National Bank Holdings Corporation (NBHC) Earnings History
Profitable17 years of earnings data (2009–2025) · Positive TTM net income
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National Bank Holdings Corporation (NBHC) Earnings Overview
As of June 13, 2026, National Bank Holdings Corporation (NBHC) reported trailing twelve-month net income of $110M, reflecting -7.5% year-over-year growth. The company earned $2.87 per diluted share over the past four quarters, with a net profit margin of 18.8%.
Looking at the long-term picture, NBHC's 5-year EPS compound annual growth rate (CAGR) stands at +0.0%, reflecting modest earnings expansion. The company achieved its highest annual net income of $142M in fiscal 2023.
National Bank Holdings Corporation maintains industry-leading profitability with a gross margin of 69.2%, operating margin of 24.4%, and net margin of 18.8%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including IBCP ($69M net income, 21.7% margin), FFIN ($254M net income, 30.7% margin), CVBF ($209M net income, 32.5% margin), NBHC has room to improve margins relative to the peer group. Compare NBHC vs IBCP →
NBHC Earnings vs Peers
Earnings metrics vs comparable public companies
NBHC Historical Earnings Data (2009–2025)
17 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $110M | -7.8% | $143M | $2.85 | 18.8% | 24.4% |
| 2024 | $119M | -16.4% | $145M | $3.08 | 20.0% | 24.4% |
| 2023 | $142M | +99.3% | $176M | $3.72 | 25.7% | 31.7% |
| 2022 | $71M | -23.9% | $86M | $2.18 | 20.6% | 24.9% |
| 2021 | $94M | +5.7% | $115M | $3.01 | 30.6% | 37.6% |
| 2020 | $89M | +10.2% | $109M | $2.85 | 25.0% | 30.9% |
| 2019 | $80M | +30.8% | $96M | $2.55 | 24.5% | 29.3% |
| 2018 | $61M | +321.5% | $74M | $1.96 | 21.0% | 25.2% |
| 2017 | $15M | -36.8% | $36M | $0.53 | 7.2% | 17.6% |
| 2016 | $23M | +372.4% | $26M | $0.79 | 11.5% | 13.0% |
| 2015 | $5M | -46.8% | $8M | $0.14 | 2.4% | 3.8% |
| 2014 | $9M | +32.5% | $12M | $0.22 | 3.9% | 5.3% |
| 2013 | $7M | +1375.7% | $11M | $0.14 | 3.1% | 4.8% |
| 2012 | $-543,000 | -101.3% | $4M | $-0.01 | -0.2% | 1.5% |
| 2011 | $42M | +593.5% | $69M | $0.81 | 18.4% | 30.4% |
| 2010 | $6M | +494.5% | $9M | $0.12 | 25.9% | 38.5% |
| 2009 | -$2M | - | -$1M | $-0.03 | -318.9% | -284.0% |
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Compare NowNBHC — Frequently Asked Questions
Quick answers to the most common questions about buying NBHC stock.
What is NBHC earnings per share (EPS)?
NBHC trailing twelve-month (TTM) diluted EPS is $2.87, reflecting -7.5% year-over-year growth. The 5-year EPS CAGR is +0.0%. Complete EPS history from 2009 to 2025 is available in the table on this page.
What is National Bank Holdings Corporation's net income?
National Bank Holdings Corporation (NBHC) trailing twelve-month net income is $110M as of 2025. Earnings declined -7.5% year-over-year. National Bank Holdings Corporation has been profitable for 13 consecutive years.
Is NBHC profitable?
Yes, NBHC is profitable with a TTM net income of $110M and a net profit margin of +18.8%. National Bank Holdings Corporation has generated profits for 13 consecutive years.
What is NBHC's earnings growth rate?
NBHC compound annual EPS growth rates (CAGR): 1-Year: -7.5%, 3-Year: +9.3%, 5-Year: +0.0%, 10-Year: +35.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2009 to 2025.
What are NBHC's profit margins?
National Bank Holdings Corporation net profit margin is +18.8%, operating margin is +24.4%, and gross margin is +69.2%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +8.1%.
Is NBHC growing earnings?
NBHC earnings are declining — EPS fell -7.5% year-over-year. TTM net income dropped to $110M. This contrasts with the 5-year CAGR of +0.0%.
What was NBHC's best earnings year?
National Bank Holdings Corporation's highest annual net income on record is $142M, achieved in fiscal year 2023. Earnings history on this page spans 2009 to 2025 and includes all annual and quarterly figures.
What were NBHC's earnings last quarter?
NBHC's most recent reported quarter was Q4 2025. Net income was $16M with diluted EPS of $0.42. For a full breakdown of all quarters, see the quarterly earnings table on this page.