VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
MinerviniVCP SetupsTrend Template
O'NeilCup with HandleFlat BaseDouble BottomCANSLIM Leaders
QullamaggieHigh Tight FlagsFlag BreakoutsEpisodic PivotsMomentum Leaders
KellWedge PopEMA Crossback
LivermorePivotal Points
PatternsFalling Wedge & ChannelBase Breakouts
View All Playbooks...
BreakoutsScanner
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
BreakoutsScanner
WatchlistPricing
Ctrl K
Pricing
NCNO
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Scanner
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsScannerWatchlist
NCNOnCino, Inc.
$22.67$2.5B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
NCNO logo

nCino, Inc.

NCNO
NASDAQ · Financial Software
$22.67
At close - USD
Market Cap$2.48B
P/E453.4x
52W High$27.50
Volume1.57M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2027Q2

Leverage-Fueled Buybacks Mask Structural Margin Ceiling

nCino is demonstrating a clear path to profitability, with operating income swinging from a $9.3M loss in 2026Q2 to a $13.6M profit in 2027Q2, driven by disciplined cost control.

GrowthDecelerating
ProfitabilityStrained
ValuationReview
TechnicalsStrong
Explore valuation models
MARKET ACTION

NCNO price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

11/12 Beats

EPS beat 11 of last 12 quarters

02

Valuation risk

+1154% Peers

P/E is 1154% above peer median

03

Market leadership

RS 86 · Leader

High momentum (Outperforming 86% of market)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystConfirmed earnings · Dec 2

Market performance

Price History →

Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
NCNO-8.03%
S&P 500 (^GSPC)+7.63%
1-Year Return
NCNO-11.06%
S&P 500 (^GSPC)+9.69%
3-Year Return
NCNO-21.94%
S&P 500 (^GSPC)+65.70%
5-Year Return
NCNO-69.50%
S&P 500 (^GSPC)+54.15%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
70.9x
Forward P/EExpansion
25.0x
EV/EBITDA0th %ile
29.3x
FCF YieldCash Flow
5.3%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
70.9x
427.0x
0th· Low
EV/EBITDA
29.3x
221.4x
0th· Low
Price/FCF
18.8x
66.4x
0th· Low
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$9.34-58.8%
Base (Fair)$16.65-26.6%
Bull$21.08-7.0%
$9.34 Bear$16.65 Base$21.08 Bull
Current Market Price: $22.67
Trades at a 36.2% premium to Base DCF ($16.65)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY26
$595M+10.0% YoY
Net income FY26
$5M+113.7% YoY
Free cash flow FY26
$83M+56.0% YoY
Operating margin FY26
0.6%+4.0 pts YoY
ROIC (FY26)0.2%
Avg ROIC 5Y-
ROE (FY26)0.5%
Piotroski Score7 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate11/12 (92%)
Revenue Beat Rate11/12 (92%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Aug 25, 2026
$0.30+12.9%
vs $0.27
$161M+1.2%
vs $159M
Q2 2026
May 27, 2026
$0.33+17.9%
vs $0.28
$159M+2.3%
vs $156M
Q2 2026
Mar 31, 2026
$0.37+76.2%
vs $0.21
$150M+1.2%
vs $148M
Q4 2025
Dec 3, 2025
$0.31+50.0%
vs $0.21
$152M+3.3%
vs $147M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Business Wire·Oct 8, 2026
nCino Partners with Parlay to Power AI-Native SBA Lending Nationwide

ALEXANDRIA, Va. & WILMINGTON, N.C.--(BUSINESS WIRE)--nCino partners with Parlay to power AI-native SBA lending, integrating Parlay's Loan Intelligence System for faster small business loan intake.

Seeking Alpha·Oct 4, 2026
nCino: Healthy Renewals And Modest Valuation

nCino offers defensive exposure in a high-yield environment, with a resilient business model focused on the banking sector. NCNO remains less than 3% penetrated into its $19.5B SAM, supporting a long-term growth runway despite recent stock underperformance. International markets are driving low-teens growth, offsetting slower domestic momentum and providing a new leg for expansion.

Defense World·Sep 20, 2026
Insider Selling: nCino (NASDAQ:NCNO) Insider Sells $134,034.04 in Stock

nCino Inc. (NASDAQ: NCNO - Get Free Report) insider April Rieger sold 6,098 shares of the firm's stock in a transaction that occurred on Tuesday, September 15th. The stock was sold at an average price of $21.98, for a total transaction of $134,034.04. Following the sale, the insider owned 369,651 shares of the company's stock, valued

Defense World·Sep 16, 2026
27,800 Shares in nCino Inc. $NCNO Acquired by VIRGINIA RETIREMENT SYSTEMS ET Al

VIRGINIA RETIREMENT SYSTEMS ET Al acquired a new position in shares of nCino Inc. (NASDAQ: NCNO) during the undefined quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The institutional investor acquired 27,800 shares of the company's stock, valued at approximately $455,000. A number of other

Filtered for nCino, Inc.More Headlines
04

Compare before deciding

Benchmark NCNO against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for nCino, Inc. (NCNO)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
NCNO logoNCNOnCino, Inc.Current
$22.67$2.48B453.4010.01%0.87%0.48%—
QTWO logoQTWOQ2 Holdings, Inc.
$73.92$4.61B92.4014.12%12.66%17.11%—
TOST logoTOSTToast, Inc.
$34.67$20.11B61.9124.05%7.69%26.05%—
ALKT logoALKTAlkami Technology, Inc.
$13.41$1.44B-29.1532.89%-7.24%-10.19%—
ICE logoICEIntercontinental Exchange, Inc.
$172.27$97.15B29.869.27%31.36%14.05%1.12%
FISV logoFISVFiserv, Inc.
$62.88$33.53B9.923.6%-18.9%-15.72%—

Compare NCNO vs Peers

nCino, Inc. (NCNO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs QTWO

Most directly comparable listed peer for NCNO.

Scale Benchmark

vs MSFT

Larger-name benchmark to compare NCNO against a more recognizable public peer.

Peer Set

Compare Top 5

vs QTWO, TOST, ALKT, ICE

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

NCNO SEC Filings & Documents

nCino, Inc. (NCNO) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 25, 2026·SEC

Material company update

May 27, 2026·SEC

Material company update

Mar 31, 2026·SEC

10-K Annual Reports

2
FY 2026

Mar 31, 2026·SEC

FY 2025

Apr 1, 2025·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 25, 2026·SEC

FY 2026

May 27, 2026·SEC

FY 2025

Dec 3, 2025·SEC

Get notified when NCNO posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

NCNO Frequently Asked Questions

nCino, Inc. (NCNO) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is nCino, Inc.'s revenue?

nCino, Inc. (NCNO) reported $622.2M in revenue over the trailing twelve months. Revenue was $594.8M in fiscal year 2026. That is 923% more than the $58.1M of fiscal year 2018.

How fast is nCino, Inc. growing?

nCino, Inc. (NCNO) grew revenue by 10.0% in fiscal year 2026, compared with the prior fiscal year.

Is NCNO profitable?

Yes. nCino, Inc. (NCNO) earned $33.6M in net income over the trailing twelve months (a 5.4% net margin).

Dividend & Returns
What is NCNO's return on equity?

nCino, Inc. (NCNO) had a return on equity (ROE) of 0.5% in fiscal year 2026. That is below the market's typical 10-15%.

What is nCino, Inc.'s free cash flow?

nCino, Inc. (NCNO) generated $132.2M in free cash flow over the trailing twelve months.

What if you invested $1,000 in NCNO back in 2018?

Total return calculator · dividends reinvested · 8+ years of data

See returns →