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LTHLife Time Group Holdings, Inc.
$39.67$8.8B
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  4. Financial Ratios

Life Time Group Holdings, Inc. (LTH) Financial Ratios

Latest Ratios: P/E Ratio 23.9x · EV/EBITDA 19.7x · ROE 13.0%. (2019–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

LTH Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Market Cap$8.8B$6.0B$4.7B$3.1B$2.3B$3.3B——
Enterprise Value$15.3B$12.5B$8.6B$7.3B$6.3B$7.0B——
P/E Ratio →23.9016.0129.8940.76————
P/S Ratio2.952.001.781.391.272.52——
P/B Ratio2.861.921.791.361.091.59——
P/FCF——92.34—————
P/OCF10.146.898.126.6411.52———

P/E links to full P/E history page with 30-year chart

LTH EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
EV / Revenue—4.183.303.303.475.35——
EV / EBITDA19.7416.0913.6815.5618.63———
EV / EBIT31.8925.3524.2332.3957.02———
EV / FCF——170.96—————

LTH Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Gross Margin47.6%47.6%46.9%46.6%41.4%36.0%30.4%45.2%
Operating Margin16.1%16.1%13.6%10.2%6.1%-37.6%-37.9%8.9%
Net Profit Margin12.5%12.5%6.0%3.4%-0.1%-44.0%-38.0%1.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
ROE13.0%13.0%6.4%3.5%-0.1%-32.4%-22.3%1.7%
ROA4.7%4.7%2.2%1.1%-0.0%-9.4%-5.9%0.5%
ROIC4.4%4.4%4.1%2.7%1.4%-6.6%-4.9%2.3%
ROCE6.5%6.5%5.5%3.6%1.8%-8.7%-6.3%2.9%

LTH Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Debt / Equity2.162.161.531.891.901.802.742.16
Debt / EBITDA8.688.686.319.0711.89——9.71
Net Debt / Equity—2.081.521.881.891.782.722.13
Net Debt / EBITDA8.388.386.299.0111.81——9.59
Debt / FCF——78.61—————
Interest Coverage——2.411.720.98-2.21-2.801.30

LTH Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Current Ratio0.630.630.330.310.290.320.370.54
Quick Ratio0.520.520.210.220.190.220.290.43
Cash Ratio0.380.380.020.050.060.080.070.12
Asset Turnover—0.340.370.320.280.210.160.31
Inventory Turnover23.2023.2023.1022.4323.4020.5818.2023.50
Days Sales Outstanding—4.435.369.764.616.918.2311.21

LTH Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Dividend Yield————————
Payout Ratio————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019
Earnings Yield4.2%6.2%3.3%2.5%————
FCF Yield——1.1%—————
Buyback Yield0.0%0.0%0.0%0.0%0.0%0.0%——
Total Shareholder Yield0.0%0.0%0.0%0.0%0.0%0.0%——
Shares Outstanding—$225M$211M$204M$194M$193M$191M$191M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrong
Balance SheetMixed
Cash FlowImproving
Top Statement Risk

High leverage and lease obligations

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Expansion and Cost Reclassification

Gross margin surged to 89.1% in 2026Q2 from 47.0% a year earlier, according to recent SEC filings, likely reflecting a shift in cost classification or revenue mix, while operating margin improved to 17.3%.

The dramatic gross margin jump appears to be a classification change rather than a pure operational improvement, as operating margin only rose modestly from 14.2% to 17.3% over the same period. This suggests that some costs previously in COGS may have been reclassified to SG&A or other lines, warranting a closer look at the cost structure. The net margin of 11.7% in 2026Q2, up from 9.5% a year ago, indicates that the company is converting revenue to profit more efficiently, but the sustainability of this margin level depends on whether the reclassification is permanent.

Low Returns on Heavy Capital Base

ROIC has remained below 1.5% over the past ten quarters, based on reported figures, reflecting the massive capital intensity of LTH's athletic country club model, with PPE representing over 76% of total assets.

Despite strong revenue growth and margin expansion, ROIC of 1.5% in 2026Q2 is far below the cost of capital, indicating that the company is not yet generating sufficient returns on its invested capital. The asset turnover of 0.11x is extremely low, underscoring the challenge of generating revenue from a large fixed-asset base. While returns are improving from 0.8% in 2024Q1, the pace is slow, and investors should monitor whether new center maturation and pricing power can lift ROIC to a level that justifies the capital employed.

Negative Cash Conversion Cycle Reflects Float

LTH's cash conversion cycle turned sharply negative to -166 days in 2026Q2, according to financial statements, driven by DPO of 234 days, indicating significant supplier leverage and favorable working capital dynamics.

The negative CCC is primarily due to extended payables, which have ballooned from 21 days in 2024Q1 to 234 days in 2026Q2, suggesting that LTH is stretching supplier payments to fund operations. This may indicate strong bargaining power or potential liquidity strain, as the company is holding onto cash longer. The DSO of 3 days is minimal, reflecting the membership-based revenue model with upfront collections, while DIO of 65 days is elevated, likely due to in-center retail and food inventory. The negative CCC provides a working capital tailwind, but the sustainability of such extended payables warrants monitoring.

Leverage Eases but Lease Burden Looms

Debt-to-equity fell to 1.29 in 2026Q2 from 1.88 in 2024Q1, as reported in recent SEC filings, but D/EBITDA of 18.29 remains elevated, and sale-leaseback arrangements may understate true obligations.

The reduction in D/E is a positive sign, but the absolute level of leverage remains high, and interest coverage of 8.73x in 2026Q2 is comfortable relative to 2024 levels. However, the D/EBITDA of 18.29 is extremely high, indicating that EBITDA is low relative to debt, partly due to the capital-intensive model. The company's use of sale-leasebacks may shift debt off the balance sheet, but the associated lease obligations are not captured in the D/E ratio, potentially understating true leverage. Investors should monitor the sustainability of interest coverage and the impact of rising rates on floating-rate debt.

Thin Liquidity Despite Cash Build

Current ratio improved to 0.66 in 2026Q2 from 0.33 in 2024Q4, based on reported figures, but remains below 1, indicating potential short-term liquidity pressure despite a cash balance of $223.6M.

The current ratio of 0.66 suggests that LTH may struggle to meet short-term obligations if access to credit tightens, though the negative CCC and strong operating cash flow provide some cushion. The quick ratio of 0.56 is only slightly lower, indicating that inventory is not a major liquidity concern. The company's ability to refinance and access capital markets is crucial, given the thin liquidity position and high capital expenditure requirements. The cash build from $10.9M to $223.6M is a positive trend, but it remains modest relative to the scale of operations.

Misapplied EV/EBITDA in Asset-Heavy Model

EV/EBITDA of 21.02 appears rich, but for LTH, this multiple is misleading because EBITDA excludes significant lease and maintenance capital expenditures, as reported in financial statements, understating true economic earnings.

The market often uses EV/EBITDA to value fitness companies, but for LTH, this metric fails to capture the heavy capital intensity and lease obligations. EBITDA does not account for the substantial maintenance capex required to keep facilities at a luxury standard, nor does it reflect the lease payments from sale-leaseback transactions. A more appropriate metric would be EV/EBITDAR (earnings before interest, taxes, depreciation, amortization, and rent) or EV/EBITDA minus maintenance capex, which would provide a clearer picture of cash-generating ability. Investors should adjust for these items to avoid overstating the company's valuation attractiveness.

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Includes 30+ ratios · 7 years · Updated daily

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LTH — Frequently Asked Questions

Quick answers to the most common questions about buying LTH stock.

What is Life Time Group Holdings, Inc.'s P/E ratio?

Life Time Group Holdings, Inc.'s current P/E ratio is 23.9x. The historical average is 28.9x. This places it at the 33th percentile of its historical range.

What is Life Time Group Holdings, Inc.'s EV/EBITDA?

Life Time Group Holdings, Inc.'s current EV/EBITDA is 19.7x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 16.0x.

What is Life Time Group Holdings, Inc.'s ROE?

Life Time Group Holdings, Inc.'s return on equity (ROE) is 13.0%. The historical average is -4.3%.

Is LTH stock overvalued?

Based on historical data, Life Time Group Holdings, Inc. is trading at a P/E of 23.9x. This is at the 33th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Life Time Group Holdings, Inc.'s profit margins?

Life Time Group Holdings, Inc. has 47.6% gross margin and 16.1% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Life Time Group Holdings, Inc. have?

Life Time Group Holdings, Inc.'s Debt/EBITDA ratio is 8.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.