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MGYR logoMagyar Bancorp, Inc. (MGYR) Earnings History

Annual and quarterly earnings data from 2003 to 2025

TTM Net Income
$11M
Profitable
TTM EPS
$1.73
Diluted
YoY EPS Growth
+26.8%
Excellent
Net Margin
16.7%
Profitability
Operating Margin23.6%
Gross Margin60.3%
ROE8.5%
ROA1.0%
Highest Annual Net Income$10M (2025)
Highest Quarterly EPS$0.61 (Q3 2010)
Consecutive Profitable Years14 years
Q1 2026
Net Income$3M
EPS$0.50
QoQ Growth+24.2%Excellent

Loading earnings history...

MGYR EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+26.8%
Excellent
3-Year
+10.1%
Strong
5-Year
+32.6%
Excellent
10-Year
+26.4%
Excellent

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

MGYR Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202560.3%23.6%16.7%
202460.3%21.3%14.9%
202373.7%26.4%18.9%
202291.3%34.7%24.6%
202185.5%27.6%19.4%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Magyar Bancorp, Inc. (MGYR) Earnings Overview

As of May 7, 2026, Magyar Bancorp, Inc. (MGYR) reported trailing twelve-month net income of $11M, reflecting +26.8% year-over-year growth. The company earned $1.73 per diluted share over the past four quarters, with a net profit margin of 16.7%.

Looking at the long-term picture, MGYR's 5-year EPS compound annual growth rate (CAGR) stands at +32.6%, indicating exceptional earnings growth. The company achieved its highest annual net income of $10M in fiscal 2025, representing a new all-time high.

Magyar Bancorp, Inc. maintains industry-leading profitability with a gross margin of 60.3%, operating margin of 23.6%, and net margin of 16.7%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), KRNY ($32M net income, 7.6% margin), BCBP (-$13M net income, -7.5% margin), MGYR has room to improve margins relative to the peer group. Compare MGYR vs NBTB →

MGYR Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
MGYR logoMGYRCurrent
$11M$1.7316.7%8.5%+26.8%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
KRNY logoKRNY
$32M$0.517.6%3.5%+130.2%
BCBP logoBCBP
-$13M$-0.73-7.5%-4.0%-184.8%
NFBK logoNFBK
$39M$0.9911.9%4.3%-16.3%
HONE logoHONE
$26M$0.658.7%4.7%+78.4%
Best in group
Lowest in group

MGYR Historical Earnings Data (2003–2025)

23 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$10M+25.4%$14M$1.5616.7%23.6%
2024$8M+1.0%$11M$1.2314.9%21.3%
2023$8M-2.7%$11M$1.2018.9%26.4%
2022$8M+29.4%$11M$1.1724.6%34.7%
2021$6M+179.5%$9M$1.0119.4%27.6%
2020$2M-26.9%$3M$0.387.7%11.0%
2019$3M+47.6%$4M$0.5110.3%14.7%
2018$2M+42.7%$4M$0.357.8%13.4%
2017$1M+30.4%$2M$0.246.0%10.2%
2016$1M+21.6%$2M$0.194.9%7.8%

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MGYR — Frequently Asked Questions

Quick answers to the most common questions about buying MGYR stock.

Is MGYR growing earnings?

MGYR EPS is $1.73, with earnings growth accelerating to +26.8%. This exceeds the 5-year CAGR of +32.6%. TTM net income reached $11M.

What are MGYR's profit margins?

Magyar Bancorp, Inc. net margin is +16.7%, with operating margin at +23.6%. Above-average margins indicate pricing power.

How consistent are MGYR's earnings?

MGYR earnings data spans 2003-2025. The accelerating earnings trend is +26.8% YoY. Historical data enables comparison across business cycles.

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MGYR Earnings Over Time (2014–2025)

Net income and EPS trends