NECB trades 11.8% below Wall Street's consensus target of $29.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes NECB achieves its forward estimates and maintains a stable P/E multiple of 8.6x. This scenario reflects the blended consensus of 1 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Northeast Community Bancorp, Inc. (NECB) has a Wall Street consensus price target of $29.50, based on estimates from 1 covering analysts. With the stock currently trading at $26.38, this represents a potential upside of +11.8%. The company has a market capitalization of $364M.
Analyst price targets range from a low of $29.50 to a high of $29.50, representing a 0% spread in expectations. The median target of $29.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, NECB trades at a trailing P/E of 8.1x and forward P/E of 8.6x. The forward PEG ratio of 0.26 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -2.2% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $30.25, with bear and bull scenarios of $19.06 and $39.86 respectively. Model confidence stands at 46/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.6B | $50.48 | $56.67 | +12.3% | Hold | 12.1x | 10 |
 TRSTTrustCo Bank Corp NY | $946M | $55.54 | — | — | Hold | 19.4x | 3 |
 NFBKNorthfield Bancorp, Inc. | $639M | $15.31 | $14.50 | -5.3% | Hold | 11.3x | 9 |
 CZWICitizens Community Bancorp, Inc. | $205M | $21.23 | $24.00 | +13.0% | Buy | 14.9x | 3 |
 DCOMDime Community Bancshares, Inc. | $1.8B | $39.95 | $43.00 | +7.6% | Hold | 11.9x | 10 |
 KRNYKearny Financial Corp. | $588M | $9.34 | $10.75 | +15.1% | Hold | 14.9x | 5 |
 MNSBMainStreet Bancshares, Inc. | $177M | $24.80 | — | — | Hold | 11.0x | 1 |
 FNFFidelity National Financial, Inc. | $11.3B | $41.85 | $56.00 | +33.8% | Buy | 8.2x | 17 |
 FAFFirst American Financial Corporation | $7.0B | $68.09 | $83.00 | +21.9% | Buy | 9.8x | 15 |
 FICOFair Isaac Corporation | $19.0B | $879.62 | $1539.33 | +75.0% | Buy | 20.5x | 20 |
Quick answers to the most common questions about buying NECB stock.
Northeast Community Bancorp, Inc. (NECB) has a consensus 12-month price target of $29.5, implying 11.8% upside from $26.38. The 1 analysts covering NECB see moderate appreciation potential.
NECB has a consensus rating of "Hold" based on 1 Wall Street analysts. The rating breakdown is mixed, with 1 Hold ratings making up the largest segment. The consensus 12-month price target of $29.5 implies 11.8% upside from current levels.
With a forward P/E of 8.6069x, NECB trades at a relatively low valuation. The consensus target of $29.5 implies 11.8% appreciation, suggesting meaningful undervaluation.
The most bullish Wall Street analyst has a price target of $29.5 for NECB, while the most conservative target is $29.5. The consensus of $29.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $40 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
NECB is lightly followed, with 1 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month NECB stock forecast based on 1 Wall Street analysts shows a consensus price target of $29.5, with estimates ranging from $29.5 (bear case) to $29.5 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $30, with bear/bull scenarios of $19/$40.
Our quantitative valuation model calculates NECB's fair value at $30 (base case), with a bear case of $19 and bull case of $40. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 46/100.
NECB trades at a forward P/E ratio of 8.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 8.1x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Wall Street analysts are optimistic on NECB, with a "Hold" consensus rating and $29.5 price target (11.8% upside). 0 of 1 analysts rate it Buy or Strong Buy. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
NECB analyst price targets range from $29.5 to $29.5, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $29.5 consensus represents the middle ground. Our model's $19-$40 range provides an independent fundamental perspective.
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