NECB trades 1.7% below Wall Street's consensus target of $29.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes NECB achieves its forward estimates and maintains a stable P/E multiple of 10.2x. This scenario reflects the blended consensus of 2 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of November 8, 2026, Northeast Community Bancorp, Inc. (NECB) has a Wall Street consensus price target of $29.50, based on estimates from 2 covering analysts. With the stock currently trading at $29.01, this represents a potential upside of +1.7%. The company has a market capitalization of $401M.
Analyst price targets range from a low of $29.50 to a high of $29.50, representing a 0% spread in expectations. The median target of $29.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 1 analysts rating the stock as a Buy or Strong Buy,1 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, NECB trades at a trailing P/E of 9.5x and forward P/E of 10.2x. The forward PEG ratio of 0.30 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow -9.5% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $32.94, with bear and bull scenarios of $20.75 and $43.40 respectively. Model confidence stands at 44/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 NBTBNBT Bancorp Inc. | $2.7B | $52.83 | $57.67 | +9.2% | Hold | 12.6x | 10 |
 TRSTTrustCo Bank Corp NY | $976M | $57.30 | — | — | Hold | 20.0x | 3 |
 CZWICitizens Community Bancorp, Inc. | $225M | $23.38 | $24.00 | +2.7% | Buy | 15.0x | 3 |
 DCOMDime Community Bancshares, Inc. | $1.9B | $42.21 | $48.50 | +14.9% | Buy | 12.4x | 10 |
 KRNYKearny Financial Corp. | $567M | $9.01 | $10.50 | +16.5% | Hold | 14.4x | 5 |
 MNSBMainStreet Bancshares, Inc. | $157M | $22.11 | — | — | Hold | 10.6x | 1 |
 FNFFidelity National Financial, Inc. | $11.8B | $43.84 | $54.33 | +23.9% | Buy | 8.9x | 17 |
 FAFFirst American Financial Corporation | $6.8B | $67.01 | $76.50 | +14.2% | Buy | 9.9x | 15 |
 FICOFair Isaac Corporation | $15.2B | $704.55 | $986.50 | +40.0% | Buy | 16.5x | 21 |
 ICEIntercontinental Exchange, Inc. | $97.2B | $172.27 | $183.89 | +6.7% | Buy | 21.0x | 36 |
Quick answers to the most common questions about buying NECB stock.
The consensus price target for NECB is $29.5, close to the current price of $29.01 (1.7% implied move). Based on 2 analyst estimates, the stock appears fairly valued near current levels.
NECB has a consensus rating of "Buy" based on 2 Wall Street analysts. The rating breakdown is mixed, with 1 Hold ratings making up the largest segment. The consensus 12-month price target of $29.5 implies 1.7% upside from current levels.
With a forward P/E of 10.2328x, NECB trades at a relatively low valuation. The consensus target of $29.5 implies 1.7% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $29.5 for NECB, while the most conservative target is $29.5. The consensus of $29.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $43 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
NECB is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 1 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month NECB stock forecast based on 2 Wall Street analysts shows a consensus price target of $29.5, with estimates ranging from $29.5 (bear case) to $29.5 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $33, with bear/bull scenarios of $21/$43.
Our quantitative valuation model calculates NECB's fair value at $33 (base case), with a bear case of $21 and bull case of $43. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 44/100.
NECB trades at a forward P/E ratio of 10.2x based on next-twelve-months earnings estimates compared to a trailing P/E of 9.5x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
NECB appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $29.5 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
NECB analyst price targets range from $29.5 to $29.5, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $29.5 consensus represents the middle ground. Our model's $21-$43 range provides an independent fundamental perspective.
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