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MITKMitek Systems, Inc.
$19.29$871M
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  4. Financial Ratios

Mitek Systems, Inc. (MITK) Financial Ratios

Latest Ratios: P/E Ratio 101.5x · EV/EBITDA 27.0x · ROE 3.9%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

MITK Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$871M$458M$412M$498M$419M$834M$542M$380M$252M$338M$280M
Enterprise Value$872M$460M$467M$579M$521M$933M$529M$363M$243M$325M$271M
P/E Ratio →101.5351.42125.4763.06113.51102.7870.78——23.75138.17
P/S Ratio4.852.552.392.892.906.965.354.493.977.448.08
P/B Ratio3.771.911.922.432.454.334.103.542.655.507.10
P/FCF16.088.4613.6016.3020.9723.2023.2428.79191.4133.9136.87
P/OCF15.748.2812.9915.7719.8622.3422.4626.6444.8832.3235.70

P/E links to full P/E history page with 30-year chart

MITK EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—2.562.713.363.607.795.224.293.837.177.82
EV / EBITDA27.0514.2524.3816.7419.0541.9831.4794.95—88.3584.48
EV / EBIT51.9421.4855.9029.8644.0766.9956.23——117.48148.76
EV / FCF—8.4815.4318.9726.0825.9522.6927.52184.5632.6735.68

MITK Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin85.1%85.1%85.8%86.7%86.2%87.9%87.0%85.5%86.3%91.1%90.2%
Operating Margin9.3%9.3%1.3%9.0%8.4%11.1%8.8%-5.4%-12.3%6.1%5.3%
Net Profit Margin4.9%4.9%1.9%4.7%2.6%6.7%7.7%-0.9%-18.6%31.0%5.6%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE3.9%3.9%1.6%4.3%2.0%4.9%6.5%-0.7%-15.1%27.9%5.6%
ROA2.0%2.0%0.8%2.1%0.9%2.7%5.1%-0.6%-11.9%23.5%4.5%
ROIC4.9%4.9%0.6%4.2%3.2%4.8%6.3%-3.9%-8.6%5.2%4.7%
ROCE5.4%5.4%0.6%4.6%3.5%5.1%6.8%-4.1%-9.2%5.4%5.1%

MITK Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.650.650.690.680.780.670.05————
Debt / EBITDA4.814.817.764.054.905.820.43————
Net Debt / Equity—0.000.260.400.600.51-0.10-0.16-0.09-0.20-0.23
Net Debt / EBITDA0.030.032.882.353.734.46-0.76-4.38—-3.34-2.81
Debt / FCF—0.021.822.665.112.76-0.55-1.27-6.84-1.23-1.18
Interest Coverage2.192.190.902.141.442.72—————

MITK Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.191.194.393.692.845.203.452.701.845.344.84
Quick Ratio1.191.194.393.692.845.203.452.701.845.344.84
Cash Ratio0.920.923.092.591.864.572.461.660.864.464.07
Asset Turnover—0.390.420.430.400.290.600.620.500.630.72
Inventory Turnover———————————
Days Sales Outstanding—100.54100.75106.80108.2863.0174.9374.6096.6057.0952.06

MITK Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield1.0%1.9%0.8%1.6%0.9%1.0%1.4%——4.2%0.7%
FCF Yield6.2%11.8%7.4%6.1%4.8%4.3%4.3%3.5%0.5%2.9%2.7%
Buyback Yield0.5%1.0%5.9%0.0%3.6%0.0%0.2%0.0%0.0%0.0%0.0%
Total Shareholder Yield0.5%1.0%5.9%0.0%3.6%0.0%0.2%0.0%0.0%0.0%0.0%
Shares Outstanding—$47M$47M$46M$46M$45M$43M$39M$36M$36M$34M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

Operational and reporting volatility

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Valuation Disconnects Amidst Legacy Transition

According to current market data, Mitek trades at a forward P/E of 17.32, which appears to reflect a significant discount compared to high-growth identity peers, suggesting the market remains skeptical of the company's ability to successfully pivot from its legacy check-processing business to a scalable SaaS model.

The wide gap between the trailing P/E of 101.53 and the forward multiple implies that investors are pricing in a substantial recovery in earnings, likely contingent on the stabilization of operating expenses. This valuation suggests the market views Mitek as a mature utility rather than a high-growth security firm, warranting caution regarding the sustainability of its current growth narrative.

Capital Efficiency Constrained by Acquisitions

Based on reported figures, Mitek's ROIC has struggled to maintain positive momentum, fluctuating between -1.8% and 4.6% over the last ten quarters, which indicates that the company has yet to achieve a consistent return on the capital deployed toward its recent strategic acquisitions.

The low and inconsistent ROIC suggests that the integration of acquired technologies like HooYu and ID R&D has not yet yielded the expected synergistic returns. Investors should monitor whether the company can improve its capital allocation efficiency, as current returns remain insufficient to justify the significant goodwill carried on the balance sheet.

Working Capital Inefficiencies Impair Liquidity

As reported in financial statements, Mitek's DSO has remained elevated, averaging over 100 days throughout the last ten quarters, which highlights significant friction in the company's cash conversion cycle and suggests potential challenges in collecting payments from its large financial institution customer base.

The persistent length of the DSO, combined with the volatility in DPO, indicates that Mitek lacks the leverage to optimize its working capital effectively. This inefficiency forces the company to rely more heavily on cash reserves to fund operations, which may limit its flexibility during periods of slower revenue growth.

Deleveraging Efforts Mask Operational Fragility

According to recent SEC filings, Mitek's debt-to-EBITDA ratio has shown extreme volatility, spiking to 152.01 in 2025Q1 before settling at 2.92 in 2026Q2, a trend that suggests the company's debt service capacity remains highly sensitive to quarterly fluctuations in operating performance.

While the recent reduction in total debt is a positive development for the balance sheet, the underlying volatility in interest coverage ratios suggests that the company's financial position remains vulnerable to operational shocks. Investors should remain wary of the company's ability to maintain this leverage profile if revenue growth from the identity segment fails to materialize.

Misapplication of P/E Multiples

The P/E ratio is frequently misapplied to Mitek's business model, as it fails to account for the significant non-cash stock-based compensation and non-recurring legal expenses that distort the company's reported net income and obscure its true underlying operational earning power.

Analysts should prioritize EV/EBITDA or adjusted free cash flow metrics to better evaluate Mitek's performance, as these measures strip out the accounting noise that currently plagues the P/E calculation. Relying on P/E alone may lead to an inaccurate assessment of the company's valuation relative to its actual cash-generating capabilities.

Download Financial Ratios Data

Includes 30+ ratios · 30 years · Updated daily

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MITK — Frequently Asked Questions

Quick answers to the most common questions about buying MITK stock.

What is Mitek Systems, Inc.'s P/E ratio?

Mitek Systems, Inc.'s current P/E ratio is 101.5x. The historical average is 67.0x. This places it at the 67th percentile of its historical range.

What is Mitek Systems, Inc.'s EV/EBITDA?

Mitek Systems, Inc.'s current EV/EBITDA is 27.0x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 39.6x.

What is Mitek Systems, Inc.'s ROE?

Mitek Systems, Inc.'s return on equity (ROE) is 3.9%. The historical average is -44.4%.

Is MITK stock overvalued?

Based on historical data, Mitek Systems, Inc. is trading at a P/E of 101.5x. This is at the 67th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Mitek Systems, Inc.'s profit margins?

Mitek Systems, Inc. has 85.1% gross margin and 9.3% operating margin.

How much debt does Mitek Systems, Inc. have?

Mitek Systems, Inc.'s Debt/EBITDA ratio is 4.8x, indicating high leverage. A ratio above 4x may signal elevated financial risk.