LendingClub Corporation (LC) Earnings History
Profitable15 years of earnings data (2011–2025) · Positive TTM net income
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LendingClub Corporation (LC) Earnings Overview
As of June 22, 2026, LendingClub Corporation (LC) reported trailing twelve-month net income of $136M, reflecting +155.6% year-over-year growth. The company earned $1.14 per diluted share over the past four quarters, with a net profit margin of 10.2%.
Looking at the long-term picture, LC's historical earnings data spans multiple years. The company achieved its highest annual net income of $290M in fiscal 2022.
LendingClub Corporation maintains positive profitability with a gross margin of 64.7%, operating margin of 25.0%, and net margin of 10.2%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including SOFI ($481M net income, 10.1% margin), UPST ($49M net income, 5.0% margin), PFSI ($507M net income, 11.5% margin), LC has outperformed on profitability metrics. Compare LC vs SOFI →
LC Earnings vs Peers
Earnings metrics vs comparable public companies
LC Historical Earnings Data (2011–2025)
14 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $136M | +164.3% | $334M | $1.15 | 10.2% | 25.0% |
| 2024 | $51M | +31.8% | $65M | $0.45 | 4.4% | 5.6% |
| 2023 | $39M | -86.6% | $55M | $0.36 | 3.4% | 4.8% |
| 2022 | $290M | +1459.1% | $153M | $2.79 | 22.8% | 12.1% |
| 2021 | $19M | +109.9% | $18M | $0.18 | 2.1% | 2.1% |
| 2020 | -$188M | -510.0% | -$188M | $-2.07 | -41.2% | -41.2% |
| 2019 | -$31M | +76.0% | -$31M | $-0.35 | -3.1% | -3.2% |
| 2018 | -$128M | +16.6% | -$128M | $-1.52 | -13.1% | -13.1% |
| 2017 | -$154M | -5.4% | -$153M | $-1.88 | -14.5% | -14.5% |
| 2016 | -$146M | -2822.3% | -$150M | $-1.88 | -13.1% | -13.5% |
| 2015 | -$5M | +84.8% | -$2M | $-0.07 | -0.5% | -0.2% |
| 2014 | -$33M | -550.1% | -$32M | $-2.18 | -6.2% | -5.9% |
| 2013 | $7M | +161.2% | $7M | $0.02 | 2.7% | 2.7% |
| 2011 | -$12M | - | -$12M | $-1.03 | -28.0% | -28.0% |
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LC — Frequently Asked Questions
Quick answers to the most common questions about buying LC stock.
What is LC earnings per share (EPS)?
LC trailing twelve-month (TTM) diluted EPS is $1.14, reflecting +155.6% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2011 to 2025 is available in the table on this page.
What is LendingClub Corporation's net income?
LendingClub Corporation (LC) trailing twelve-month net income is $136M as of 2025. Earnings grew +155.6% year-over-year. LendingClub Corporation has been profitable for 5 consecutive years.
Is LC profitable?
Yes, LC is profitable with a TTM net income of $136M and a net profit margin of +10.2%. LendingClub Corporation has generated profits for 5 consecutive years.
What is LC's earnings growth rate?
LC compound annual EPS growth rates (CAGR): 1-Year: +155.6%, 3-Year: -25.6%, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2011 to 2025.
What are LC's profit margins?
LendingClub Corporation net profit margin is +10.2%, operating margin is +25.0%, and gross margin is +64.7%. Margins are within a typical range for the sector. Return on Equity is +9.5%.
Is LC growing earnings?
Yes, LC earnings are accelerating — EPS growth of +155.6% exceeds the 5-year CAGR of N/A. TTM net income reached $136M. Earnings momentum is strengthening.
What was LC's best earnings year?
LendingClub Corporation's highest annual net income on record is $290M, achieved in fiscal year 2022. Earnings history on this page spans 2011 to 2025 and includes all annual and quarterly figures.
What were LC's earnings last quarter?
LC's most recent reported quarter was Q4 2025. Net income was $42M with diluted EPS of $0.35. For a full breakdown of all quarters, see the quarterly earnings table on this page.