +109.3% | -11.4% | +150.1% | -47.1% | -655.0% | -37.0% | -683.0% | -50.2% | -27.3% | -60.0% | |
| Net Margin | 7.6% | 11.0% | 10.8% | 7.9% | 7.9% | 7.6% | 6.9% | -101.4% | 8.6% | -20.8% | 11.6% | 14.4% | 13.1% |
| — | +44.1% | +55.2% | +107.8% | -7.6% | +136.6% | -40.0% | -803.9% | -34.5% | -780.5% | -50.8% | -22.2% | -57.3% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 3.5% | 1.3% | 1.3% | 0.9% | 0.9% | 0.9% | 0.8% | -11.2% | 0.9% | -1.6% | 1.1% | 1.4% | 1.2% |
| — | +42.5% | +56.7% | +108.1% | +2.2% | +153.9% | -29.3% | -912.0% | -26.5% | -829.6% | -38.7% | +12.6% | -34.6% | |
| ROA | 0.3% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | -1.2% | 0.1% | -0.2% | 0.1% | 0.1% | 0.1% |
| — | +46.2% | +56.7% | +107.5% | -8.5% | +148.6% | -35.8% | -892.6% | -24.2% | -822.8% | -42.1% | -2.7% | -48.9% | |
| ROIC | 1.1% | 0.4% | 0.5% | 0.3% | 0.3% | 0.3% | 0.2% | -2.8% | 0.3% | -0.4% | 0.4% | 0.5% | 0.4% |
| — | +32.4% | +89.1% | +110.9% | +8.2% | +178.3% | -41.1% | -693.6% | -32.7% | -606.3% | -55.5% | -20.4% | -57.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Kearny Financial Corp.'s Debt/EBITDA ratio is 168.9x, up from 91.9x last quarter — elevated, raising questions about debt serviceability.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.68 | 2.63 | 1.60 | 1.68 | 1.62 | 1.69 | 1.84 | 2.14 | 1.91 | 1.97 | 1.92 | 1.73 | 1.86 |
| — | +55.5% | -12.8% | -21.2% | -15.1% | -14.0% | -4.1% | +23.2% | +2.7% | +13.6% | +84.9% | +71.9% | +53.0% | |
| Debt / EBITDA | 35.02 | 168.90 | 91.90 | 134.34 | 134.10 | 138.93 | 164.04 | — | 155.83 | — | 112.09 | 89.14 | 109.06 |
| — | +21.6% | -44.0% | — | -13.9% | — | +46.3% | — | +42.9% | — | +189.4% | +70.3% | +142.9% | |
| Current Ratio | 1.20 | — | 0.20 | 1.20 | 0.20 | 0.20 | 0.22 | 0.22 | 0.22 | 0.23 | 0.23 | 0.23 | 0.24 |
| — | — | -7.8% | +447.6% | -10.4% | -14.2% | -5.9% | -3.5% | -7.9% | +5.1% | +4.5% | -5.5% | -8.9% | |
| Quick Ratio | 1.20 | — | 0.20 | 1.20 | 0.20 | 0.20 | 0.22 | 0.22 | 0.22 | 0.23 | 0.23 | 0.23 | 0.24 |
| — | — | -7.8% | +447.6% | -10.4% | -14.2% | -5.9% | -3.5% | -7.9% | +5.1% | +4.5% | -5.5% | -8.9% | |
| Interest Coverage | 0.16 | 0.28 | 0.27 | 0.18 | 0.17 | 0.16 | 0.14 | -1.83 | 0.19 | -0.26 | 0.31 | 0.39 | 0.38 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Kearny Financial Corp.'s current P/E is 19.2x. The average P/E over the last 4 quarters is 13.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Kearny Financial Corp.'s current operating margin is 9.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Kearny Financial Corp.'s business trajectory between earnings reports.