Midland States Bancorp, Inc. (MSBI) Earnings History
Annual and quarterly earnings data from 2009 to 2025
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MSBI EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
MSBI Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 57.4% | -22.1% | -26.6% |
| 2024 | 43.2% | 8.6% | 7.0% |
| 2023 | 50.7% | 17.3% | 12.0% |
| 2022 | 69.6% | 30.1% | 23.0% |
| 2021 | 89.3% | 31.6% | 26.0% |
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Midland States Bancorp, Inc. (MSBI) Earnings Overview
As of May 8, 2026, Midland States Bancorp, Inc. (MSBI) reported trailing twelve-month net income of -$124M, reflecting -565.2% year-over-year growth. The company earned $-5.69 per diluted share over the past four quarters, with a net profit margin of -26.6%.
Looking at the long-term picture, MSBI's historical earnings data spans multiple years. The company achieved its highest annual net income of $100M in fiscal 2022.
Midland States Bancorp, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including MBWM ($89M net income, 23.9% margin), FULT ($392M net income, 20.7% margin), IBCP ($69M net income, 21.7% margin), MSBI has room to improve margins relative to the peer group. Compare MSBI vs MBWM →
MSBI Earnings vs Peers
Earnings metrics vs comparable public companies
MSBI Historical Earnings Data (2009–2025)
17 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$124M | -426.7% | -$103M | $-6.14 | -26.6% | -22.1% |
| 2024 | $38M | -37.8% | $47M | $1.32 | 7.0% | 8.6% |
| 2023 | $61M | -39.0% | $88M | $2.33 | 12.0% | 17.3% |
| 2022 | $100M | +23.3% | $131M | $4.23 | 23.0% | 30.1% |
| 2021 | $81M | +260.8% | $99M | $3.57 | 26.0% | 31.6% |
| 2020 | $23M | -59.6% | $32M | $0.95 | 7.1% | 10.1% |
| 2019 | $56M | +41.5% | $72M | $2.26 | 17.1% | 22.2% |
| 2018 | $39M | +145.5% | $51M | $1.66 | 13.4% | 17.2% |
| 2017 | $16M | -49.1% | $26M | $0.87 | 7.6% | 12.6% |
| 2016 | $32M | +29.7% | $50M | $2.17 | 16.5% | 26.4% |
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Start ComparisonMSBI — Frequently Asked Questions
Quick answers to the most common questions about buying MSBI stock.
Is MSBI growing earnings?
MSBI EPS fell to $-5.69, with earnings declining -565.2%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-124M.
What are MSBI's profit margins?
Midland States Bancorp, Inc. net margin is -26.6%, with operating margin at -22.1%. Below-average margins reflect competitive or cost pressures.
How consistent are MSBI's earnings?
MSBI earnings data spans 2009-2025. The declining earnings trend is -565.2% YoY. Historical data enables comparison across business cycles.