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MainStreet Bancshares, Inc.(MNSB)Earnings, Financials & Key Ratios
MNSB•NASDAQ•Banking & Credit
13.6× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutMainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, remote deposit capture, and courier services. It also provides commercial loans, including government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company provides deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. As of March 18, 2022, it operated six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as 55,000 automated teller machines. MainStreet Bancshares, Inc. was incorporated in 2003 and is headquartered in Fairfax, Virginia.Show more
- Net Interest Income$70M+11.1%
- Total Revenue$136M-1.4%
- Net Income$16M+256.4%
- Return on Equity7.32%+257.5%
- Net Interest Margin3.14%+11.9%
- Efficiency Ratio40.34%-23.8%
- ROA0.7%+250.2%
- Equity / Assets9.88%+5.8%
- Book Value per Share28.56+4.5%
MNSB Key Insights
MainStreet Bancshares, Inc. (MNSB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 40.3% efficiency ratio
- ✓Trading at only 0.8x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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MNSB Price & Volume
MainStreet Bancshares, Inc. (MNSB) stock price & volume — 10-year historical chart
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MNSB Growth Metrics
MainStreet Bancshares, Inc. (MNSB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years21.58%
5 Years14.34%
3 Years15.29%
TTM-
Profit CAGR
10 Years21.82%
5 Years-0.13%
3 Years-16.35%
TTM256.46%
EPS CAGR
10 Years13.64%
5 Years-0.99%
3 Years-18.57%
TTM209.59%
Return on Capital
10 Years6.98%
5 Years6.71%
3 Years3.52%
Last Year6.02%
MNSB Recent Earnings
MainStreet Bancshares, Inc. (MNSB) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (50%)●Beat Revenue 4/12 qtrs (44%)
Q2 2026Latest
Apr 20, 2026Metric
Actual
Est
EPS
$0.48+6.7%
$0.45
Rev
$18M-11.8%
$20M
Q2 2026
Mar 13, 2026Metric
Actual
Est
EPS
$0.54+19.1%
$0.45
Rev
$33M
—
Q1 2026
Jan 26, 2026Metric
Actual
Est
EPS
$0.46-6.1%
$0.49
Rev
$18M-7.9%
$20M
Q4 2025
Oct 27, 2025Metric
Actual
Est
EPS
$0.52+2.0%
$0.51
Rev
$18M-6.8%
$19M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 20, 2026 | $0.48vs $0.45+6.7% | $18Mvs $20M-11.8% |
| Q2 2026 | Mar 13, 2026 | $0.54vs $0.45+19.1% | $33M |
| Q1 2026 | Jan 26, 2026 | $0.46vs $0.49-6.1% | $18Mvs $20M-7.9% |
| Q4 2025 | Oct 27, 2025 | $0.52vs $0.51+2.0% | $18Mvs $19M-6.8% |
Based on last 12 quarters of dataView full earnings history →
MNSB Peer Comparison
MainStreet Bancshares, Inc. (MNSB) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NBTB | 2.44B | 46.68 | 14.02 | 10.36% | 18.76% | 9.51% | 0.17 | |
 CARE | 686.07M | 30.96 | 22.11 | 6.24% | 12.46% | 7.65% | 0.43 | |
 FXNC | 265.44M | 29.36 | 14.98 | 27.11% | 15.35% | 9.98% | 0.23 | |
 MVBF | 354.9M | 27.63 | 13.41 | 18.96% | 13.74% | 8.46% | 0.23 | |
 UBSI | 6.2B | 44.42 | 13.58 | 12.33% | 25.52% | 8.6% | 0.17 | |
 FUNC | 276.83M | 42.58 | 11.29 | 6.6% | 20.51% | 12.61% | 0.56 | |
 NKSH | 224.8M | 35.30 | 14.18 | 7.88% | 18.57% | 9.04% | 0.01 | |
 CFFI | 255.12M | 78.36 | 9.45 | 11.78% | 14.6% | 10.82% | 0.44 |
Compare MNSB vs Peers
MainStreet Bancshares, Inc. (MNSB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MNSB Income Statement
MainStreet Bancshares, Inc. (MNSB) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 21.48M | 31.17M | 39.44M | 45.98M | 53.54M | 70.65M | 76.74M | 62.57M | 69.55M |
NII Growth % | 16.08% | 45.09% | 26.52% | 16.59% | 16.44% | 31.97% | 8.62% | -18.46% | 11.14% |
Net Interest Margin % | 2.66% | 2.83% | 3.09% | 2.8% | 3.25% | 3.67% | 3.77% | 2.81% | 3.14% |
Interest Income | 26.95M | 43.84M | 58.81M | 62.07M | 64.2M | 84.02M | 124.42M | 134.62M | 131.59M |
Interest Expense | 5.47M | 12.67M | 19.38M | 16.09M | 10.66M | 13.37M | 47.68M | 72.04M | 62.04M |
Loan Loss Provision | 1.89M | 3.13M | 1.62M | 3.61M | -1.18M | 2.4M | 1.64M | 6.76M | -70K |
Non-Interest Income | 2.23M | 3.24M | 4.86M | 7.45M | 6.11M | 4.66M | 3.34M | 3.25M | 4.3M |
Non-Interest Income % | 7.63% | 6.88% | 7.64% | 10.72% | 8.69% | 5.26% | 2.61% | 2.36% | 3.16% |
Total Revenue | 29.18M▲ 0% | 47.07M▲ 61.3% | 63.67M▲ 35.3% | 69.52M▲ 9.2% | 70.31M▲ 1.1% | 88.68M▲ 26.1% | 127.76M▲ 44.1% | 137.87M▲ 7.9% | 135.89M▼ 1.4% |
Revenue Growth % | 26.33% | 61.32% | 35.27% | 9.18% | 1.13% | 26.13% | 44.07% | 7.91% | -1.44% |
Non-Interest Expense | 15.61M | 19.98M | 25.38M | 30.26M | 32.87M | 39.52M | 45.62M | 72.97M | 54.82M |
Efficiency Ratio | 53.49% | 42.44% | 39.85% | 43.52% | 46.74% | 44.57% | 35.7% | 52.93% | 40.34% |
Operating Income | 6.22M▲ 0% | 11.3M▲ 81.8% | 17.3M▲ 53.1% | 19.56M▲ 13.0% | 27.96M▲ 42.9% | 33.39M▲ 19.4% | 32.82M▼ 1.7% | -13.9M▼ 142.4% | 19.09M▲ 237.3% |
Operating Margin % | 21.3% | 24.01% | 27.18% | 28.13% | 39.76% | 37.65% | 25.69% | -10.09% | 14.05% |
Operating Income Growth % | 13.68% | 81.81% | 53.09% | 13.04% | 42.92% | 19.43% | -1.69% | -142.36% | 237.31% |
Pretax Income | 6.22M▲ 0% | 11.3M▲ 81.8% | 17.3M▲ 53.1% | 19.56M▲ 13.0% | 27.96M▲ 42.9% | 33.39M▲ 19.4% | 32.82M▼ 1.7% | -13.9M▼ 142.4% | 19.09M▲ 237.3% |
Pretax Margin % | 21.3% | 24.01% | 27.18% | 28.13% | 39.76% | 37.65% | 25.69% | -10.09% | 14.05% |
Income Tax | 2.33M | 2.09M | 3.35M | 3.84M | 5.79M | 6.71M | 6.24M | -3.92M | 3.48M |
Effective Tax Rate % | 37.55% | 18.53% | 19.38% | 19.65% | 20.69% | 20.11% | 19.01% | 28.22% | 18.22% |
Net Income | 3.88M▲ 0% | 9.21M▲ 137.2% | 13.95M▲ 51.5% | 15.72M▲ 12.7% | 22.17M▲ 41.1% | 26.67M▲ 20.3% | 26.59M▼ 0.3% | -9.98M▼ 137.5% | 15.61M▲ 256.4% |
Net Margin % | 13.3% | 19.56% | 21.91% | 22.61% | 31.53% | 30.08% | 20.81% | -7.24% | 11.49% |
Net Income Growth % | 0.18% | 137.21% | 51.48% | 12.67% | 41.06% | 20.31% | -0.33% | -137.54% | 256.44% |
Net Income (Continuing) | 3.88M | 9.21M | 13.95M | 15.72M | 22.17M | 26.67M | 26.59M | -9.98M | 15.61M |
EPS (Diluted) | 0.81▲ 0% | 1.38▲ 70.4% | 1.69▲ 22.5% | 1.85▲ 9.5% | 2.65▲ 43.2% | 3.26▲ 23.0% | 3.25▼ 0.3% | -1.60▼ 149.2% | 1.76▲ 210.0% |
EPS Growth % | -6.9% | 70.37% | 22.46% | 9.47% | 43.24% | 23.02% | -0.31% | -149.23% | 210% |
EPS (Basic) | 0.81 | 1.38 | 1.69 | 1.85 | 2.65 | 3.26 | 3.25 | -1.60 | 1.76 |
Diluted Shares Outstanding | 4.78M | 6.65M | 8.25M | 8.13M | 7.56M | 7.53M | 7.52M | 7.61M | 7.65M |
MNSB Balance Sheet
MainStreet Bancshares, Inc. (MNSB) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 88.81M | 83.86M | 146.17M | 223.35M | 161.74M | 111.56M | 113.51M | 48.92M | 26.85M |
Cash & Due from Banks | 37.49M | 27.89M | 53.38M | 75.94M | 61.83M | 48.93M | 53.58M | 47.55M | 26.45M |
Short Term Investments | 51.31M | 55.98M | 92.79M | 147.41M | 99.91M | 62.63M | 59.93M | 1.37M | 399K |
Total Investments | 733.17M | 999.28M | 1.15B | 1.46B | 1.46B | 1.66B | 1.78B | 1.88B | 1.92B |
Investments Growth % | 38.86% | 36.3% | 14.8% | 27.04% | 0.32% | 13.56% | 7.36% | 5.61% | 1.81% |
Long-Term Investments | 681.86M | 943.3M | 1.05B | 1.31B | 1.36B | 1.6B | 1.72B | 1.88B | 1.92B |
Accounts Receivables | 3.85M | 5.15M | 5.42M | 9.6M | 7.7M | 9.58M | 12.39M | 11.31M | 14.52M |
Goodwill & Intangibles | 0 | 0 | 0 | 0 | 2.49M | 9.15M | 14.66M | 0 | 0 |
Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 2.49M | 9.15M | 14.66M | 0 | 0 |
PP&E (Net) | 13.96M | 14.22M | 14.15M | 14.29M | 14.86M | 14.71M | 13.94M | 13.29M | 13.53M |
Other Assets | 19.47M | 54.08M | 57.28M | 86.02M | 98.5M | 183.16M | 158.52M | 273.57M | 241.78M |
Total Current Assets | 92.66M | 89.01M | 151.59M | 232.95M | 169.44M | 121.14M | 125.9M | 60.23M | 41.37M |
Total Non-Current Assets | 715.29M | 1.01B | 1.13B | 1.41B | 1.48B | 1.8B | 1.91B | 2.17B | 2.17B |
Total Assets | 807.95M▲ 0% | 1.1B▲ 36.2% | 1.28B▲ 16.1% | 1.64B▲ 28.6% | 1.65B▲ 0.3% | 1.93B▲ 16.9% | 2.04B▲ 5.7% | 2.23B▲ 9.5% | 2.21B▼ 0.7% |
Asset Growth % | 40.34% | 36.22% | 16.12% | 28.57% | 0.26% | 16.9% | 5.7% | 9.47% | -0.69% |
Return on Assets (ROA) | 0.56% | 0.97% | 1.17% | 1.08% | 1.35% | 1.49% | 1.34% | -0.47% | 0.7% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Debt | 68.53M | 54.78M | 54.8M | 14.83M | 29.29M | 172.25M | 87.64M | 73.04M | 69.94M |
Net Debt | 31.04M | 26.89M | 1.43M | -61.1M | -32.53M | 123.31M | 34.06M | 25.49M | 43.48M |
Long-Term Debt | 68.53M | 54.78M | 54.8M | 14.83M | 29.29M | 172.25M | 72.64M | 73.04M | 69.94M |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 15M | 0 | 0 |
Other Liabilities | 2.97M | 4.45M | 13.9M | 22.42M | 17.36M | 42.34M | 40.15M | 39.27M | 24.96M |
Total Current Liabilities | 667.65M | 920.14M | 1.07B | 1.44B | 1.41B | 1.51B | 1.7B | 1.91B | 1.9B |
Total Non-Current Liabilities | 71.5M | 59.23M | 68.7M | 37.25M | 46.65M | 214.58M | 112.79M | 112.31M | 94.89M |
Total Liabilities | 739.15M | 979.36M | 1.14B | 1.48B | 1.46B | 1.73B | 1.81B | 2.02B | 1.99B |
Total Equity | 68.8M▲ 0% | 121.25M▲ 76.2% | 137.03M▲ 13.0% | 167.66M▲ 22.4% | 188.79M▲ 12.6% | 198.28M▲ 5.0% | 221.52M▲ 11.7% | 207.99M▼ 6.1% | 218.59M▲ 5.1% |
Equity Growth % | 48.29% | 76.23% | 13.02% | 22.35% | 12.6% | 5.03% | 11.72% | -6.11% | 5.1% |
Equity / Assets (Capital Ratio) | 8.52% | 11.02% | 10.72% | 10.2% | 11.46% | 10.3% | 10.88% | 9.33% | 9.88% |
Return on Equity (ROE) | 6.74% | 9.69% | 10.8% | 10.32% | 12.44% | 13.78% | 12.67% | -4.65% | 7.32% |
Book Value per Share | 14.40 | 18.23 | 16.61 | 20.62 | 24.98 | 26.34 | 29.45 | 27.35 | 28.56 |
Tangible BV per Share | 14.40 | 18.23 | 16.61 | 20.62 | 24.65 | 25.12 | 27.50 | 27.35 | 28.56 |
Common Stock | 21.44M | 32.18M | 32.4M | 29.13M | 29.47M | 28.74M | 29.2M | 29.47M | 29.01M |
Additional Paid-in Capital | 35.69M | 74.26M | 75.12M | 66.12M | 67.67M | 64M | 65.98M | 67.82M | 66.53M |
Retained Earnings | 11.69M | 15.19M | 29.1M | 44.18M | 64.19M | 86.83M | 106.55M | 91.15M | 101.56M |
Accumulated OCI | -19.55K | -367K | 423K | 977K | 197K | -8.55M | -7.48M | -7.71M | -5.77M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M | 27.26M |
MNSB Cash Flow Statement
MainStreet Bancshares, Inc. (MNSB) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 6.73M | 12.59M | 16.69M | 17.02M | 29.12M | 33.54M | 31.63M | 14.74M | 14.81M |
Operating CF Growth % | 13.76% | 87.1% | 32.57% | 1.94% | 71.16% | 15.18% | -5.7% | -53.4% | 0.48% |
Net Income | 3.88M | 9.21M | 13.95M | 15.72M | 22.17M | 26.67M | 26.59M | -9.98M | 15.61M |
Depreciation & Amortization | 1.3M | 1.67M | 1.83M | 2.14M | 2.37M | 2.58M | 2.75M | 4.63M | 4.94M |
Deferred Taxes | -1.02M | -1.04M | -462K | -1.75M | 336K | -894K | -191K | -4.53M | -642K |
Other Non-Cash Items | 1.53M | 2.84M | 1.08M | 3.21M | -2.7M | 1.96M | 1.09M | 25.64M | -1.24M |
Working Capital Changes | 514.45K | -971K | -745K | -3.83M | 5.06M | 710K | -1.09M | -3.87M | -6.44M |
Cash from Investing | -213.5M | -273.42M | -161.41M | -313.79M | -29.25M | -228.74M | -130.75M | -122.28M | -38.38M |
Purchase of Investments | -86.78M | -125.42M | -175.89M | -299.36M | -378.62M | -226.22M | 0 | -845K | -5.92M |
Sale/Maturity of Investments | 70.98M | 120.91M | 141.78M | 246.19M | 426.68M | 254.23M | 3.96M | 5.5M | 8.18M |
Net Investment Activity | -15.81M | -4.51M | -34.11M | -53.17M | 48.06M | 28.01M | 3.96M | 4.66M | 2.26M |
Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | -195.21M | -267.53M | -126.31M | -259.34M | -75.5M | -255.63M | -134.21M | -126.03M | -36.47M |
Cash from Financing | 226.19M | 281.41M | 151.49M | 339.45M | -14.2M | 232.59M | 83.03M | 200.73M | -21.38M |
Dividends Paid | 0 | 0 | 0 | -635K | -2.16M | -4.04M | -5.17M | -5.2M | -5.21M |
Share Repurchases | 0 | 0 | 0 | -13.8M | 0 | -6.92M | -43K | -732K | -4.34M |
Stock Issued | 17.82M | 42.71M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Stock Activity | 17.82M | 42.71M | 0 | -13.8M | 0 | -6.92M | -43K | -732K | -4.34M |
Debt Issuance (Net) | 1000K | -1000K | 0 | -1000K | 1000K | 1000K | -1000K | -1000K | -1000K |
Other Financing | 194.09M | 252.47M | 151.49M | 366.62M | -26.28M | 100.93M | 173.24M | 221.67M | -8.61M |
Net Change in Cash | 19.42M▲ 0% | 20.58M▲ 6.0% | 6.77M▼ 67.1% | 42.68M▲ 530.7% | -14.33M▼ 133.6% | 37.4M▲ 361.0% | -16.09M▼ 143.0% | 93.19M▲ 679.3% | -44.95M▼ 148.2% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 18.07M | 37.49M | 58.08M | 64.84M | 107.53M | 93.2M | 130.6M | 114.51M | 207.71M |
Cash at End | 37.49M | 58.08M | 64.84M | 107.53M | 93.2M | 130.6M | 114.51M | 207.71M | 162.76M |
Interest Paid | 5.24M | 12.07M | 19.5M | 16.36M | 10.16M | 12.64M | 45.53M | 70.89M | 62.17M |
Income Taxes Paid | 1.85M | 2.62M | 4.16M | 4.62M | 6.84M | 6.38M | 7.28M | 1.27M | 168K |
Free Cash Flow | 4.25M▲ 0% | 11.22M▲ 163.8% | 15.7M▲ 40.0% | 15.73M▲ 0.2% | 24.82M▲ 57.8% | 25.76M▲ 3.8% | 25.63M▼ 0.5% | 8.95M▼ 65.1% | 10.64M▲ 18.8% |
FCF Growth % | -20.33% | 163.82% | 40% | 0.2% | 57.78% | 3.78% | -0.52% | -65.07% | 18.84% |
MNSB Banking Ratios
MainStreet Bancshares, Inc. (MNSB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 8.76% | 6.74% | 9.69% | 10.8% | 10.32% | 12.44% | 13.78% | 12.67% | -4.65% | 7.32% |
Return on Assets (ROA) | 0.74% | 0.56% | 0.97% | 1.17% | 1.08% | 1.35% | 1.49% | 1.34% | -0.47% | 0.7% |
Net Interest Margin | 3.21% | 2.66% | 2.83% | 3.09% | 2.8% | 3.25% | 3.67% | 3.77% | 2.81% | 3.14% |
Efficiency Ratio | 60.24% | 53.49% | 42.44% | 39.85% | 43.52% | 46.74% | 44.57% | 35.7% | 52.93% | 40.34% |
Equity / Assets | 8.06% | 8.52% | 11.02% | 10.72% | 10.2% | 11.46% | 10.3% | 10.88% | 9.33% | 9.88% |
Book Value / Share | 10.37 | 14.4 | 18.23 | 16.61 | 20.62 | 24.98 | 26.34 | 29.45 | 27.35 | 28.56 |
NII Growth | 18.29% | 16.08% | 45.09% | 26.52% | 16.59% | 16.44% | 31.97% | 8.62% | -18.46% | 11.14% |
Dividend Payout | - | - | - | - | - | - | 7.06% | 11.33% | - | 19.54% |
Related:MNSB Dividend History·MNSB Revenue History·MNSB Price History·MNSB P/E History·MNSB Financial Ratios·MNSB Institutional Holders
MNSB SEC Filings & Documents
MainStreet Bancshares, Inc. (MNSB) SEC filings — annual & quarterly reports (10-K, 10-Q)
MNSB Frequently Asked Questions
MainStreet Bancshares, Inc. (MNSB) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
MainStreet Bancshares, Inc. (MNSB) saw revenue decline by 1.4% over the past year.
Yes, MainStreet Bancshares, Inc. (MNSB) is profitable, generating $15.6M in net income for fiscal year 2025 (11.5% net margin).
Dividend & Returns
Yes, MainStreet Bancshares, Inc. (MNSB) pays a dividend with a yield of 1.67%. This makes it attractive for income-focused investors.
MainStreet Bancshares, Inc. (MNSB) has a return on equity (ROE) of 7.3%. This is below average, suggesting room for improvement.
Industry Metrics
MainStreet Bancshares, Inc. (MNSB) has a net interest margin (NIM) of 3.1%. This indicates healthy earnings from lending activities.
MainStreet Bancshares, Inc. (MNSB) has an efficiency ratio of 40.3%. This is excellent, indicating strong cost control.