Middlefield Banc Corp. (MBCN) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 | Q1'21 |
|---|
| Net Interest Income | 17.39M | 17.43M | 17.25M | 15.95M | 15.38M | 14.88M | 14.88M | 14.78M | 15.23M | 15.82M | 17.26M | 16.42M | 14.01M | 12.54M | 11.99M | 11.44M | 11.97M | 12.44M | 11.83M | 11.83M |
| NII Growth % | 13.05% | 17.11% | 15.92% | 7.9% | 1.02% | -5.92% | -13.78% | -9.98% | 8.68% | 26.15% | 43.92% | 43.46% | 17.11% | 0.8% | 1.4% | -3.29% | 6.44% | 9.8% | 10.57% | 18.29% |
| Net Interest Margin % | 0.91% | 0.88% | 0.9% | 0.84% | 0.83% | 0.8% | 0.81% | 0.81% | 0.84% | 0.88% | 0.99% | 0.95% | 0.83% | 0.93% | 0.93% | 0.86% | 0.9% | 0.91% | 0.87% | 0.85% |
| Interest Income | 27.02M | 27.47M | 27.05M | 25.32M | 25.27M | 25.42M | 25.4M | 24.42M | 23.94M | 22.92M | 22.75M | 20.22M | 16.19M | 13.51M | 12.79M | 12.24M | 12.79M | 13.42M | 12.91M | 13.11M |
| Interest Expense | 9.63M | 10.04M | 9.8M | 9.38M | 9.88M | 10.54M | 10.52M | 9.64M | 8.71M | 7.1M | 5.48M | 3.8M | 2.18M | 968K | 790K | 795K | 820K | 983K | 1.08M | 1.28M |
| Loan Loss Provision | -475K | 392K | -506K | 95K | -177K | 2.23M | 87K | -136K | 553K | 1.13M | 814K | 507K | 0 | 0 | 0 | 0 | -200K | 0 | 200K | 700K |
| Non-Interest Income | -2.38M | 2.46M | 3.26M | 2.09M | 2.08M | 1.93M | 1.96M | 1.99M | 1.75M | 1.97M | 1.68M | 1.77M | 2.48M | 1.6M | 1.42M | 1.43M | 1.56M | 1.84M | 1.66M | 2.25M |
| Non-Interest Income % | -9.64% | 8.22% | 10.76% | 7.64% | 7.62% | 7.07% | 7.16% | 7.52% | 6.8% | 7.9% | 6.89% | 8.04% | 13.29% | 10.62% | 9.97% | 10.44% | 10.86% | 12.08% | 11.38% | 14.63% |
| Total Revenue | 24.65M | 29.93M | 30.31M | 27.42M | 27.35M | 27.36M | 27.36M | 26.41M | 25.69M | 24.89M | 24.43M | 21.98M | 18.67M | 15.11M | 14.2M | 13.67M | 14.35M | 15.27M | 14.57M | 15.36M |
| Revenue Growth % | -9.89% | 9.42% | 10.8% | 3.82% | 6.46% | 9.92% | 11.99% | 20.12% | 37.6% | 64.67% | 72.02% | 60.87% | 30.16% | -1.02% | -2.52% | -11.03% | -1.59% | -0.33% | -0.56% | 9.07% |
| Non-Interest Expense | 11.54M | 13.1M | 13.65M | 12.19M | 11.8M | 11.87M | 11.9M | 11.96M | 12.17M | 12.12M | 12.05M | 11.79M | 12.34M | 8.89M | 8.54M | 8.27M | 7.86M | 7.91M | 7.89M | 8.32M |
| Efficiency Ratio | 46.8% | 43.76% | 45.03% | 44.47% | 43.15% | 43.39% | 43.5% | 45.31% | 47.38% | 48.69% | 49.34% | 53.65% | 66.1% | 58.8% | 60.1% | 60.49% | 54.8% | 51.79% | 54.19% | 54.15% |
| Operating Income | 3.96M | 6.4M | 7.37M | 5.75M | 5.84M | 2.71M | 4.85M | 4.94M | 4.25M | 4.54M | 6.08M | 5.88M | 4.15M | 5.26M | 4.88M | 4.61M | 5.86M | 6.38M | 5.39M | 5.06M |
| Operating Margin % | 16.05% | 21.38% | 24.31% | 20.99% | 21.36% | 9.91% | 17.74% | 18.69% | 16.55% | 18.24% | 24.88% | 26.77% | 22.24% | 34.8% | 34.34% | 33.7% | 40.88% | 41.77% | 37.02% | 32.96% |
| Operating Income Growth % | -32.3% | 136.04% | 51.83% | 16.57% | 37.42% | -40.27% | -20.14% | -16.13% | 2.38% | -13.69% | 24.65% | 27.8% | -29.18% | -17.54% | -9.59% | -9.05% | 98.38% | 196.93% | 52.73% | 354.08% |
| Pretax Income | 3.96M | 6.4M | 7.37M | 5.75M | 5.84M | 2.71M | 4.85M | 4.94M | 4.25M | 4.54M | 6.08M | 5.88M | 4.15M | 5.26M | 4.88M | 4.61M | 5.86M | 6.38M | 5.39M | 5.06M |
| Pretax Margin % | 16.05% | 21.38% | 24.31% | 20.99% | 21.36% | 9.91% | 17.74% | 18.69% | 16.55% | 18.24% | 24.88% | 26.77% | 22.24% | 34.8% | 34.34% | 33.7% | 40.88% | 41.77% | 37.02% | 32.96% |
| Income Tax | 841K | 1.08M | 1.21M | 924K | 995K | 371K | 690K | 769K | 709K | 703K | 986K | 989K | 651K | 1.01M | 787K | 772K | 1.03M | 1.17M | 968K | 896K |
| Effective Tax Rate % | 21.26% | 16.86% | 16.46% | 16.06% | 17.03% | 13.68% | 14.22% | 15.58% | 16.67% | 15.49% | 16.22% | 16.81% | 15.68% | 19.21% | 16.14% | 16.76% | 17.51% | 18.41% | 17.95% | 17.7% |
| Net Income | 3.12M | 5.32M | 6.16M | 4.83M | 4.85M | 2.34M | 4.16M | 4.17M | 3.54M | 3.84M | 5.09M | 4.9M | 3.5M | 4.25M | 4.09M | 3.83M | 4.84M | 5.2M | 4.42M | 4.17M |
| Net Margin % | 12.64% | 17.77% | 20.31% | 17.62% | 17.72% | 8.55% | 15.22% | 15.78% | 13.79% | 15.41% | 20.84% | 22.27% | 18.76% | 28.11% | 28.79% | 28.05% | 33.72% | 34.08% | 30.37% | 27.13% |
| Net Income Growth % | -35.75% | 127.35% | 47.86% | 15.91% | 36.83% | -39% | -18.22% | -14.89% | 1.17% | -9.72% | 24.53% | 27.73% | -27.6% | -18.35% | -7.59% | -8.02% | 94.34% | 180.84% | 49.19% | 300.29% |
| Net Income (Continuing) | 3.12M | 5.32M | 6.16M | 4.83M | 4.85M | 2.34M | 4.16M | 4.17M | 3.54M | 3.84M | 5.09M | 4.9M | 3.5M | 4.25M | 4.09M | 3.83M | 4.84M | 5.2M | 4.42M | 4.17M |
| EPS (Diluted) | 0.38 | 0.65 | 0.76 | 0.60 | 0.60 | 0.29 | 0.52 | 0.51 | 0.44 | 0.47 | 0.63 | 0.60 | 0.53 | 0.73 | 0.70 | 0.65 | 0.81 | 0.85 | 0.70 | 0.65 |
| EPS Growth % | -36.67% | 124.14% | 46.15% | 17.65% | 36.36% | -38.3% | -17.46% | -15% | -16.98% | -35.62% | -10% | -7.69% | -34.57% | -14.12% | 0% | 0% | 107.69% | 193.1% | 52.17% | 306.25% |
| EPS (Basic) | 0.39 | 0.66 | 0.76 | 0.60 | 0.60 | 0.29 | 0.52 | 0.52 | 0.44 | 0.47 | 0.63 | 0.60 | 0.53 | 0.73 | 0.70 | 0.65 | 0.81 | 0.85 | 0.70 | 0.65 |
| Diluted Shares Outstanding | 8.15M | 8.13M | 8.11M | 8.1M | 8.09M | 8.11M | 8.07M | 8.1M | 8.12M | 8.1M | 8.1M | 8.15M | 6.61M | 5.81M | 5.86M | 5.89M | 5.98M | 6.16M | 6.31M | 6.38M |