MSBI's net interest income has rebuilt from $57.4M in 2026Q1 to $62.7M in 2026Q3, suggesting repricing and loan growth are beginning to offset earlier funding pressure, though the net interest margin near 0.9% leaves a thin spread cushion.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 22, 2026 | $0.95+7.0% vs $0.89 | $86M+2.8% vs $84M |
Q3 2026 Jul 23, 2026 | $0.82+4.9% vs $0.78 | $84M+3.8% vs $81M |
Q2 2026 Apr 23, 2026 | $0.76+26.7% vs $0.60 | $81M+7.3% vs $76M |
Q1 2026 Jan 22, 2026 | $0.53-24.3% vs $0.70 | $86M+15.9% vs $74M |
Although the revenue and EPS for Midland States Bancorp (MSBI) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Midland States Bancorp (MSBI) came out with quarterly earnings of $0.95 per share, beating the Zacks Consensus Estimate of $0.9 per share. This compares to earnings of $0.24 per share a year ago.
EFFINGHAM, Ill., Oct. 22, 2026 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (Nasdaq: MSBI) (the “Company”) today reported net income available to common shareholders of $20.6 million, or $0.95 per diluted share, for the third quarter of 2026, compared to net income available to common shareholders of $17.7 million, or $0.82 per diluted share, for the second quarter of 2026.
Midland States Bancorp (MSBI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Benchmark MSBI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Midland States Bancorp, Inc. (MSBI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $31.72 | $658.26M | 11.51 | -11.15% | 18.05% | 10.47% | 3.99% | |
| $60.57 | $1.05B | 10.96 | 4.83% | 35.25% | 12.91% | 2.43% | |
| $23.76 | $4.54B | 11.06 | 11.19% | 29.66% | 11.39% | 3.24% | |
| $36.31 | $748.21M | 11.25 | 4.57% | 29.92% | 13.61% | 2.85% | |
| $52.83 | $2.75B | 12.68 | 14.54% | 28.98% | 11.31% | 2.7% | |
| $115.20 | $3.87B | 15.31 | -18.53% | 41.17% | 13.3% | 1.59% |
Midland States Bancorp, Inc. (MSBI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Midland States Bancorp, Inc. (MSBI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Nov 3, 2026·SEC
Oct 22, 2026·SEC
Aug 4, 2026·SEC
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Midland States Bancorp, Inc. (MSBI) stock FAQ — growth, dividends, profitability & financials explained
Midland States Bancorp, Inc. (MSBI) revenue fell by 12.2% over the trailing twelve months, compared with the twelve months before.
Yes. Midland States Bancorp, Inc. (MSBI) earned $58.3M in net income over the trailing twelve months (a 18.1% net margin).
Yes. Midland States Bancorp, Inc. (MSBI) pays a dividend that yields 3.99% at the current price, a moderate yield.
Midland States Bancorp, Inc. (MSBI) had a return on equity (ROE) of 10.5% over the trailing twelve months. That is in line with the market's typical 10-15%.
Midland States Bancorp, Inc. (MSBI) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
Midland States Bancorp, Inc. (MSBI) has an efficiency ratio of 117.4%. This is higher than peers, suggesting room for cost optimization.
