Trailing Dividend / Share
$0.29
Magyar Bancorp, Inc. (MGYR) Dividend History
Income profile from 2021 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.7%
Payout Ratio
18.7%
Sustainable
Dividend Streak
2 years
MGYR Dividend Income Check
Safety
18.7% payout ratio with sustainable safety profile.
Consistency
2 straight years of dividend increases.
Income Trend
Yield on cost is 3.3% and trend is unknown.
MGYR Dividend Scorecard
Yield & Income
Dividend Yield1.7%
Trailing DPS$0.29
FrequencySemi-Annual
Payments / 12M5
Payout Safety
Earnings Payout18.7%
Earnings SafetySustainable
FCF Payout17.3%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak2 years
3Y CAGR11.9%
5Y CAGRN/A
Yield on Cost (5Y)3.3%
YOC Trendunknown
Total Returns
Buyback Yield0.7%
Total Shareholder Yield2.4%
1Y Total Return25.7%
5Y Total Return73.1%
Div Contribution (5Y)11.3%
Estimated $10K growth (return + dividends):
5Y ago$17,31010Y ago$22,57820Y ago$19,895
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
MGYR Income Growth Story
Dividend per share and yield on cost over time (6 years of payments)
MGYR Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Magyar Bancorp, Inc. distributes 18.7% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 17.3%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
MGYR has raised its dividend for 2 consecutive years, with a 3-year CAGR of 11.9%.
Total Shareholder Returns
Beyond cash dividends, MGYR returns capital through share repurchases. The combined picture: 1.7% dividend yield, 0.7% buyback yield, 2.4% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.3% and is currently unknown. The 5-year total return is 73.1%, with dividends contributing 11.3% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $22,578 today.
MGYR Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$1.09
Avg/Payment$0.0545
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 7, 2026Latest | $0.1000 | — | 2.05% | May 21, 2026 |
| Feb 12, 2026 | $0.1000 | ↑ +25.0% | 1.73% | Feb 26, 2026 |
| Nov 13, 2025 | $0.0800 | — | 1.90% | Nov 25, 2025 |
| Aug 7, 2025 | $0.0800 | ↑ +33.3% | 1.70% | Aug 21, 2025 |
| May 14, 2025 | $0.0600 | — | 1.77% | May 28, 2025 |
| Feb 6, 2025 | $0.0600 | ↑ +50.0% | 1.72% | Feb 20, 2025 |
| Dec 6, 2024 | $0.0400 | ↓ -20.0% | 1.66% | Dec 20, 2024 |
| Nov 14, 2024 | $0.0500 | — | 2.09% | Nov 27, 2024 |
MGYR Dividend vs Peers
Comparable companies in the same industry
#8 yield in peer group
Div Yield
1.7%
#8 of 9
Safety
Sustainable
18.7% payout
Streak
2Y
— 5Y CAGR
Total Shareholder
2.4%
#9 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| MGYRMagyar Bancorp, Inc. | $115M | 1.7% | 18.7% | 2 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.4B | 3.2% | 42.9% | 12 | Sustainable |
2nd  KRNYKearny Financial Cor… | $508M | 5.5% | 1.1% | 0 | Sustainable |
1st  BCBPBCB Bancorp, Inc. | $175M | 6.1% | — | 1 | Unknown |
 NFBKNorthfield Bancorp, … | $588M | 3.7% | 72.9% | 10 | Watch |
 HONEHarborOne Bancorp, I… | $522M | 2.6% | 47.8% | 5 | Sustainable |
3rd  OCFCOceanFirst Financial… | $1.1B | 4.5% | 68.0% | 0 | Watch |
 DCOMDime Community Bancs… | $1.6B | 2.7% | 38.8% | 3 | Sustainable |
 ICEIntercontinental Exc… | $88.4B | 1.2% | 33.4% | 14 | Sustainable |
MGYR Annual Dividend History (2003–2026)
24 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.20 | — | 2 | — | — | — | 2.4% |
| 2025 | $0.28 | 16.7% | 4 | $1.56 | 17.9% | 5.57x | 3.3% |
| 2024 | $0.24 | 20.0% | 5 | $1.23 | 19.5% | 5.13x | 2.9% |
| 2023 | $0.20 | 0.0% | 5 | $1.20 | 16.7% | 6.00x | 2.4% |
| 2022 | $0.20 | 66.7% | 5 | $1.17 | 17.1% | 5.85x | 2.4% |
| 2021 | $0.12 | — | 1 | $1.01 | 11.9% | 8.42x | 1.4% |
| 2020 | $0.00 | — | 0 | $0.38 | — | — | — |
| 2019 | $0.00 | — | 0 | $0.51 | — | — | — |
| 2018 | $0.00 | — | 0 | $0.35 | — | — | — |
| 2017 | $0.00 | — | 0 | $0.24 | — | — | — |
See MGYR's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonMGYR — Frequently Asked Questions
Quick answers to the most common questions about buying MGYR stock.
How much dividend does MGYR pay per share?
Magyar Bancorp, Inc. (MGYR) pays a trailing 12-month dividend of $0.29 per share, with a current dividend yield of +1.7%. Payments are made Semi-Annual.
When is MGYR's next ex-dividend date?
MGYR's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. MGYR typically pays dividends Semi-Annual.
Is MGYR's dividend safe?
MGYR's dividend safety is rated "Sustainable" based on an earnings payout ratio of +18.7% and FCF payout ratio of +17.3%. The 2-year growth streak provides moderate confidence.
How many years has MGYR increased its dividend?
MGYR has 2 consecutive years of dividend growth. The 5-year dividend CAGR is N/A.
How often does MGYR pay dividends?
Magyar Bancorp, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.29 per share. Dividend data on this page covers 5+ years from 2021 to 2026.
How much would $10,000 invested in MGYR grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in MGYR five years ago would be worth approximately $17,310 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is MGYR's yield on cost for long-term holders?
MGYR's yield on cost — the current dividend divided by the original purchase price — is +3.3% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.7% market yield, thanks to the lower original cost basis.