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NECB logoNortheast Community Bancorp, Inc. (NECB) Earnings History

Annual and quarterly earnings data from 2004 to 2025

TTM Net Income
$44M
Profitable
TTM EPS
$3.25
Diluted
YoY EPS Growth
-7.7%
Slow
Net Margin
28.2%
Profitability
Operating Margin39.6%
Gross Margin66.1%
ROE13.3%
ROA2.2%
Highest Annual Net Income$47M (2024)
Highest Quarterly EPS$0.97 (Q2 2024)
Consecutive Profitable Years13 years
Q4 2025
Net Income$11M
EPS$0.79
QoQ Growth-8.9%Slow

Loading earnings history...

NECB EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-7.7%
Slow
3-Year
+27.2%
Excellent
5-Year
+33.7%
Excellent
10-Year
+32.2%
Excellent

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

NECB Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202566.1%39.6%28.2%
202463.7%41.1%29.4%
202372.9%48.4%34.6%
202288.4%46.8%33.8%
202182.8%30.7%23.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Northeast Community Bancorp, Inc. (NECB) Earnings Overview

As of May 8, 2026, Northeast Community Bancorp, Inc. (NECB) reported trailing twelve-month net income of $44M, reflecting -7.7% year-over-year growth. The company earned $3.25 per diluted share over the past four quarters, with a net profit margin of 28.2%.

Looking at the long-term picture, NECB's 5-year EPS compound annual growth rate (CAGR) stands at +33.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $47M in fiscal 2024.

Northeast Community Bancorp, Inc. maintains industry-leading profitability with a gross margin of 66.1%, operating margin of 39.6%, and net margin of 28.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), TRST ($61M net income, 22.0% margin), NFBK ($39M net income, 11.9% margin), NECB has outperformed on profitability metrics. Compare NECB vs NBTB →

NECB Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
NECB logoNECBCurrent
$44M$3.2528.2%13.3%-7.7%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
TRST logoTRST
$61M$3.3422.0%9.0%+26.5%
NFBK logoNFBK
$39M$0.9911.9%4.3%-16.3%
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
DCOM logoDCOM
$111M$2.5715.2%7.7%+330.9%
Best in group
Lowest in group

NECB Historical Earnings Data (2004–2025)

22 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$44M-5.7%$62M$3.2528.2%39.6%
2024$47M+1.7%$66M$3.5229.4%41.1%
2023$46M+86.3%$65M$3.3234.6%48.4%
2022$25M+108.7%$34M$1.5833.8%46.8%
2021$12M-3.4%$16M$0.7523.5%30.7%
2020$12M-4.8%$16M$0.7623.9%30.3%
2019$13M-0.6%$17M$1.0822.4%29.6%
2018$13M+61.8%$17M$1.0925.8%33.3%
2017$8M+60.1%$15M$0.6720.1%36.3%
2016$5M+114.6%$8M$0.4216.3%26.5%

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NECB — Frequently Asked Questions

Quick answers to the most common questions about buying NECB stock.

Is NECB growing earnings?

NECB EPS fell to $3.25, with earnings declining -7.7%. This contrasts with the 5-year CAGR of +33.7%. TTM net income dropped to $44M.

What are NECB's profit margins?

Northeast Community Bancorp, Inc. net margin is +28.2%, with operating margin at +39.6%. Above-average margins indicate pricing power.

How consistent are NECB's earnings?

NECB earnings data spans 2004-2025. The declining earnings trend is -7.7% YoY. Historical data enables comparison across business cycles.

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NECB Earnings Over Time (2014–2025)

Net income and EPS trends