LendingClub Corporation (LC) Earnings History
Annual and quarterly earnings data from 2011 to 2025
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LC EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
LC Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 64.7% | 25.0% | 10.2% |
| 2024 | 52.4% | 5.6% | 4.4% |
| 2023 | 54.7% | 4.8% | 3.4% |
| 2022 | 72.4% | 12.1% | 22.8% |
| 2021 | 75.7% | 2.1% | 2.1% |
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LendingClub Corporation (LC) Earnings Overview
As of May 8, 2026, LendingClub Corporation (LC) reported trailing twelve-month net income of $136M, reflecting +155.6% year-over-year growth. The company earned $1.14 per diluted share over the past four quarters, with a net profit margin of 10.2%.
Looking at the long-term picture, LC's historical earnings data spans multiple years. The company achieved its highest annual net income of $290M in fiscal 2022.
LendingClub Corporation maintains positive profitability with a gross margin of 64.7%, operating margin of 25.0%, and net margin of 10.2%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including SOFI ($481M net income, 10.1% margin), UPST ($49M net income, 5.0% margin), PFSI ($507M net income, 11.5% margin), LC has outperformed on profitability metrics. Compare LC vs SOFI →
LC Earnings vs Peers
Earnings metrics vs comparable public companies
LC Historical Earnings Data (2011–2025)
14 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $136M | +164.3% | $334M | $1.15 | 10.2% | 25.0% |
| 2024 | $51M | +31.8% | $65M | $0.45 | 4.4% | 5.6% |
| 2023 | $39M | -86.6% | $55M | $0.36 | 3.4% | 4.8% |
| 2022 | $290M | +1459.1% | $153M | $2.79 | 22.8% | 12.1% |
| 2021 | $19M | +109.9% | $18M | $0.18 | 2.1% | 2.1% |
| 2020 | -$188M | -510.0% | -$188M | $-2.07 | -41.2% | -41.2% |
| 2019 | -$31M | +76.0% | -$31M | $-0.35 | -3.1% | -3.2% |
| 2018 | -$128M | +16.6% | -$128M | $-1.52 | -13.1% | -13.1% |
| 2017 | -$154M | -5.4% | -$153M | $-1.88 | -14.5% | -14.5% |
| 2016 | -$146M | -2822.3% | -$150M | $-1.88 | -13.1% | -13.5% |
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Start ComparisonLC — Frequently Asked Questions
Quick answers to the most common questions about buying LC stock.
Is LC growing earnings?
LC EPS is $1.14, with earnings growth accelerating to +155.6%. This exceeds the 5-year CAGR of N/A. TTM net income reached $136M.
What are LC's profit margins?
LendingClub Corporation net margin is +10.2%, with operating margin at +25.0%. Margins sit within typical range for the sector.
How consistent are LC's earnings?
LC earnings data spans 2011-2025. The accelerating earnings trend is +155.6% YoY. Historical data enables comparison across business cycles.