The company's financial leverage has reached a critical threshold, with the debt-to-equity ratio surging to 54.65 by 2025Q4 as persistent net losses eroded the equity base.
| Total Assets | 13.44M | 19.41M | 14.33M | 3.88M | 2.86M | 1.47M | 1.47M |
| Asset Growth % | -30.73% | 35.44% | 269.23% | 35.89% | 94.66% | -0.31% | - |
| Real Estate & Other Assets | 44.87K | 33.83K | 21.27K | 1.84M | 562.38K | 11.28K | 26.83K |
| PP&E (Net) | 970.09K | 1.01M | 702.46K | 0 | 0 | 0 | 0 |
| Investment Securities | 58.97K | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 6.11M | 4.51M | 3.27M | 2.04M | 2.29M | 1.46M | 1.44M |
| Cash & Equivalents | 3.09M | 1.44M | 959.6K | 118.56K | 534.72K | 175.43K | 1.3M |
| Receivables | 1000K | 931.66K | 826.42K | 466.11K | 652.8K | 254.83K | 136.66K |
| Other Current Assets | 1.77M | 2.14M | 1.48M | 1.46M | 800 | 2.29K | 3.6K |
| Intangible Assets | 4.43M | 5.84M | 4.63M | 0 | 0 | 0 | 0 |
| Total Liabilities | 13.29M | 12.73M | 4.56M | 6.76M | 4.17M | 2.69M | 2.27M |
| Total Debt | 8.29M | 4.83M | 1.32M | 1.28M | 1.06M | 719.36K | 0 |
| Net Debt | 5.21M | 3.39M | 363.52K | 1.17M | 526.82K | 543.94K | -1.3M |
| Long-Term Debt | 7.14M | 1.48M | 615.13K | 360.91K | 348.45K | 399.59K | 0 |
| Short-Term Borrowings | 635.24K | 2.34M | 4.4K | 922.73K | 713.09K | 319.78K | 0 |
| Capital Lease Obligations | 514.39K | 1.02M | 703.6K | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 5.57M | 8.54M | 2.1M | 4.64M | 2.72M | 1.37M | 1.42M |
| Accounts Payable | 2.9M | 2.38M | 1.15M | 1.52M | 937.67K | 296.08K | 599.09K |
| Deferred Revenue | 171.1K | 7.75K | 0 | 0 | 924.34K | 0 | 0 |
| Other Liabilities | 58.97K | 2.17M | 1.49M | 1.75M | 1.1M | 923.25K | 852.32K |
| Total Equity | 151.75K | 6.68M | 9.77M | -2.88M | -1.31M | -1.23M | -801.39K |
| Equity Growth % | -97.73% | -31.65% | 439.37% | -119.11% | -7.06% | -53.1% | - |
| Shareholders Equity | -4.09M | 2.57M | 5.91M | -2.88M | -1.31M | -1.23M | -801.39K |
| Minority Interest | 4.24M | 4.11M | 3.86M | 0 | 0 | 0 | 0 |
| Common Stock | 0 | 2.19K | 1.34K | 600 | 300 | 300 | 3K |
| Additional Paid-in Capital | 51.01M | 29.12M | 18.02M | 1.41M | 425.02K | -300 | -3K |
| Retained Earnings | -57.1M | -26.56M | -12.11M | -4.29M | -1.74M | -1.23M | -801.39K |
| Preferred Stock | 2M | 0 | 0 | 0 | 0 | 0 | 0 |
| Return on Assets (ROA) | -199.81% | -85.65% | -85.87% | -68.9% | 4.54% | 9.14% | 22.8% |
| Return on Equity (ROE) | -961.45% | -175.73% | -226.98% | - | - | - | - |
| Debt / Assets | 61.69% | 24.89% | 9.23% | 33.08% | 37.17% | 49.03% | - |
| Debt / Equity | 54.65x | 0.72x | 0.14x | - | - | - | - |
| Net Debt / EBITDA | - | - | - | - | 1.42x | 3.89x | -2.53x |
| Book Value per Share | 16.32 | 264.09 | 582.83 | -192.34 | -87.78 | -82.00 | -53.56 |
Liquidity and capital exhaustion
As reported in recent financial filings, La Rosa Holdings Corp. has seen its equity position deteriorate into a negative $4.1 million balance by 2025Q4, reflecting a trajectory where rapid acquisition-led growth has significantly outpaced the company's ability to generate sustainable internal capital for its operations.
The shift from positive equity in previous quarters to a deficit suggests that the firm's roll-up strategy is eroding shareholder value rather than building a durable asset base. Investors should monitor whether this negative equity trend necessitates a dilutive capital raise to stabilize the balance sheet.
Based on the company's reported figures, the debt-to-equity ratio surged to 54.65 in 2025Q4, indicating that the firm is increasingly reliant on external financing to fund its operations as its internal equity base has been effectively wiped out by persistent net losses.
This extreme leverage ratio suggests that the company's debt structure is highly sensitive to interest rate fluctuations and operational performance. The reliance on debt to bridge the gap between operating cash burn and corporate overhead appears to be a precarious strategy that warrants further investigation.
According to the latest quarterly balance sheet, cash and equivalents have declined to $3.1 million, which, when viewed against the backdrop of ongoing operational losses, suggests that the firm's liquidity position is becoming increasingly vulnerable to even minor disruptions in transaction volume.
The current cash balance provides a very limited buffer for a company with such high fixed overhead and negative operating margins. This liquidity profile implies that the firm may face significant challenges in meeting its short-term obligations without securing additional external funding.
Financial statements indicate that the company's asset base is heavily reliant on intangible assets and goodwill from its roll-up strategy, which, as noted in recent filings, may be subject to significant impairment if the acquired franchisee productivity fails to meet management's initial performance expectations.
The reliance on these non-tangible assets to support the total asset value of $13.4 million suggests that the balance sheet may be overstating the firm's true liquidation value. Analysts should be wary of potential write-downs that could further exacerbate the existing negative equity position.
Quick answers to the most common questions about buying LRHC stock.
As of 2025, La Rosa Holdings Corp. (LRHC) had total assets of $13.4M including $6.1M in current assets.
La Rosa Holdings Corp. (LRHC) carries total debt of $8.3M. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.
La Rosa Holdings Corp. (LRHC) has total shareholders' equity (book value) of $-4.1M ($16.32 book value per share). Book value represents the net worth of the company belonging to common stock holders.
La Rosa Holdings Corp. (LRHC) reported a current ratio of 1.10x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.