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MNSB logoMainStreet Bancshares, Inc. (MNSB) Earnings History

Annual and quarterly earnings data from 2004 to 2025

TTM Net Income
$16M
Profitable
TTM EPS
$2.06
Diluted
YoY EPS Growth
+210.0%
Excellent
Net Margin
11.5%
Profitability
Operating Margin14.0%
Gross Margin54.4%
ROE7.3%
ROA0.7%
Highest Annual Net Income$27M (2022)
Highest Quarterly EPS$1.01 (Q1 2023)
Consecutive Profitable Years1 years
Q4 2025
Net Income$4M
EPS$0.46
QoQ Growth-10.3%Declining

Loading earnings history...

MNSB EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
-18.6%
Declining
5-Year
-1.0%
Slow
10-Year
+13.6%
Strong

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

MNSB Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202554.4%14.0%11.5%
202442.8%-10.1%-7.2%
202361.4%25.7%20.8%
202282.2%37.7%30.1%
202186.5%39.8%31.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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MainStreet Bancshares, Inc. (MNSB) Earnings Overview

As of May 8, 2026, MainStreet Bancshares, Inc. (MNSB) reported trailing twelve-month net income of $16M, reflecting +210.0% year-over-year growth. The company earned $2.06 per diluted share over the past four quarters, with a net profit margin of 11.5%.

Looking at the long-term picture, MNSB's 5-year EPS compound annual growth rate (CAGR) stands at -1.0%, signaling declining earnings. The company achieved its highest annual net income of $27M in fiscal 2022.

MainStreet Bancshares, Inc. maintains positive profitability with a gross margin of 54.4%, operating margin of 14.0%, and net margin of 11.5%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), CARE ($31M net income, 12.3% margin), FXNC ($18M net income, 15.8% margin), MNSB has room to improve margins relative to the peer group. Compare MNSB vs NBTB →

MNSB Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
MNSB logoMNSBCurrent
$16M$2.0611.5%7.3%+210.0%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
CARE logoCARE
$31M$1.4312.3%7.8%+32.1%
FXNC logoFXNC
$18M$1.9615.8%10.0%+96.0%
MVBF logoMVBF
$27M$2.0610.0%8.4%+34.6%
UBSI logoUBSI
$465M$3.3025.5%8.9%+18.9%
Best in group
Lowest in group

MNSB Historical Earnings Data (2004–2025)

21 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$16M+256.4%$19M$1.7611.5%14.0%
2024-$10M-137.5%-$14M$-1.60-7.2%-10.1%
2023$27M-0.3%$33M$3.2520.8%25.7%
2022$27M+20.3%$33M$3.2630.1%37.7%
2021$22M+41.1%$28M$2.6531.5%39.8%
2020$16M+12.7%$20M$1.8522.6%28.1%
2019$14M+51.5%$17M$1.6921.9%27.2%
2018$9M+137.2%$11M$1.3819.6%24.0%
2017$4M+0.2%$6M$0.8113.3%21.3%
2016$4M+78.6%$5M$0.8716.8%23.7%

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MNSB — Frequently Asked Questions

Quick answers to the most common questions about buying MNSB stock.

Is MNSB growing earnings?

MNSB EPS is $2.06, with earnings growth accelerating to +210.0%. This exceeds the 5-year CAGR of -1.0%. TTM net income reached $16M.

What are MNSB's profit margins?

MainStreet Bancshares, Inc. net margin is +11.5%, with operating margin at +14.0%. Margins sit within typical range for the sector.

How consistent are MNSB's earnings?

MNSB earnings data spans 2004-2025. The accelerating earnings trend is +210.0% YoY. Historical data enables comparison across business cycles.

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MNSB Earnings Over Time (2014–2025)

Net income and EPS trends