Trailing Dividend / Share
$0.40
MainStreet Bancshares, Inc. (MNSB) Dividend History
Income profile from 2022 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.7%
Payout Ratio
19.5%
Sustainable
Dividend Streak
0 years
MNSB Dividend Income Check
Safety
19.5% payout ratio with sustainable safety profile.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 2.4% and trend is unknown.
MNSB Dividend Scorecard
Yield & Income
Dividend Yield1.7%
Trailing DPS$0.40
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout19.5%
Earnings SafetySustainable
FCF Payout27.6%
FCF SafetyWell Covered
Piotroski F-Score5/9
Growth
Growth Streak0 years
3Y CAGR17.0%
5Y CAGRN/A
Yield on Cost (5Y)2.4%
YOC Trendunknown
Total Returns
Buyback Yield2.4%
Total Shareholder Yield4.1%
1Y Total Return33.1%
5Y Total Return17.8%
Div Contribution (5Y)7.6%
Estimated $10K growth (return + dividends):
5Y ago$11,77710Y ago$22,59520Y ago$23,708
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
MNSB Income Growth Story
Dividend per share and yield on cost over time (5 years of payments)
MNSB Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
MainStreet Bancshares, Inc. distributes 19.5% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 27.6%, rated "Well Covered".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
MNSB does not have a current streak of consecutive dividend increases, with a 3-year CAGR of 17.0%.
Total Shareholder Returns
Beyond cash dividends, MNSB returns capital through share repurchases. The combined picture: 1.7% dividend yield, 2.4% buyback yield, 4.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 2.4% and is currently unknown. The 5-year total return is 17.8%, with dividends contributing 7.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $22,595 today.
MNSB Recent Dividend Payments
Last 18 payments · Semi-Annual
TTM Total$1.65
Avg/Payment$0.0917
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 4, 2026Latest | $0.1000 | — | 1.73% | May 11, 2026 |
| Feb 9, 2026 | $0.1000 | — | 1.76% | Feb 16, 2026 |
| Nov 10, 2025 | $0.1000 | — | 2.20% | Nov 18, 2025 |
| Aug 6, 2025 | $0.1000 | — | 2.03% | Aug 13, 2025 |
| May 9, 2025 | $0.1000 | — | 2.10% | May 20, 2025 |
| Feb 10, 2025 | $0.1000 | — | 2.43% | Feb 17, 2025 |
| Nov 12, 2024 | $0.1000 | — | 2.27% | Nov 19, 2024 |
| Aug 9, 2024 | $0.1000 | — | 2.40% | Aug 16, 2024 |
MNSB Dividend vs Peers
Comparable companies in the same industry
#8 yield in peer group
Div Yield
1.7%
#8 of 8
Safety
Sustainable
19.5% payout
Streak
0Y
— 5Y CAGR
Total Shareholder
4.1%
#4 of 8
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| MNSBMainStreet Bancshare… | $178M | 1.7% | 19.5% | 0 | Sustainable |
3rd  NBTBNBT Bancorp Inc. | $2.5B | 3.0% | 42.9% | 13 | Sustainable |
 FXNCFirst National Corpo… | $265M | 2.1% | 31.2% | 11 | Sustainable |
 MVBFMVB Financial Corp. | $357M | 2.4% | 32.3% | 0 | Sustainable |
2nd  UBSIUnited Bankshares, I… | $6.3B | 3.3% | 45.0% | 39 | Sustainable |
 FUNCFirst United Corpora… | $275M | 2.2% | 24.3% | 7 | Sustainable |
1st  NKSHNational Bankshares,… | $227M | 4.2% | 60.7% | 0 | Watch |
 CFFIC&F Financial Corpor… | $247M | 2.4% | 22.2% | 1 | Sustainable |
MNSB Annual Dividend History (2004–2026)
22 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.20 | — | 2 | — | — | — | 1.2% |
| 2025 | $0.40 | 0.0% | 4 | $1.76 | 22.7% | 4.40x | 2.4% |
| 2024 | $0.40 | 0.0% | 4 | $-1.60 | — | — | 2.4% |
| 2023 | $0.40 | 60.0% | 4 | $3.25 | 12.3% | 8.13x | 2.4% |
| 2022 | $0.25 | — | 4 | $3.26 | 7.7% | 13.04x | 1.5% |
| 2021 | $0.00 | — | 0 | $2.65 | — | — | — |
| 2020 | $0.00 | — | 0 | $1.85 | — | — | — |
| 2019 | $0.00 | — | 0 | $1.69 | — | — | — |
| 2018 | $0.00 | — | 0 | $1.38 | — | — | — |
| 2017 | $0.00 | — | 0 | $0.81 | — | — | — |
Consensus-Based Analysis Tools
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Historical Returns
4+ years return with dividends reinvested.
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Peer Comparison
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MNSB — Frequently Asked Questions
Quick answers to the most common questions about buying MNSB stock.
How much dividend does MNSB pay per share?
MainStreet Bancshares, Inc. (MNSB) pays a trailing 12-month dividend of $0.40 per share, with a current dividend yield of +1.7%. Payments are made Semi-Annual.
When is MNSB's next ex-dividend date?
MNSB's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. MNSB typically pays dividends Semi-Annual.
Is MNSB's dividend safe?
MNSB's dividend safety is rated "Sustainable" based on an earnings payout ratio of +19.5% and FCF payout ratio of +27.6%. The dividend history does not yet show a prolonged growth streak.
How many years has MNSB increased its dividend?
MNSB has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is N/A.
How often does MNSB pay dividends?
MainStreet Bancshares, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.40 per share. Dividend data on this page covers 4+ years from 2022 to 2026.
How much would $10,000 invested in MNSB grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in MNSB five years ago would be worth approximately $11,777 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is MNSB's yield on cost for long-term holders?
MNSB's yield on cost — the current dividend divided by the original purchase price — is +2.4% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.7% market yield, thanks to the lower original cost basis.